<h2 class="wp-block-heading has-medium-font-size">Richard Haass: Episode 152 &#8211; The World&#8217;s Hot Spots</h2>
Dr. RICHARD HAASS takes us on a tour of The World&#8217;s Hot Spots. We also discuss the U.S. in 2024 and the concept of citizenship.
Richard is a veteran diplomat and respected scholar of international relations. 
He is president emeritus of the Council on Foreign Relations after having served as the CFR’s president for twenty years. 
Richard is also senior counselor with Centerview Partners, an international investment banking advisory firm. He appears frequently in the media and <a href="https://www.amazon.com/stores/Richard-Haass/author/B001JXOWI8" target="_blank" rel="noreferrer noopener">has authored several books on American Foreign Policy, Management and Democracy</a>. 
<h2 class="wp-block-heading">Richard Haass on the World&#8217;s Hot Spots</h2>
Israel/Gaza/Middle East/Hamas/Hezbollah &#8211; What do the other oil-rich nations to the north think of these troubles? Even with outside pressure, is there a long term answer for this conflict?
Ukraine/Russia &#8211; Meanwhile, what does a Russia look like after Putin?
China/Taiwan/South China Seas &#8211; While Russia struggles, but progresses, with the Ukraine, has the U.S. calculus with China changed?
India &#8211; Because India now has the same population as China and growing economic power, is there an appetite for them to step up in world affairs?
Haiti &#8211; As a result of this month&#8217;s events and it&#8217;s long history of chaos, is Haiti a broken country?
<h2 class="wp-block-heading">Richard Haass on The United States in 2024</h2>
With Trump vs Biden now a semi-official Rematch, what are you looking out for?
The Health of Economy &#8211; With statistics saying it’s healthy and people saying it doesn’t feel that way, who wins out?
Immigration &#8211; How did the U.S. get this so wrong?
As a result immigrations and the headlines around National Security and Foreign Policy, is this the election where the economy is not the decisive issue? 
If the electorate looking inward this cycle, will this attitude have an impact on Tax Policy?
With both parties having lame ducks and shallow benches, what does the next administration look like as the head into midterms?
If the cult of personality begins to dissipate, what&#8217;s next?
Resultantly, is this a source of optimism that well get back into actual policy debates at the party level?
<h2 class="wp-block-heading">&#8220;The Bill of Obligations&#8221; and Citizenship</h2>
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<div class="wp-block-embed__wrapper">
https://www.amazon.com/Bill-Obligations-Habits-Good-Citizens-ebook/dp/B0B8R2HJVJ
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</figure>
What prompted you to write about what it takes to be a good and productive citizen?
What are the 10 points of the Bill of Obligations?
-Be Informed -Get Involved -Stay Open to Compromise -Remain Civil -Reject Violence -Value Norms -Promote the Common Good -Respect Government Service -Support the Teaching of Civics -Put Country First
Are there certain writers and publications you enjoy reading? Favorite books?
<h2 class="wp-block-heading">Final Questions </h2>
With some of the big concepts laid out, what big concept out there keeps you up at night? 
Lastly, with so much conflict around the globe, is there a big opportunity that you see that isn’t being noticed?
<h2 class="wp-block-heading">How do we find Richard&#8217;s writing and appearances?</h2>
<a href="https://richardhaass.substack.com/" target="_blank" rel="noreferrer noopener">&#8220;HOME AND AWAY&#8221; ON SUBSTACK</a>
<a href="https://twitter.com/RichardHaass" target="_blank" rel="noreferrer noopener">RICHARD on TWITTER</a>
<a href="https://www.cfr.org/expert/richard-haass" target="_blank" rel="noreferrer noopener">COUNCIL ON FOREIGN RELATIONS</a>
<a href="https://www.centerviewpartners.com/ourteammember.aspx?employee=Richard%20Haass" target="_blank" rel="noreferrer noopener">CENTERVIEW PARTNERS</a>
<figure class="wp-block-embed is-type-rich is-provider-amazon wp-block-embed-amazon">
<div class="wp-block-embed__wrapper">
https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
</div>
</figure>

<description>Dr. RICHARD HAASS takes us on a tour of The World's Hot Spots. We also discuss the U.S. in 2024 and the concept of citizen ship.</description>

Dr. RICHARD HAASS takes us on a tour of The World's Hot Spots. We also discuss the U.S. in 2024 and the concept of citizen ship.

