Her Dinero Matters

If you love to plan for things, you already know that thinking ahead has some serious benefits in the mental peace department –when you plan things in advance, you remove some of the uncertainty that our brains tend to associate with all future-related events. In this week’s episode, I’ll share with you what the financial benefits of thinking ahead are and how you can put yourself in future-me thinking mode.

You don’t need to specialize in financial forecasting to understand that, when it comes to personal finances, making decisions and planning with your future self in mind has some major advantages. Intuitively, we all know that long-term planning (aka, thinking ahead) coupled with consistency is, admittedly, one of the best strategies out there. 

However, when you are immersed in the day-to-day grind, where the rhythms of life pulse in a never-ending staccato, it's easy to forget that there’s more to the day than your never-ending to-do list. You also have goals and dreams, future projects and plans that are brewing in the back, a vision of how you want your life to be. And none of that will come to fruition today, or even over the next few days.

The only way to access that well of possibilities is by harvesting the power of thinking ahead and planning for your future success. 

Although every human being is already equipped with all the tools needed to plan and think about their future selves, not everyone knows how to intentionally tap into that pool of possibilities. This is why in today’s episode, I’ll share with you what the benefits of thinking ahead are and how you can put yourself in future-me thinking mode. 

In this episode you will learn: 

• Five reasons why thinking about your future money self matters.  
• A practical exercise to start listening to your future money self.
• A recap of the main lessons that you’ll get once you start thinking about your future money self.

Achieving financial stability doesn’t have to feel like an uphill climb all the time. In fact, it’s possible to build a strong financial foundation without feeling overwhelmed by your own numbers (spoiler alert: the whole journey can even be fun!). In today’s episode, Dr. Darla Bishop will share why being “good” with money doesn’t require an advanced degree in economics or superior mathematical knowledge. Shall we dig in?

If you are a regular listener of personal finances podcasts, chances are you know someone who is really “good” with money. Meaning: for as long as you’ve known them, this person has never shown visible signs of financial struggle. From ongoing conversations, you know they’ve been working the same job for quite some time, paid their bills consistently, took regular vacations with their families, and even managed to offer support for their college-aged kids. 

The most surprising thing? You know, for a fact, that generational wealth is not at play here. Your acquaintance didn’t inherit a massive state or is supported by a hefty trust fund. They are a regular, everyday person, with a regular job and half a dozen bills to pay,  just like you. And yet, their lives couldn’t feel more different, and deep down inside, you can’t stop wondering why.

What exactly gave them their advantage? What’s at play here? 

In this week’s episode, we are going to dig deep into this in an open convo with Dr. Darla Bishop, the author of How to Afford Everything, a practical guide for those who are starting to figure out their money. Darla will share her insights on the steps you need to take now to finally become “good” with money. 

In this episode you will learn: 

• Why small financial wins are so important.
• How everyday people can attain financial stability (plot twist: it all starts with a mind shift).
• The real impact of changing your mindset. 

When you are living in a financial situation filled with dramatic ups and downs, sometimes you start to sense that maybe, just maybe, the real culprit behind the craziness is everything… but the money itself. Yes, you might not be bringing in the income you want, but something inside you suspects that, even if you did, your current situation would still be a thing. If this paradox feels familiar, this is your episode. This week, Jessica Moorhouse is back on the podcast to share her insights on why, sometimes, our financial struggles have nothing to do with actual money. Shall we dig in?

If you are a long-time listener of this podcast, chances are you’re also the proud owner of solid financial knowledge. You’ve probably read your fair share of money books, are constantly on the lookout for down-to-earth financial advice, and, overall, you do have a good understanding of where your finances currently stand. The ups and downs of your daily money management are not that new to you. 

And yet, if a random stranger were to ask you how satisfied you are with your current financial situation, I suspect your answer wouldn’t be super enthusiastic. Maybe you feel nowhere near hitting your goals. Or maybe you’ve made progress, but you just don’t feel a real sense of achievement. Maybe you’ve been learning a lot and following sensible advice down to the T, but you don’t see objective improvements in your current financial situation. 

If any of these scenarios feel familiar, you’ve landed on the right episode. This week on Her Dinero Matters, we are having the amazing Jessica Moorhouse back in the podcast. Jessica will share her insights and learnings on those pesky hidden barriers preventing you from attaining financial freedom, once and for all.

In this episode you will learn: 

• Why financial literacy alone is not enough.
• How emotions and past experiences shape the way you think (and act) around money.
• The role that privilege plays in our financial journeys. 

Are you tired of creating complex spreadsheets (sophisticated expense categories and advanced formulas included) only to realize a few weeks later that you are not following your carefully crafted plan? If you are still chasing the proverbial one-step budgeting/financial solution that will put your finances on the road to guaranteed success, this episode is for you. This week, Nicole Stanley, founder of Arise Financial Coaching, will share what you can do today to inject a dose of Money Momentum into your finances. 

“Spend less and save more.”

“You can’t take vacations if you’re in debt”.

“Before getting groceries, always check prices in different places.”.

“Don’t buy things you don’t need.”

“Stop buying $5 lattes.”

When was the last time you heard this type of money “advice”? If you’re anything like me, the answer is probably “far too often”. While the intentions of the advice-giver usually come from a place of genuine care and desire to help, the unfortunate truth is that, when taken at face value, these pieces of advice rarely fix anything. Instead, they make us feel ashamed, unfit, or just plain incapable of fixing this big can of worms that is your finances. 

But, what if there was a way to not only “get” financial knowledge, but also act on it and thus gain momentum in the process? What if you had a framework that walked you through the essential steps you need to take to finally put your finances in order without the shame or the limiting stories that may be feeding some misaligned beliefs? 

Well, that’s exactly what Nicole Stanley is sharing with us today. 

This week in Her Dinero Matters, Nicole will share with us 3 major truths she discovered in her own journey toward financial success. Nicole Stanley is the founder of Arise Financial Coaching, where she offers shame-free financial education that empowers women.

In this episode you will learn: 

• The importance of reshaping your own financial narrative.
• The steps you can take today to inject your finances with momentum.
• Why “being frugal” is not always the answer (plot twist: yes, you can take that too far!)