<div style="text-align: center;"> <iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/hahMvEzJjoY?rel=0" width="480"></iframe></div> <div style="text-align: center;"> <br /></div> <div style="text-align: center;"> <span id="docs-internal-guid-229c3c93-912b-4c74-e3a3-6af804930dbe"><span style="font-family: &quot;arial&quot;; vertical-align: baseline; white-space: pre-wrap;"><i>If you’re a homebuyer in our market, it’s better to get pre-approved than pre-qualified. Here’s why. </i></span></span></div> <div style="text-align: center;"> <span style="font-family: &quot;arial&quot;; vertical-align: baseline; white-space: pre-wrap;"><i><br /></i></span></div> <div style="text-align: center;"> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;">Want to sell your home?&nbsp;<a href="http://patrickcollins.boldleads.com/" style="color: #2d6e9f; text-decoration-line: none;" target="_blank"><b>Get a FREE home value report</b>&nbsp;</a></span><br /> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;">Want to buy a home?&nbsp;<b style="color: #2d6e9f;"><a href="http://www.coloradospringsbesthouses.com/" style="color: #2d6e9f; text-decoration-line: none;" target="_blank">Search all homes for sale</a></b></span></div> <div style="text-align: center;"> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;"><br /></span></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">What’s the difference between being pre-qualified and being pre-approved? Which one should you strive for as a homebuyer? </span></div> <div style="text-align: left;"> <b id="docs-internal-guid-229c3c93-912b-aaf7-c000-bf8d50252819" style="font-weight: normal;"><br /></b></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Being pre-qualified involves just getting on the phone and having a short conversation with a lender. They’ll take some basic information from you, and how they qualify you is based solely on the information you give them. However, this information, through no fault of your own, might not be accurate. </span></div> <div style="text-align: left;"> <b style="font-weight: normal;"><br /></b></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Being pre-approved means filling out a loan application, meeting with a lender in person, and giving your whole file to an underwriter. You’ll then get pre-approved by the underwriter. Once you’re pre-approved by that underwriter, you’re actually qualified to buy a home. </span></div> <div class="quote-box"> <div class="quote-text"> If you want to beat out other buyers, get pre-approved.</div> </div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">In this market, it’s especially important to be pre-approved. </span><span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Sellers won’t want to take an offer from a buyer who is only pre-qualified—they’ll want a full pre-approval.</span><span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> If you want to beat out other buyers to the best deals in our market, get pre-approved. </span></div> <div style="text-align: left;"> <br /></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">If you have any questions about pre-approvals or pre-qualifications or you’re thinking about buying or selling a home in our market, don’t hesitate to reach out to me. I’d be happy to help you. </span></div>