RICHARD HAASS

<h2 class="wp-block-heading has-text-align-center">Episode 151 &#8211; MARK HOUSE</h2>
Cryopreservation and wealth was once the purview of science fiction and Hollywood. Freezing one&#8217;s self to be revived in the future is not just something out of Issac Asimov book or a Ridley Scott movie. The science, estate planning, and economics of this &#8220;call option on immortality&#8221; are here right now. 
There are legitimate and current issues with cryopreservation and wealth- fascinating ones at that! Science, estate planning, ethics, governance, economics and good old-fashioned drafting are in focus as I speak with Scottsdale-based attorney <a href="https://beckerandhouse.com/team/mark-e-house/" target="_blank" rel="noreferrer noopener">MARK HOUSE</a>. 
We&#8217;re going to get our arms around the misconceptions of the freezing process and what that means legally and practically. With that background, we&#8217;ll dive into the structuring and drafting considerations to effectuate this amazing concept. Finally, we have some fun by guessing at what the world may look like with revived citizens hundreds of years from now.
<h2 class="wp-block-heading has-medium-font-size">INTRODUCTION</h2>
<h2 class="wp-block-heading has-medium-font-size">BACKGROUND</h2>
-How did Mark get into estate planning and how did he get into cryonics?
<h2 class="wp-block-heading has-medium-font-size">CRYONICS</h2>
-Let&#8217;s define freezing&nbsp;&#8220;pre-death&#8221; vs &#8220;post-death.&#8221;
-Behind the Science: <a href="https://www.forbes.com/sites/calumchace/2022/11/01/regenerating-the-thymus-profile-of-greg-fahy/?sh=6bbe80805d2e" target="_blank" rel="noreferrer noopener">GREG FAHY&#8217;S WORK</a> and <a href="https://en.wikipedia.org/wiki/Greg_Fahy" target="_blank" rel="noreferrer noopener">BIO</a>
-What is the legal and funding process?
<h2 class="wp-block-heading has-medium-font-size">ESTATE PLANNING AROUND CRYOPRESERVATION AND WEALTH </h2>
-Usually when people die (and the being&#8217;s existence terminates), the assets transfer to beneficiaries. However, here something different happens.
-Is there a difference between being kept alive but in &#8220;suspended animation&#8221; and dying? 
-Does having various features including DNA maps serve as the basis for a new being?
<h2 class="wp-block-heading has-medium-font-size">DIRECTED TRUSTS</h2>
-Ownership in a trust should be able to provide the structure that allows the Grantor to be resuscitated&nbsp;when the science catches up.
-Trusts have a Grantor, Trustee, Corpus (literally in this case) and beneficiaries.
-Trustees must administer, invest and distribute.&nbsp;
-How does a directed trust allow the Grantor&#8217;s intent to persist?
<h2 class="wp-block-heading has-medium-font-size">TRUST REQUIREMENTS</h2>
-Perpetuity and a Good Trust Protector Structure are vital.
-With that in place, trustees must have distribution flexibility and discretion&nbsp;around &#8220;beneficiary&nbsp;determination&#8221;
-Why is it important to have broad Trustee choice?
-If we&#8217;re making guesses about the future, why is nimble decision-making process around &#8220;science determinations&#8221; important?
-When talking about investment flexibility, is endowing a future being a &#8220;prudent investment&#8217;? If so, how does a trustee sign off on that?
<h2 class="wp-block-heading has-medium-font-size">CRYOPRESERVATION AND WEALTH ISSUES</h2>
-Who pays the freezer? How much does this cost? 
-Once we know that, how does the trust pay for it? 
-When should a person use life insurance? When employed, does the presumption of death change anything?
-What happens if you run out of funds?
-Does it make sense to (also) endow the future persons&#8217;&nbsp;lifestyle? If not, how will they function in the future?
-Should other the trust not include future beneficiaries to reduce a potential future conflict
-How do you staff this? (See here for an interview with Betsy Brown on Corporate Trustees designed to deal with tricky situations: <a href="https://frazerrice.com/ep-63-betsy-brown/">https://frazerrice.com/ep-63-betsy-brown/</a>)
-What if the individual or corporate trustees cease to exist? (Trust protector)
-Is there liability for the science committee if they unfreeze&nbsp;too soon?&nbsp; Can other beneficiaries&nbsp;then be added? Should they be?
-Are private trust companies common in these situations?
<h2 class="wp-block-heading has-medium-font-size">BEST PRACTICES AROUND CRYOPRESERVATION AND WEALTH</h2>
-What’s the best way to get started?
<h2 class="wp-block-heading has-medium-font-size">OUTRO &#8211; </h2>
<h2 class="wp-block-heading has-medium-font-size">How do listeners find Mark House?</h2>
<a href="https://beckerandhouse.com/team/mark-e-house/" target="_blank" rel="noreferrer noopener">MARK HOUSE CONTACT INFORMATION</a>
<a href="https://www.alcor.org/docs/cryonics-magazine-2022-03.pdf" target="_blank" rel="noreferrer noopener">ARTICLE ON CRYONICS</a>
<a href="https://waitbutwhy.com/2016/03/cryonics.html" target="_blank" rel="noreferrer noopener">TIM URBAN&#8217;S ARTICLE</a>
<a href="https://law.emory.edu/faculty/faculty-profiles/pennell-profile.html" target="_blank" rel="noreferrer noopener">OUR TRUST AND ESTATES PROFESSOR, JEFFERY PENNELL</a>
<h2 class="wp-block-heading has-medium-font-size">Firms that do this</h2>
ALCOR- <a href="https://www.alcor.org/">https://www.alcor.org/</a>
<figure class="wp-block-embed is-type-rich is-provider-amazon wp-block-embed-amazon">
<div class="wp-block-embed__wrapper">
https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
</div>
</figure>

<description>Episode 151 - MARK HOUSE



Cryopreservation and wealth was once the purview of science fiction and Hollywood. Freezing one's self to be revived in the future is not just something out of Issac Asimov book or a Ridley Scott movie. The science, estate planning, and economics of this "call option on immortality" are here right now. 



There are legitimate and current issues with cryopreservation and wealth- fascinating ones at that! Science, estate planning, ethics, governance, economics and good old-fashioned drafting are in focus as I speak with Scottsdale-based attorney MARK HOUSE. 



We're going to get our arms around the misconceptions of the freezing process and what that means legally and practically. With that background, we'll dive into the structuring and drafting considerations to effectuate this amazing concept. Finally, we have some fun by guessing at what the world may look like with revived citizens hundreds of years from now.



