It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the best plan for us — without paying a penny more than necessary.Sabrina Corlette, research professor, founder, and co-director of the <a href="https://chir.georgetown.edu/">Center on Health Insurance Reforms</a> (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year. Chapters:00:00 Introduction04:00 What’s New For 2025 Open Enrollment 10:00 Evaluating Plan Options22:00 Shopping Around For Healthcare24:00 HSAs vs FSAs29:00 Mailbag Question 1: Can I open an HSA outside of my employer? 33:00 Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund? Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount.  Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.<a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"> Learn more about ParityFlex™ here.</a>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit<a href="http://planefe.com/HerMoney"> PlanEFE.com/HerMoney</a>.Please contact<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"> advertising@airwavemedia.com</a> if you would like to advertise on our podcast, and to learn more about Airwave, head to<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"> </a><a href="http://www.airwavemedia.com">www.airwavemedia.com</a>. Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

<description>It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the best plan for us — without paying a penny more than necessary.
Sabrina Corlette, research professor, founder, and co-director of the Center on Health Insurance Reforms (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year. 
Chapters:
00:00 Introduction
04:00 What’s New For 2025 Open Enrollment 
10:00 Evaluating Plan Options
22:00 Shopping Around For Healthcare
24:00 HSAs vs FSAs
29:00 Mailbag Question 1: Can I open an HSA outside of my employer? 
33:00 Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund? 
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>

How to make sure you’re choosing the best health insurance plan this open enrollment season.

It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the best plan for us — without paying a penny more than necessary.
Sabrina Corlette, research professor, founder, and co-director of the Center on Health Insurance Reforms (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year. 
Chapters:
00:00 Introduction
04:00 What’s New For 2025 Open Enrollment 
10:00 Evaluating Plan Options
22:00 Shopping Around For Healthcare
24:00 HSAs vs FSAs
29:00 Mailbag Question 1: Can I open an HSA outside of my employer? 
33:00 Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund? 
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Ep 446: Stop Overpaying For Health Insurance: Expert Tips For Choosing The Right Plan

Today we are bringing you a mailbag with listener Amy. She’s in her early 40s and she is wondering if she should hit the brakes when it comes to saving for retirement because of the other things on her plate. She's working on paying down credit card debt and she wants to be able to afford to move into a nicer home. So, what's the order of operations here? We’ll dive into some timely advice for her.Chapters:00:00 Introduction to Financial Priorities02:57 Understanding Current Financial Situation06:00 Exploring Debt Management Strategies09:07 Retirement Contributions and Future Planning12:12 Real Estate Considerations and Options Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount.  Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.<a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"> Learn more about ParityFlex™ here.</a>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit<a href="http://planefe.com/HerMoney"> PlanEFE.com/HerMoney</a>.Please contact<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"> advertising@airwavemedia.com</a> if you would like to advertise on our podcast, and to learn more about Airwave, head to<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"> www.airwavemedia.com</a>. Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

<description>Today we are bringing you a mailbag with listener Amy. She’s in her early 40s and she is wondering if she should hit the brakes when it comes to saving for retirement because of the other things on her plate. She's working on paying down credit card debt and she wants to be able to afford to move into a nicer home. 
So, what's the order of operations here? We’ll dive into some timely advice for her.
Chapters:
00:00 Introduction to Financial Priorities
02:57 Understanding Current Financial Situation
06:00 Exploring Debt Management Strategies
09:07 Retirement Contributions and Future Planning
12:12 Real Estate Considerations and Options

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>

Today we are bringing you a mailbag with listener Amy. She’s in her early 40s and she is wondering if she should hit the brakes when it comes to saving for retirement because of the other things on her plate. She's working on paying down credit card debt and she wants to be able to afford to move into a nicer home. 
So, what's the order of operations here? We’ll dive into some timely advice for her.
Chapters:
00:00 Introduction to Financial Priorities
02:57 Understanding Current Financial Situation
06:00 Exploring Debt Management Strategies
09:07 Retirement Contributions and Future Planning
12:12 Real Estate Considerations and Options

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Mailbag: I’m in $13,000 worth of debt, should I pause my retirement savings to pay it off? 

Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner’s insurance. And we get it — it’s so difficult to know exactly which policies are right for your specific property. <a href="https://real-estate.wharton.upenn.edu/profile/benkeys/">Ben Keys</a>, the Rowan Family Foundation Professor of Real Estate and Finance at the University of Pennsylvania’s Wharton School, shares how to know how much coverage we really need, and walks us through the steps to take to get a better deal on our policies. Chapters:00:00 Navigating Homeowners Insurance in a Changing Climate05:58 Understanding the Rising Costs of Homeowners Insurance11:52 Assessing Your Insurance Needs and Coverage17:59 What to Do When Your Insurer Drops You24:00 Practical Tips for Lowering Your Insurance PremiumsLearn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Ben Keys NY Times Op-Ed: https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.htmlThank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.<a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"> Learn more about ParityFlex™ here.</a>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit<a href="http://planefe.com/HerMoney"> PlanEFE.com/HerMoney</a>.Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at<a href="https://incogni.com/hermoney"> https://incogni.com/hermoney</a>.Grab the exclusive NordVPN deal ➼<a href="https://nordvpn.com/hermoney"> https://nordvpn.com/hermoney</a> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. Please contact<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"> advertising@airwavemedia.com</a> if you would like to advertise on our podcast, and to learn more about Airwave, head to<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"> www.airwavemedia.com</a>. Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

<description>Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner’s insurance. And we get it — it’s so difficult to know exactly which policies are right for your specific property. 
Ben Keys, the Rowan Family Foundation Professor of Real Estate and Finance at the University of Pennsylvania’s Wharton School, shares how to know how much coverage we really need, and walks us through the steps to take to get a better deal on our policies. 
Chapters:
00:00 Navigating Homeowners Insurance in a Changing Climate
05:58 Understanding the Rising Costs of Homeowners Insurance
11:52 Assessing Your Insurance Needs and Coverage
17:59 What to Do When Your Insurer Drops You
24:00 Practical Tips for Lowering Your Insurance Premiums
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Ben Keys NY Times Op-Ed: https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>

What you can do right now to lower the cost of your insurance premium.

Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner’s insurance. And we get it — it’s so difficult to know exactly which policies are right for your specific property. 
Ben Keys, the Rowan Family Foundation Professor of Real Estate and Finance at the University of Pennsylvania’s Wharton School, shares how to know how much coverage we really need, and walks us through the steps to take to get a better deal on our policies. 
Chapters:
00:00 Navigating Homeowners Insurance in a Changing Climate
05:58 Understanding the Rising Costs of Homeowners Insurance
11:52 Assessing Your Insurance Needs and Coverage
17:59 What to Do When Your Insurer Drops You
24:00 Practical Tips for Lowering Your Insurance Premiums
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Ben Keys NY Times Op-Ed: https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices

How To Lower The Cost of Your Homeowners Insurance

We know that aging is a privilege, but there is still so much negativity wrapped up with aging — particularly for women who are still thriving in their careers. There’s perhaps no greater blow than to be made to feel we’re “past our prime” just when we finally hit a point in life where we have more clarity and more to offer the world than ever. Tamsen Fadal, <a href="https://www.instagram.com/tamsenfadal/?hl=en">"The Midlife Mentor"</a> on Instagram, joins us to talk about what she’s letting go of now that she’s in her 50s, and the misconceptions we all need to push back on about midlife.Chapters:00:00 Introduction05:00 Changing Careers After 5009:00 Menopause Support At Work14:00 Debunking Myths About Productivity in Midlife22:00 Tamen Fadal’s Fashion and Personal Style25:00 Mailbag: I’m a recent widow, should I sell my historic home to free up cash for traveling?Learn more about our<a href="https://www.financefixx.com/s/"> </a><a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.<a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"> Learn more about ParityFlex™ here.</a>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit<a href="http://planefe.com/HerMoney"> PlanEFE.com/HerMoney</a>.Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at<a href="https://incogni.com/hermoney"> https://incogni.com/hermoney</a>.Grab the exclusive NordVPN deal ➼<a href="https://nordvpn.com/hermoney"> https://nordvpn.com/hermoney</a> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. Please contact<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"> advertising@airwavemedia.com</a> if you would like to advertise on our podcast, and to learn more about Airwave, head to<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"> www.airwavemedia.com</a>. Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

<description>We know that aging is a privilege, but there is still so much negativity wrapped up with aging — particularly for women who are still thriving in their careers. There’s perhaps no greater blow than to be made to feel we’re “past our prime” just when we finally hit a point in life where we have more clarity and more to offer the world than ever. 
Tamsen Fadal, "The Midlife Mentor" on Instagram, joins us to talk about what she’s letting go of now that she’s in her 50s, and the misconceptions we all need to push back on about midlife.
Chapters:
00:00 Introduction
05:00 Changing Careers After 50
09:00 Menopause Support At Work
14:00 Debunking Myths About Productivity in Midlife
22:00 Tamen Fadal’s Fashion and Personal Style
25:00 Mailbag: I’m a recent widow, should I sell my historic home to free up cash for traveling?
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>

Why midlife is a time to reclaim our power, make bold moves, and level up our careers. 

