With healthcare premiums expected to spike and enhanced ACA subsidies set to expire, millions of Americans may be facing a serious coverage crunch. In this timely episode of Your Money Map, Jean Chatzky is joined by retirement experts Marcia Mantell and Jae Oh to break down what’s really happening with the ACA, Medicare, and employer-sponsored insurance, and how you can protect your wallet.

We dig into:

• How the government shutdown could impact Affordable Care Act subsidies
• The true cost of healthcare in 2026
• Why open enrollment this year will be more complex than ever
• How to budget for Medicare premiums and unexpected expenses
• Strategies for using guaranteed income (like Social Security or annuities) to cover rising healthcare costs
• Tips to avoid scams, navigate robocalls, and make smart insurance choices
• The power of Health Savings Accounts (HSAs) and high-deductible plans

🔗 For more resources and tools from the Alliance for Lifetime Income, visit ProtectedIncome.org

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