INTRODUCTION



BACKGROUND



-How did Mark get into estate planning and how did he get into cryonics?



CRYONICS



-Let's define freezing "pre-death" vs "post-death."



-Behind the Science: GREG FAHY'S WORK and BIO



-What is the legal and funding process?



ESTATE PLANNING AROUND CRYOPRESERVATION AND WEALTH 



-Usually when people die (and the being's existence terminates), the assets transfer to beneficiaries. However, here something different happens.



-Is there a difference between being kept alive but in "suspended animation" and dying? 



-Does having various features including DNA maps serve as the basis for a new being?



DIRECTED TRUSTS



-Ownership in a trust should be able to provide the structure that allows the Grantor to be resuscitated when the science catches up.



-Trusts have a Grantor, Trustee, Corpus (literally in this case) and beneficiaries.



-Trustees must administer, invest and distribute. 



-How does a directed trust allow the Grantor's intent to persist?



TRUST REQUIREMENTS



-Perpetuity and a Good Trust Protector Structure are vital.



-With that in place, trustees must have distribution flexibility and discretion around "beneficiary determination"



-Why is it important to have broad Trustee choice?



-If we're making guesses about the future, why is nimble decision-making process around "science determinations" important?



-When talking about investment flexibility, is endowing a future being a "prudent investment'? If so, how does a trustee sign off on that?



CRYOPRESERVATION AND WEALTH ISSUES



-Who pays the freezer? How much does this cost? 



-Once we know that, how does the trust pay for it? 



-When should a person use life insurance? When employed, does the presumption of death change anything?



-What happens if you run out of funds?



-Does it make sense to (also) endow the future persons' lifestyle? If not, how will they function in the future?



-Should other the trust not include future beneficiaries to reduce a potential future conflict



-How do you staff this? (See here for an interview with Betsy Brown on Corporate Trustees designed to deal with tricky situations: https://frazerrice.com/ep-63-betsy-brown/)



-What if the individual or corporate trustees cease to exist? (Trust protector)



-Is there liability for the science committee if they unfreeze too soon?  Can other beneficiaries then be added? Should they be?



-Are private trust companies common in these situations?



BEST PRACTICES AROUND CRYOPRESERVATION AND WEALTH



-What’s the best way to get started?



OUTRO - 



How do listeners find Mark House?



MARK HOUSE CONTACT INFORMATION



ARTICLE ON CRYONICS



TIM URBAN'S ARTICLE



OUR TRUST AND ESTATES PROFESSOR, JEFFERY PENNELL



Firms that do this



ALCOR- https://www.alcor.org/




https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/</description>

Episode 151 - MARK HOUSE    Cryopreservation and wealth was once the purview of science fiction and Hollywood. Freezing one's self to be revived in the future is not just something out of Issac Asimov book or a Ridley Scott movie. The science,

Episode 151 - MARK HOUSE 
 
 
 
Cryopreservation and wealth was once the purview of science fiction and Hollywood. Freezing one's self to be revived in the future is not just something out of Issac Asimov book or a Ridley Scott movie. The science, estate planning, and economics of this "call option on immortality" are here right now. 
 
 
 
There are legitimate and current issues with cryopreservation and wealth- fascinating ones at that! Science, estate planning, ethics, governance, economics and good old-fashioned drafting are in focus as I speak with Scottsdale-based attorney MARK HOUSE. 
 
 
 
We're going to get our arms around the misconceptions of the freezing process and what that means legally and practically. With that background, we'll dive into the structuring and drafting considerations to effectuate this amazing concept. Finally, we have some fun by guessing at what the world may look like with revived citizens hundreds of years from now. 
 
 
 
INTRODUCTION 
 
 
 
BACKGROUND 
 
 
 
-How did Mark get into estate planning and how did he get into cryonics? 
 
 
 
CRYONICS 
 
 
 
-Let's define freezing "pre-death" vs "post-death." 
 
 
 
-Behind the Science: GREG FAHY'S WORK and BIO 
 
 
 
-What is the legal and funding process? 
 
 
 
ESTATE PLANNING AROUND CRYOPRESERVATION AND WEALTH 
 
 
 
-Usually when people die (and the being's existence terminates), the assets transfer to beneficiaries. However, here something different happens. 
 
 
 
-Is there a difference between being kept alive but in "suspended animation" and dying? 
 
 
 
-Does having various features including DNA maps serve as the basis for a new being? 
 
 
 
DIRECTED TRUSTS 
 
 
 
-Ownership in a trust should be able to provide the structure that allows the Grantor to be resuscitated when the science catches up. 
 
 
 
-Trusts have a Grantor, Trustee, Corpus (literally in this case) and beneficiaries. 
 
 
 
-Trustees must administer, invest and distribute.  
 
 
 
-How does a directed trust allow the Grantor's intent to persist? 
 
 
 
TRUST REQUIREMENTS 
 
 
 
-Perpetuity and a Good Trust Protector Structure are vital. 
 
 
 
-With that in place, trustees must have distribution flexibility and discretion around "beneficiary determination" 
 
 
 
-Why is it important to have broad Trustee choice? 
 
 
 
-If we're making guesses about the future, why is nimble decision-making process around "science determinations" important? 
 
 
 
-When talking about investment flexibility, is endowing a future being a "prudent investment'? If so, how does a trustee sign off on that? 
 