We know that aging is a privilege, but there is still so much negativity wrapped up with aging — particularly for women who are still thriving in their careers. There’s perhaps no greater blow than to be made to feel we’re “past our prime” just when we finally hit a point in life where we have more clarity and more to offer the world than ever. 
Tamsen Fadal, "The Midlife Mentor" on Instagram, joins us to talk about what she’s letting go of now that she’s in her 50s, and the misconceptions we all need to push back on about midlife.
Chapters:
00:00 Introduction
05:00 Changing Careers After 50
09:00 Menopause Support At Work
14:00 Debunking Myths About Productivity in Midlife
22:00 Tamen Fadal’s Fashion and Personal Style
25:00 Mailbag: I’m a recent widow, should I sell my historic home to free up cash for traveling?
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.


Learn more about your ad choices. Visit megaphone.fm/adchoices

Ep 445: How Women Over 50 Are Shattering Workplace Stereotypes

Today we're bringing you an extra special mailbag with friend of the show and Director of Personal Finance and Retirement Planning at Morningstar, Christine Benz. If you listened to our <a href="https://podcasts.apple.com/us/podcast/the-new-rules-for-retirement/id1098802558?i=1000669900730">“New Rules for Retirement”</a> episode, then you know all about Christine and why she thinks women need a new playbook for retirement. We are going to tackle a few of the follow-up questions that came from our viewers on <a href="https://www.youtube.com/@HerMoney">YouTube</a>, go check out our channel if you haven’t already!Chapters:00:00 Introduction03:00 Mailbag Question 1: I have 425k saved and want to retire early, what am I missing? 08:00 Mailbag Question 2: I have 700k saved, how much can I safely start to withdraw without running out of money?12:00 Mailbag Question 3: I’d like to begin converting money from my 401k to my Roth before I retire, is that possible?17:00 Mailbag Question 4: I’m 62 and after a series of setbacks I’m basically starting over financially. How do I get started saving for retirement this late in the game?  Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.Join<a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"> our free budgeting webinar</a> on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registrationLearn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.<a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"> Learn more about ParityFlex™ here.</a>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit<a href="http://planefe.com/HerMoney"> PlanEFE.com/HerMoney</a>.Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at<a href="https://incogni.com/hermoney"> https://incogni.com/hermoney</a>.Grab the exclusive NordVPN deal ➼<a href="https://nordvpn.com/hermoney"> https://nordvpn.com/hermoney</a> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. Please contact<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"> advertising@airwavemedia.com</a> if you would like to advertise on our podcast, and to learn more about Airwave, head to<a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"> www.airwavemedia.com</a>. Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

<description>Today we're bringing you an extra special mailbag with friend of the show and Director of Personal Finance and Retirement Planning at Morningstar, Christine Benz. If you listened to our “New Rules for Retirement” episode, then you know all about Christine and why she thinks women need a new playbook for retirement. 
We are going to tackle a few of the follow-up questions that came from our viewers on YouTube, go check out our channel if you haven’t already!
Chapters:
00:00 Introduction
03:00 Mailbag Question 1: I have 425k saved and want to retire early, what am I missing? 
08:00 Mailbag Question 2: I have 700k saved, how much can I safely start to withdraw without running out of money?
12:00 Mailbag Question 3: I’d like to begin converting money from my 401k to my Roth before I retire, is that possible?
17:00 Mailbag Question 4: I’m 62 and after a series of setbacks I’m basically starting over financially. How do I get started saving for retirement this late in the game? 

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>

Christine Benz, author of How To Retire, joins us to tackle all of your follow up retirement questions.

Today we're bringing you an extra special mailbag with friend of the show and Director of Personal Finance and Retirement Planning at Morningstar, Christine Benz. If you listened to our “New Rules for Retirement” episode, then you know all about Christine and why she thinks women need a new playbook for retirement. 
We are going to tackle a few of the follow-up questions that came from our viewers on YouTube, go check out our channel if you haven’t already!
Chapters:
00:00 Introduction
03:00 Mailbag Question 1: I have 425k saved and want to retire early, what am I missing? 
08:00 Mailbag Question 2: I have 700k saved, how much can I safely start to withdraw without running out of money?
12:00 Mailbag Question 3: I’d like to begin converting money from my 401k to my Roth before I retire, is that possible?
17:00 Mailbag Question 4: I’m 62 and after a series of setbacks I’m basically starting over financially. How do I get started saving for retirement this late in the game? 

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Mailbag: All of Your Retirement Questions, Answered

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!

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