<div style="text-align: center;"> <iframe allowfullscreen="" frameborder="0" height="360" src="https://www.youtube.com/embed/dwOk7DKufT8" width="640"></iframe> </div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="background-color: white; font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif; font-size: 15.4px; line-height: 21.56px; white-space: normal;"><i style="line-height: 21.56px;"><b style="color: #222222;"><br /></b></i></span></span></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"> <div style="background-color: white; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 15.4px; line-height: 21.56px;"> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;"><i><span style="color: #222222; line-height: normal;"><b>Buying a home?</b></span><span style="line-height: 21.56px;"><b><span style="line-height: 20px;">&nbsp;&nbsp;</span><a data-cke-saved-href="href=" href="http://rayrealestateteam.com/mlssearch/" style="color: #a00531; line-height: 20px; text-decoration: none;" target="_blank">Search all Colorado homes for sale</a><span style="line-height: 20px;">&nbsp;</span></b></span></i></span></div> <div style="background-color: white; color: black; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 15.4px; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: 21.56px; text-align: center; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;"> <div style="margin: 0px;"> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;"><i><span style="color: #222222; line-height: normal;"><b>Selling your Colorado home?</b>&nbsp;</span><b><a data-cke-saved-href="href=" href="http://rayrealestateteam.blogspot.com/p/home-value-report.html" style="color: #a00531; line-height: 20px; text-decoration: none;" target="_blank">Get a free home value report</a><span style="line-height: 20px;">&nbsp;</span></b></i></span></div> </div> </div> <div dir="ltr" style="margin-bottom: 0pt; margin-top: 0pt;"> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <br /></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span id="docs-internal-guid-7e217b13-6b4e-a103-cf80-44f319c1dda7"><span style="font-family: &quot;arial&quot;; vertical-align: baseline; white-space: pre-wrap;">I’m here with a great tip that can save you tens of thousands of dollars over the life of your home loan. </span></span><br /> <span style="font-family: &quot;arial&quot;; vertical-align: baseline; white-space: pre-wrap;"><br /></span></div> <span id="docs-internal-guid-7e217b13-6b4e-a103-cf80-44f319c1dda7"> </span><span style="font-family: &quot;arial&quot;; vertical-align: baseline; white-space: pre-wrap;">Instead of paying a monthly mortgage payment, divide that payment in half and pay half every other week.</span><span style="font-family: &quot;arial&quot;; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;"> That way, your lender will get 13 payments a year instead of 12</span><span style="font-family: &quot;arial&quot;; vertical-align: baseline; white-space: pre-wrap;">, which shaves years off the life of your loan. </span><span style="font-family: &quot;arial&quot;; line-height: 1.38; white-space: pre-wrap;"> </span><br /> <span style="font-family: &quot;arial&quot;; line-height: 1.38; white-space: pre-wrap;"><br /></span></div> <br /> <div style="background-color: white; border: solid 1px #a00531; display: block; margin: 0 auto; padding: 20px 10px; width: 80%;"> <span style="color: #a00531; display: block; float: left; font-family: &quot;arial&quot; , sans-serif; font-size: 100px; line-height: 50px; position: absolute;">“</span><br /> <div style="color: black; font-size: 20px; font-weight: bold; margin: 0 auto; padding: 0 10px; text-align: center;"> You will save tens of thousands of dollars with this tip! </div> <br /> <span style="color: #a00531; display: block; float: right; font-family: &quot;arial&quot; , sans-serif; font-size: 100px; line-height: 50px;">”</span> </div> <br /> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="font-family: &quot;arial&quot;; line-height: 1.38; white-space: pre-wrap;"><br /></span> <span style="font-family: &quot;arial&quot;; line-height: 1.38; white-space: pre-wrap;">For example, let’s say you have a loan amount of $417,000. By implementing this tip, you will save $56,800 over the course of your loan. That’s a lot of money! </span><br /> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><br /></span></div> <span id="docs-internal-guid-7e217b13-6b4f-0bcd-4016-02193575ca93"><span style="font-family: &quot;arial&quot;; vertical-align: baseline; white-space: pre-wrap;">If you have any other real estate questions, give us a call or send us an email. My team and I would be happy to help!</span></span></div> </div> </div> </div>