 
 
CRYOPRESERVATION AND WEALTH ISSUES 
 
 
 
-Who pays the freezer? How much does this cost? 
 
 
 
-Once we know that, how does the trust pay for it? 
 
 
 
-When should a person use life insurance? When employed, does the presumption of death change anything? 
 
 
 
-What happens if you run out of funds? 
 
 
 
-Does it make sense to (also) endow the future persons' lifestyle? If not, how will they function in the future? 
 
 
 
-Should other the trust not include future beneficiaries to reduce a potential future conflict 
 
 
 
-How do you staff this? (See here for an interview with Betsy Brown on Corporate Trustees designed to deal with tricky situations: https://frazerrice.com/ep-63-betsy-brown/)

CRYOPRESERVATION AND WEALTH

Episode 150 DAVID LESPERANCE AND MELVIN WARSHAW
In this 150th Episode, we revisit the topic of citizenship and expatriation and try to answer the question, &#8220;Should I expatriate?.&#8221; 
Establishing a life outside the friendly confines of the United States is a popular wealth conversation.. In the last few years, fueled by local dissatisfaction, political polarization, wealth divide animosity and positive &#8220;working abroad&#8221; experiences, &#8220;Expatriation&#8221; is now a big word in the cocktail party circuit. It&#8217;s a word that shouldn&#8217;t be taken lightly. Done correctly, it is a multi-year decision and planning process with significant consequences. 
Long-time friend of the podcast, <a href="https://lesperanceassociates.com/" target="_blank" rel="noreferrer noopener">DAVID LESPERANCE</a> and fellow cross-border tax expert, <a href="https://melvinawarshaw.com/">MELVIN WARSHAW</a>, share their expertise on the three levels of &#8220;detachment&#8221; from the USA. They will set out the administrative and tax consequences of moving up the ladder of recission from the United States.
(David&#8217;s previous interview here <a href="https://frazerrice.com/ep-76-david-lesperance/">EP-76 Citizenship Diversification</a>) 
<h2 class="wp-block-heading has-text-align-center has-medium-font-size">What factors have caused a dramatic increase in Wealthy Families seeking second citizenships and residence as &#8220;Fire Insurance&#8221;? </h2>
<ul>
<li class="has-medium-font-size">Tax the Rich proposals, </li>
<li class="has-medium-font-size">Rising racism and anti-semitism, </li>
<li class="has-medium-font-size">political polarization, </li>
<li class="has-medium-font-size">mass shootings etc.</li>
</ul>
What are the tax consequences of being a United States citizen?
How does one obtain a second residence? What factors to consider?
How does one obtain a second citizenship? What factors to consider?
<h2 class="wp-block-heading has-text-align-center has-medium-font-size">What are the types of &#8220;Fire Escape Plans&#8221;? (i.e. Go Bag option, American Living Abroad, Expatriation)&nbsp;</h2>
What are the Tax consequences of leaving the United States vs a full &#8220;Expatriation&#8221;?
What are possible factors that may cause one to trigger their Fire Escape Plan? (SCOTUS decision in Moore, Election mayhem, natural disasters, election results etc.)
What is the impact on the US of Wealthy Americans triggering Fire Escape Plans?
<h2 class="wp-block-heading has-text-align-center has-medium-font-size">Should I Expatriate?</h2>
<h2 class="wp-block-heading">Contact</h2>
<a href="https://www.linkedin.com/in/davidslesperance-residency-citizenship-taxation-lawyer/" target="_blank" rel="noreferrer noopener">David Lesperance on Linkedin </a>
<a href="https://www.linkedin.com/in/melvin-warshaw-437825a/" target="_blank" rel="noreferrer noopener">Melvin Warshaw on Linkedin</a>
<figure class="wp-block-embed is-type-rich is-provider-amazon wp-block-embed-amazon">
<div class="wp-block-embed__wrapper">
https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
</div>
</figure>

<description>Episode 150 DAVID LESPERANCE AND MELVIN WARSHAW



In this 150th Episode, we revisit the topic of citizenship and expatriation and try to answer the question, "Should I expatriate?." 



Establishing a life outside the friendly confines of the United States is a popular wealth conversation.. In the last few years, fueled by local dissatisfaction, political polarization, wealth divide animosity and positive "working abroad" experiences, "Expatriation" is now a big word in the cocktail party circuit. It's a word that shouldn't be taken lightly. Done correctly, it is a multi-year decision and planning process with significant consequences. 



Long-time friend of the podcast, DAVID LESPERANCE and fellow cross-border tax expert, MELVIN WARSHAW, share their expertise on the three levels of "detachment" from the USA. They will set out the administrative and tax consequences of moving up the ladder of recission from the United States.



(David's previous interview here EP-76 Citizenship Diversification) 



What factors have caused a dramatic increase in Wealthy Families seeking second citizenships and residence as "Fire Insurance"? 




Tax the Rich proposals, 



Rising racism and anti-semitism, 



political polarization, 



mass shootings etc.




What are the tax consequences of being a United States citizen?



How does one obtain a second residence? What factors to consider?



How does one obtain a second citizenship? What factors to consider?



What are the types of "Fire Escape Plans"? (i.e. Go Bag option, American Living Abroad, Expatriation) 



What are the Tax consequences of leaving the United States vs a full "Expatriation"?



What are possible factors that may cause one to trigger their Fire Escape Plan? (SCOTUS decision in Moore, Election mayhem, natural disasters, election results etc.)



