The BECU Financial Advisor Podcast

A texter just came into a bunch of money and wants to know what debt they should pay off first, car loans or credit cards. A texter wants to know if they should start a college fund for their kid or a ROTHIRA. A texter and his wife has $10,000 in credit card debt and want to know if they should take out a loan to pay the debt. Todd recommends checking out NFCC.org for more info on debt.

Texters want to know the best way to save money giving gifts this holiday season. A texter has extra money from a recent house sale and wants to roll his car payment into his new mortgage. A texter just came into a bunch of cash and wants to know where to get the best interest rate. A texter wants to know the best way to build credit on a credit card. A texter wants to know where to invest money, like silver or gold. A texter wants to know if they should get an auto loan or pay with their 401k.

A texter wants to know if Student Loans fall off your report after 7 years. A texter wants to know if they should refinance their house and car loans. A texter wants to know if they should invent in a mutual fund. Todd shares his thoughts on 401k’s versus ROTH401k.  

BECU is having an EV test drive auto event. A texter wants to know if they have to pay federal taxes on life insurance. Todd talks about the website NFCC.org, a non-profit organization that helps with debt. A texter has an opportunity to pay off a loan but it would drain his cash reserves; should he do it? A texter just got divorced and lost all of their retirement. They are 42, how should they start saving?

Texters want to know if they should buy a house now or a later based on their current credit. A texter wants to gift a jersey to a friend for helping them in their life. A texter’s daughter is inheriting a house from a relative and wants to make sure they having everything in order.