Jae'$ Corner Podcast

AI, Aging & Your Money: Dr. Chris Heye, CEO & Creator, whealthchat.aiIn this episode of Jae’s Corner, Jae talks with Dr. Chris Heye—CEO and founder of Wealthcare Planning and WealthChat.ai—about how artificial intelligence can help families and advisors handle the hardest topic in finance: cognitive decline. Together they explore the connection between health, wealth, aging, and how AI tools are changing the future of financial conversations.In This Video00:00:00 Introducing Dr. Chris Heye and WealthChat.ai00:01:00 How health and wealth collide in real life00:03:00 Why healthcare risks outweigh inflation or market risks00:06:00 Planning for old age in America vs. other countries00:08:00 Essential legal documents everyone should have00:10:00 When financial decision-making starts to decline00:13:00 How to talk to aging parents about money and health00:18:00 Using AI to assess cognitive decline risk00:22:00 Advisor-facing vs. consumer-facing chatbot tools00:54:00 How AI will reshape the advisor-client relationship

Gen X Is the Caregiving Generation — and It’s Killing Their RetirementJae Oh, Education Fellow at the Alliance for Lifetime Income, breaks down the 2025 Protected Retirement Income and Planning Study. He exposes why so many people say they’d choose guaranteed income but never act—and what’s really stopping them from protecting their future.**In This Video**00:00:00 The 2025 Protected Retirement Income and Planning Study Overview00:00:45 Caregiving, Gender Gaps, and Financial Consequences00:02:15 The Responsible Adult Female and Career Tradeoffs00:03:10 How Caregiving Impacts Retirement Preparedness00:04:05 Why Financial Plans Must Adjust After Life Changes00:05:00 Gen X and the $100,000 Inheritance Question00:06:15 Why Financial Advisors Rarely Recommend Annuities00:08:00 The Missing Question: Why Not Act Now?00:11:00 The Chaos of Multiple Accounts and Hidden Household Risk00:16:00 What’s Really Stopping You from Protecting Your Income?Social Media Post**69% of Gen X say they’d buy an annuity if they inherited $100K—so why don’t they do it now? Jae Oh breaks down the 2025 Alliance study and the real reason people stall on guaranteed income. #RetirementPlanning #Annuities✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅ Free Medicare Guidance: https://bit.ly/4gBeoL6✅ Let's connect: https://linktr.ee/jaeohcfp✅ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅ Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅ Your private appointment https://calendly.com/justjae/ ✅Link to Free ACA Quoting Tool: https://bit.ly/FreeACATool📖 Book website: http://www.maximizeyourmedicare.com🐦Twitter: https://twitter.com/JaeOhCFP🐦Twitter: https://twitter.com/MaxYourMedicare✅email info at gh2benefits.com#personalfinance #finance #talk— Maximize Your Medicare by Jae OhAll insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Long-Term Care Planning Transformed with AI | Guest: Waterlily CEODescription:Join Jae as he interviews Lily Vittayarukskul, co-founder of Waterlily, in a comprehensive discussion on the future of long-term care planning. Lily shares her personal journey, the challenges of navigating family care, and how Waterlily’s AI-driven platform empowers both families and financial professionals. This interview explores the intersection of technology, finance, and caregiving, offering actionable insights for anyone planning for long-term care.Link: https://waterlily.comIn This Video00:00 – Introduction & Setting the Stage03:16 – Lily’s Personal Motivation & Background07:11 – The Family Experience: Navigating Long-Term Care11:40 – Identifying the Real Audience: Families vs. Advisors15:43 – The Wealth Management Industry & Adoption Challenges20:27 – Waterlily’s Predictive AI: How It Works26:32 – Financial Planning: Cost Projections & Policy Analysis32:45 – Return on Investment: Policies vs. Self-Funding36:41 – The Evolving Role of Advisors & Technology41:10 – Consumer Access, Final Thoughts & Closing✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅ Free Medicare Guidance: https://bit.ly/4gBeoL6✅ Let's connect: https://linktr.ee/jaeohcfp✅Link to Free ACA Quoting Tool: https://bit.ly/FreeACATool📖 Book website: http://www.maximizeyourmedicare.com🐦Twitter: https://twitter.com/JaeOhCFP🐦Twitter: https://twitter.com/MaxYourMedicare✅email info at gh2benefits.com#personalfinance #finance #talk— Maximize Your Medicare by Jae OhAll insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

✅ Free Medicare Guidance: https://bit.ly/3GoHTBZToll Free (855) 463 - 9688DescriptionJae breaks down why MaximizeYourMedicare.com is the hub for plain-spoken guidance—and why 2026 is more complex than you’ve been told. From the “birthday rule” backfire to Part D coverage gaps, AEP timing, GLP-1 gotchas, PPO vs HMO tradeoffs, and out-of-pocket max math, this episode shows how to use rules and competition to your advantage. Free guidance, serious caveats, and a clear plan—without the hype.In This Video00:00:00 Why MaximizeYourMedicare.com exists & who it’s for00:01:00 AEP timing: why starting before Oct 15 saves headaches00:03:00 Substack: free vs paid, curation, and why context matters00:05:00 2026 is harder: regulation, skepticism, and “not financial advice”00:10:00 Medicare.gov walk-through: what I can finally say today00:15:00 Medigap is standardized; the real story is rate hikes00:16:00 The “birthday/anniversary rule” backlash—why prices rise00:23:00 Part D demo: GLP-1 coverage gaps & the $2,100 cap nuance00:35:00 Medicare Advantage vs Medigap math: networks & OOP max00:45:00 Markets differ by ZIP: producer pay, plan exits, and buyer edge______________________________________________________________CONNECT:✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅📖 Book website: http://www.maximizeyourmedicare.com✅Twitter: https://twitter.com/JaeOhCFP✅Twitter: https://twitter.com/MaxYourMedicare#Medicare #MedicareExplained #MaximizeYourMedicare— Maximize Your Medicare by Jae OhNot affiliated with any governmental agency. All insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Peak 65, the Social Security Bridge, and Why 64% Now Pick AnnuitiesBrief DescriptionJae (Education Fellow, Alliance for Lifetime Income) walks through PRIP 2025: Peak 65 demographics, inflation/volatility, and the Social Security “bridge” strategy. The punchline: plan off net, not gross—healthcare is Expense 1A. Clear takeaways on annuities vs. stocks and withdrawal pacing.00:00:00 Welcome + what PRIP is and why it matters00:01:00 Money’s naming problem: annuities boiled down to function00:03:00 Peak 65 headlines: inflation, volatility, Social Security worries00:05:00 Knowledge gaps + uncertainty = delayed decisions00:06:00 Net vs. gross income: healthcare costs as Expense 1A00:09:00 TINA is gone: rates, volatility, and “stocks for show, bonds for dough”00:11:00 The 64% windfall stat: annuities vs. stocks and “why not now?”00:16:00 Social Security “bridge” = hedging longevity risk (spousal angle, COLA)00:22:00 The Four M’s: Mortality, Morbidity, Markets, Macro reality00:27:00 Slow withdrawals (“conversion rate”) + wrap and next stepsIn This Video