What is the impact on the US of Wealthy Americans triggering Fire Escape Plans?



Should I Expatriate?



Contact



David Lesperance on Linkedin 



Melvin Warshaw on Linkedin




https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/</description>

Episode 150 DAVID LESPERANCE AND MELVIN WARSHAW    In this 150th Episode, we revisit the topic of citizenship and expatriation and try to answer the question, "Should I expatriate?."     Establishing a life outside the friendly confines of the United S...

Episode 150 DAVID LESPERANCE AND MELVIN WARSHAW 
 
 
 
In this 150th Episode, we revisit the topic of citizenship and expatriation and try to answer the question, "Should I expatriate?." 
 
 
 
Establishing a life outside the friendly confines of the United States is a popular wealth conversation.. In the last few years, fueled by local dissatisfaction, political polarization, wealth divide animosity and positive "working abroad" experiences, "Expatriation" is now a big word in the cocktail party circuit. It's a word that shouldn't be taken lightly. Done correctly, it is a multi-year decision and planning process with significant consequences. 
 
 
 
Long-time friend of the podcast, DAVID LESPERANCE and fellow cross-border tax expert, MELVIN WARSHAW, share their expertise on the three levels of "detachment" from the USA. They will set out the administrative and tax consequences of moving up the ladder of recission from the United States. 
 
 
 
(David's previous interview here EP-76 Citizenship Diversification) 
 
 
 
What factors have caused a dramatic increase in Wealthy Families seeking second citizenships and residence as "Fire Insurance"? 
 
 
 
 
Tax the Rich proposals, 
 
 
 
Rising racism and anti-semitism, 
 
 
 
political polarization, 
 
 
 
mass shootings etc. 
 
 
 
 
What are the tax consequences of being a United States citizen? 
 
 
 
How does one obtain a second residence? What factors to consider? 
 
 
 
How does one obtain a second citizenship? What factors to consider? 
 
 
 
What are the types of "Fire Escape Plans"? (i.e. Go Bag option, American Living Abroad, Expatriation)  
 
 
 
What are the Tax consequences of leaving the United States vs a full "Expatriation"? 
 
 
 
What are possible factors that may cause one to trigger their Fire Escape Plan? (SCOTUS decision in Moore, Election mayhem, natural disasters, election results etc.) 
 
 
 
What is the impact on the US of Wealthy Americans triggering Fire Escape Plans? 
 
 
 
Should I Expatriate? 
 
 
 
Contact 
 
 
 
David Lesperance on Linkedin 
 
 
 
Melvin Warshaw on Linkedin 
 
 
 
 
https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

SHOULD I EXPATRIATE?

<h2 class="wp-block-heading has-text-align-center">Episode 148: Aon&#8217;s Latanya Simmons</h2>

<div class="wp-block-image">
<figure class="aligncenter size-large"><img fetchpriority="high" decoding="async" width="922" height="1024" src="https://frazerrice.com/wp-content/uploads/2024/02/LaTanya-Simmons-headshot-2-922x1024.jpg" alt="" class="wp-image-12516" srcset="https://frazerrice.com/wp-content/uploads/2024/02/LaTanya-Simmons-headshot-2-922x1024.jpg 922w, https://frazerrice.com/wp-content/uploads/2024/02/LaTanya-Simmons-headshot-2-270x300.jpg 270w, https://frazerrice.com/wp-content/uploads/2024/02/LaTanya-Simmons-headshot-2-768x853.jpg 768w, https://frazerrice.com/wp-content/uploads/2024/02/LaTanya-Simmons-headshot-2-1383x1536.jpg 1383w, https://frazerrice.com/wp-content/uploads/2024/02/LaTanya-Simmons-headshot-2-1844x2048.jpg 1844w, https://frazerrice.com/wp-content/uploads/2024/02/LaTanya-Simmons-headshot-2-370x411.jpg 370w, https://frazerrice.com/wp-content/uploads/2024/02/LaTanya-Simmons-headshot-2-760x844.jpg 760w" sizes="(max-width: 922px) 100vw, 922px" /><figcaption class="wp-element-caption">Aon&#8217;s LaTanya Simmons on Florida and California Property Insurance</figcaption></figure>
</div>
The challenging Florida and California property insurance environment is a huge topic of conversation. Anyone looking to insure a property knows that this has become tricky business in the last five years. Floods, hurricanes, wildfires and mold have are major problems for successful families&#8217; homes. These and other conditions have driven up premiums if you can find insurance at all. Add into the mix the complexity around the liability and the long term viability of the insurers. It becomes obvious that you need an expert to help navigate these risks.
<a href="https://www.linkedin.com/in/latanya-simmons-cpcu-cpria/" target="_blank" rel="noreferrer noopener">LATANYA SIMMONS</a> is an Atlanta native and 2nd generation risk management professional. As the National Sports Practice Director and Private Risk Advisor with AON Private Risk Management, LaTanya provides expert personal property and casualty insurance advice and advocacy for successful individuals. executives, entrepreneurs, athletes, entertainers and family offices nationwide count among the people that she serves.
We discuss the Florida and California phenomenon and what she sees as the future of the property and casualty insurance market in the high net worth space.
<h2 class="wp-block-heading has-text-align-center has-medium-font-size">The Florida and California Property Insurance Challenge</h2>
Tell us what is going on in the Florida and California property insurance markets? What is the impact on customers? 
<h2 class="wp-block-heading has-text-align-center has-medium-font-size">Are Florida and California (and New York) just the beginning for the risk markets? </h2>
What strategies should those and others contemplating moves or purchases in other states consider beforehand?
How has the insurance market changed over the last 5 years (and specifically in the last 2)? Where do you see it going?
Will states like Texas, Colorado and Georgia feel this?
<h2 class="wp-block-heading has-text-align-center has-medium-font-size">Where do you identify the biggest insurance risks for highly successful individuals? </h2>
How often should insurance policies and programs be reviewed, including the health of their insurer?
Many clients are high profile due to their or their family’s success and involvement in the community. This puts them in the spotlight often – in the news, on social media, front page of their company website. 
What risks do higher profile people need to be thinking about?
What other guidance you can share for successful individuals and families when it comes to managing the risk around their homes, autos, collections, and other property?
<h2 class="wp-block-heading has-text-align-center">Contact LaTanya</h2>
<h2 class="wp-block-heading"><a href="https://www.linkedin.com/in/latanya-simmons-cpcu-cpria/" target="_blank" rel="noreferrer noopener">LaTanya Simmons LINKEDIN</a></h2>
<h2 class="wp-block-heading"><a href="https://www.aon.com/risk-services/private-risk-management/default" target="_blank" rel="noreferrer noopener">AON</a></h2>
Other &#8220;Wealth Actually&#8221; insurance discussions:
<figure class="wp-block-embed aligncenter is-type-wp-embed is-provider-frazer-rice wp-block-embed-frazer-rice">
<div class="wp-block-embed__wrapper">
https://frazerrice.com/ep-106-ahmet-bidav/
</div><figcaption class="wp-element-caption">For More . . . </figcaption></figure>
<figure class="wp-block-embed is-type-rich is-provider-amazon wp-block-embed-amazon">
<div class="wp-block-embed__wrapper">
https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
</div><figcaption class="wp-element-caption">The new audio version is out now!</figcaption></figure>
<ul class="wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex"></ul>
<h2 class="wp-block-heading has-small-font-size"></h2>

<description>Episode 148: Aon's Latanya Simmons





Aon's LaTanya Simmons on Florida and California Property Insurance



The challenging Florida and California property insurance environment is a huge topic of conversation. Anyone looking to insure a property knows that this has become tricky business in the last five years. Floods, hurricanes, wildfires and mold have are major problems for successful families' homes. These and other conditions have driven up premiums if you can find insurance at all. Add into the mix the complexity around the liability and the long term viability of the insurers. It becomes obvious that you need an expert to help navigate these risks.



LATANYA SIMMONS is an Atlanta native and 2nd generation risk management professional. As the National Sports Practice Director and Private Risk Advisor with AON Private Risk Management, LaTanya provides expert personal property and casualty insurance advice and advocacy for successful individuals. executives, entrepreneurs, athletes, entertainers and family offices nationwide count among the people that she serves.



We discuss the Florida and California phenomenon and what she sees as the future of the property and casualty insurance market in the high net worth space.



The Florida and California Property Insurance Challenge



Tell us what is going on in the Florida and California property insurance markets? What is the impact on customers? 



Are Florida and California (and New York) just the beginning for the risk markets? 



What strategies should those and others contemplating moves or purchases in other states consider beforehand?



How has the insurance market changed over the last 5 years (and specifically in the last 2)? Where do you see it going?



Will states like Texas, Colorado and Georgia feel this?



Where do you identify the biggest insurance risks for highly successful individuals?



How often should insurance policies and programs be reviewed, including the health of their insurer?



Many clients are high profile due to their or their family’s success and involvement in the community. This puts them in the spotlight often – in the news, on social media, front page of their company website. 



What risks do higher profile people need to be thinking about?



What other guidance you can share for successful individuals and families when it comes to managing the risk around their homes, autos, collections, and other property?



Contact LaTanya



LaTanya Simmons LINKEDIN



AON



Other "Wealth Actually" insurance discussions:




https://frazerrice.com/ep-106-ahmet-bidav/
For More . . . 




https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
The new audio version is out now!</description>

Episode 148: Aon's Latanya Simmons      Aon's LaTanya Simmons on Florida and California Property Insurance    The challenging Florida and California property insurance environment is a huge topic of conversation.

Episode 148: Aon's Latanya Simmons 
 
 
 
 
 
Aon's LaTanya Simmons on Florida and California Property Insurance 
 
 
 
The challenging Florida and California property insurance environment is a huge topic of conversation. Anyone looking to insure a property knows that this has become tricky business in the last five years. Floods, hurricanes, wildfires and mold have are major problems for successful families' homes. These and other conditions have driven up premiums if you can find insurance at all. Add into the mix the complexity around the liability and the long term viability of the insurers. It becomes obvious that you need an expert to help navigate these risks. 
 
 
 
LATANYA SIMMONS is an Atlanta native and 2nd generation risk management professional. As the National Sports Practice Director and Private Risk Advisor with AON Private Risk Management, LaTanya provides expert personal property and casualty insurance advice and advocacy for successful individuals. executives, entrepreneurs, athletes, entertainers and family offices nationwide count among the people that she serves. 
 
 
 
We discuss the Florida and California phenomenon and what she sees as the future of the property and casualty insurance market in the high net worth space. 
 
 
 
The Florida and California Property Insurance Challenge 
 
 
 
Tell us what is going on in the Florida and California property insurance markets? What is the impact on customers? 
 
 
 
Are Florida and California (and New York) just the beginning for the risk markets? 
 
 
 
What strategies should those and others contemplating moves or purchases in other states consider beforehand? 
 
 
 
How has the insurance market changed over the last 5 years (and specifically in the last 2)? Where do you see it going? 
 
 
 
Will states like Texas, Colorado and Georgia feel this? 
 
 
 
Where do you identify the biggest insurance risks for highly successful individuals? 
 
 
 
How often should insurance policies and programs be reviewed, including the health of their insurer? 
 
 
 
Many clients are high profile due to their or their family’s success and involvement in the community. This puts them in the spotlight often – in the news, on social media, front page of their company website. 
 
 
 
What risks do higher profile people need to be thinking about? 
 
 
 
What other guidance you can share for successful individuals and families when it comes to managing the risk around their homes, autos, collections, and other property? 
 
 
 
Contact LaTanya 
 
 
 
LaTanya Simmons LINKEDIN 
 
 
 
AON 
 
 
 
Other "Wealth Actually" insurance discussions: 
 
 
 
 
https://frazerrice.com/ep-106-ahmet-bidav/ 
For More . . . 
 
 
 
 
https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ 
The new audio version is out now!

FLORIDA AND CALIFORNIA PROPERTY INSURANCE

<h2 class="wp-block-heading has-text-align-center has-medium-font-size">EP-148</h2>
<h2 class="wp-block-heading has-text-align-center has-medium-font-size">LALIT PANDA on Optimizing Supply Chains in a Chaotic World and the Steps to Protect and Improve Company Operations</h2>
Defining the term &#8220;supply chain&#8221; and understanding what a company should control and what to outsource has never been more important to a business. Optimizing supply chains in a chaotic world is a huge challenge. Strategists at the executive and board level face:
<ul>
<li class="has-medium-font-size">Major global flare ups that threaten inputs</li>
<li class="has-medium-font-size">Huge pools of data to analyze, and </li>
<li class="has-medium-font-size">Increased complexity of logistics as customer preferences develop (almost to the point of irrationality). </li>
</ul>
<a href="https://www.linkedin.com/in/lalitp/" target="_blank" rel="noreferrer noopener">LALIT PANDA </a>has spent his career safeguarding, managing, de-risking and optimizing supply chains. Having worked with major companies like Sony and Altria on these problems, he joins us today to discuss the challenges and opportunities of in today&#8217;s supply chain framework. 
Lalit is an Operations and Technology executive with leadership experience across 7 different industries at companies of all sizes that were Public, PE and VC backed. As a Chief Operations Officer or a Chief Information/Digital Officer in global companies, he has led digital and operational transformations at scale. 
Companies where he had roles range from large public companies like Sony and Altria to mid-size firms like Harman, Denon, Tronox etc. He has also been in late stage startups, ranging from consumer products to industrial chemicals and medical devices. 
He is a blogger and thought leader on supply chain and digital transformation topics. These are increasingly important in a world of rapidly changing technology and geopolitical risks. 
Latit holds degrees from Massachusetts Institute of Technology, Indian Institute of Management, Ahmedabad and the National Institute of Technology. Based in Princeton, he co-chairs the programs committee of the Private Directors Association NY/NJ and the Technology and Industrial SIGs of The Executive Forum. 
<h2 class="wp-block-heading">Intro</h2>
<h2 class="wp-block-heading">Background</h2>
<h2 class="wp-block-heading">Supply Chain Definition</h2>
What is the definition of Development?
How do we categorize Planning, Sourcing, and Delivery?
What is the importance of Execution?
What goes into the Making of the Product?
Finally, what are the complications around the Delivery of the Product?
<h2 class="wp-block-heading">Traditional&nbsp;Notions and Recent Shocks</h2>
With Recent geopolitical impacts, how are companies mitigating risk?
What are the opportunities with recent Transportation advances?
Are companies taking advantage of recent Advances in information technology and logistics management (last mile)
What has been the impact of Covid / Work From Home (WFH)?
<h2 class="wp-block-heading">What do companies traditionally get wrong when optimizing supply chains in a chaotic world ?</h2>
Where is Strategic Perspective (and Oversight)?
How can there be a Lack of Board Representation ?
<h2 class="wp-block-heading">Looking into your crystal ball- what are the ways to improve supply chains amidst instability?</h2>
<h2 class="wp-block-heading">How do listeners&nbsp;find you?</h2>
<a rel="noreferrer noopener" href="https://www.linkedin.com/in/lalitp/" target="_blank">LALIT PANDA LINKEDIN</a>
<a rel="noreferrer noopener" href="https://twitter.com/lalitpanda" target="_blank">LALIT PANDA TWITTER &#8211; @latitpanda</a>
<a href="https://www.privatedirectors.org/new-york-metro-chapter" target="_blank" rel="noreferrer noopener">PRIVATE DIRECTOR ASSOCIATION</a>
<figure class="wp-block-embed is-type-rich is-provider-amazon wp-block-embed-amazon">
<div class="wp-block-embed__wrapper">
https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
</div>
</figure>

<description>EP-148



LALIT PANDA on Optimizing Supply Chains in a Chaotic World and the Steps to Protect and Improve Company Operations



Defining the term "supply chain" and understanding what a company should control and what to outsource has never been more important to a business. Optimizing supply chains in a chaotic world is a huge challenge. Strategists at the executive and board level face:




Major global flare ups that threaten inputs



Huge pools of data to analyze, and 



Increased complexity of logistics as customer preferences develop (almost to the point of irrationality). 




LALIT PANDA has spent his career safeguarding, managing, de-risking and optimizing supply chains. Having worked with major companies like Sony and Altria on these problems, he joins us today to discuss the challenges and opportunities of in today's supply chain framework. 



Lalit is an Operations and Technology executive with leadership experience across 7 different industries at companies of all sizes that were Public, PE and VC backed. As a Chief Operations Officer or a Chief Information/Digital Officer in global companies, he has led digital and operational transformations at scale. 



Companies where he had roles range from large public companies like Sony and Altria to mid-size firms like Harman, Denon, Tronox etc. He has also been in late stage startups, ranging from consumer products to industrial chemicals and medical devices. 



He is a blogger and thought leader on supply chain and digital transformation topics. These are increasingly important in a world of rapidly changing technology and geopolitical risks. 



Latit holds degrees from Massachusetts Institute of Technology, Indian Institute of Management, Ahmedabad and the National Institute of Technology. Based in Princeton, he co-chairs the programs committee of the Private Directors Association NY/NJ and the Technology and Industrial SIGs of The Executive Forum. 



Intro



Background



Supply Chain Definition



What is the definition of Development?



How do we categorize Planning, Sourcing, and Delivery?



What is the importance of Execution?



What goes into the Making of the Product?



Finally, what are the complications around the Delivery of the Product?



Traditional Notions and Recent Shocks



With Recent geopolitical impacts, how are companies mitigating risk?



What are the opportunities with recent Transportation advances?



Are companies taking advantage of recent Advances in information technology and logistics management (last mile)



What has been the impact of Covid / Work From Home (WFH)?



What do companies traditionally get wrong when optimizing supply chains in a chaotic world ?



Where is Strategic Perspective (and Oversight)?



How can there be a Lack of Board Representation ?



Looking into your crystal ball- what are the ways to improve supply chains amidst instability?



How do listeners find you?



LALIT PANDA LINKEDIN



LALIT PANDA TWITTER - @latitpanda



PRIVATE DIRECTOR ASSOCIATION




https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/</description>

EP-148    LALIT PANDA on Optimizing Supply Chains in a Chaotic World and the Steps to Protect and Improve Company Operations    Defining the term "supply chain" and understanding what a company should control and what to outsource has never been more i...

EP-148 
 
 
 
LALIT PANDA on Optimizing Supply Chains in a Chaotic World and the Steps to Protect and Improve Company Operations 
 
 
 
Defining the term "supply chain" and understanding what a company should control and what to outsource has never been more important to a business. Optimizing supply chains in a chaotic world is a huge challenge. Strategists at the executive and board level face: 
 
 
 
 
Major global flare ups that threaten inputs 
 
 
 
Huge pools of data to analyze, and 
 
 
 
Increased complexity of logistics as customer preferences develop (almost to the point of irrationality). 
 
 
 
 
LALIT PANDA has spent his career safeguarding, managing, de-risking and optimizing supply chains. Having worked with major companies like Sony and Altria on these problems, he joins us today to discuss the challenges and opportunities of in today's supply chain framework. 
 
 
 
Lalit is an Operations and Technology executive with leadership experience across 7 different industries at companies of all sizes that were Public, PE and VC backed. As a Chief Operations Officer or a Chief Information/Digital Officer in global companies, he has led digital and operational transformations at scale. 
 
 
 
Companies where he had roles range from large public companies like Sony and Altria to mid-size firms like Harman, Denon, Tronox etc. He has also been in late stage startups, ranging from consumer products to industrial chemicals and medical devices. 
 
 
 
He is a blogger and thought leader on supply chain and digital transformation topics. These are increasingly important in a world of rapidly changing technology and geopolitical risks. 
 
 
 
Latit holds degrees from Massachusetts Institute of Technology, Indian Institute of Management, Ahmedabad and the National Institute of Technology. Based in Princeton, he co-chairs the programs committee of the Private Directors Association NY/NJ and the Technology and Industrial SIGs of The Executive Forum. 
 
 
 
Intro 
 
 
 
Background 
 
 
 
Supply Chain Definition 
 
 
 
What is the definition of Development? 
 
 
 
How do we categorize Planning, Sourcing, and Delivery? 
 
 
 
What is the importance of Execution? 
 
 
 
What goes into the Making of the Product? 
 
 
 
Finally, what are the complications around the Delivery of the Product? 
 
 
 
Traditional Notions and Recent Shocks 
 
 
 
With Recent geopolitical impacts, how are companies mitigating risk? 
 
 
 
What are the opportunities with recent Transportation advances? 
 
 
 
Are companies taking advantage of recent Advances in information technology and logistics management (last mile) 
 
 
 
What has been the impact of Covid / Work From Home (WFH)? 
 
 
 
What do companies traditionally get wrong when optimizing supply chains in a chaotic world ? 
 
 
 
Where is Strategic Perspective (and Oversight)? 
 
 
 
How can there be a Lack of Board Representation ? 
 
 
 
Looking into your crystal ball- what are the ways to improve supply chains amidst instability? 
 
 
 
How do listeners find you? 
 
 
 
LALIT PANDA LINKEDIN 
 
 
 
LALIT PANDA TWITTER - @latitpanda 
 
 
 
PRIVATE DIRECTOR ASSOCIATION 
 
 
 
 
https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

OPTIMIZING SUPPLY CHAINS IN A CHAOTIC WORLD

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