Mark My Words

Rob joins Mark in this episode to have an open and frank Q&A all about business. They discuss why stress is important to be successful, how you can market effectively as well as the people they look up to in business and much more! KEY TAKEAWAYS  Your business only grows as well as you do, how you deal with challenges, stress and pressure make a big difference. Business is a series of dealing with problems and fixing them. Looking after yourself physically and mentally allows you to perform better in your business. Remove any stress that you can and become single-minded when working. There is negative and positive stress and you can change a stress simply by your perception and mindset. Anyone who can deal with stress positively will become successful. Rob and Mark both believe that they balance each other out and neither would be as successful without the other. They are as close as you can get to the perfect business partnership. Always make sure you know where you are spending your marketing money and where you are getting successful leads. Then ensure you take these leads through a buying cycle and track this too. It’s important to know where to focus your energy in business, especially when opportunities arise. Mark and Rob have found it better to focus on industries they have passion and knowledge for. With the economic difficulties, the UK is facing right now there will be opportunities. If we learn from ’08 then people will be accepting less risk and the biggest opportunities will be in around 18 months or so. BEST MOMENTS   “80% of what people try and get you to do in your day is nonsense” “The day before holiday everybody gets 2 weeks of work done…that’s positive stress” “I think it’s good to focus on a couple of businesses and focus on them” “Doing something that you’re passionate about and that you enjoy it, makes you good at it” “I love all this because you can get in, get a lot more assets with a lot less money and less risk” “You only get these opportunities a few times in your life” VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive

Former Chancellor Kwasi Kwarteng delivers talks about his 49 days in the Treasury in this interview with Mark. He discusses why the UK is trapped in a doom loop of high taxes and low growth, shares his thoughts on Brexit's benefits and explains why panic killed his economic reforms. He gives his thoughts on Trump's policies, Britain's energy crisis, and what it really takes to succeed in business and politics.   KEY TAKEAWAYS   Kwasi shares how a network of unelected civil servants and regulatory bodies has accumulated enormous power over the past 25 years, often working against elected government policies and maintaining the status quo regardless of which party is in power. The UK is trapped in a vicious cycle where high government spending forces higher taxes, which kills growth, leading to even higher taxes. The government now spends £1 trillion annually, all ultimately funded by the private sector. Kwasi admits three critical mistakes of the mini budget, moving too fast, cutting taxes without reducing spending and panicking when markets reacted negatively. The energy price intervention alone cost massive amounts in a brief discussion. Public sector spending cannot drive economic growth since it's funded by taxing the private sector. Real growth comes from encouraging entrepreneurship and commercial activity, not government investment. Brexit provides essential flexibility, despite implementation challenges, leaving the EU gives Britain the freedom to negotiate independent trade deals and avoid being bound by policies designed for 27 other countries with different economic needs. Net zero policies have made UK energy prices among the world's highest, killing industrial competitiveness. The windfall tax on North Sea oil and gas is particularly damaging to energy security and investment. Both in business and politics, success demands unwavering optimism and self-belief. Leaders must project confidence and energy, as people won't follow those who expect failure or constantly blame external factors.   BEST MOMENTS   "We went too far, too fast, and I think the worst thing you can do when things start going wrong... is when we started to panic." "I said to the officials, I said, look, we've gotta be able to take 50 billion out of the spending. If I said to anyone in this room, you've gotta reduce your spending by 5%... most people should be able to do that." "Our national debt in 2005... was 500 billion. 20 years ago it was 500 billion and now it's 2.7 trillion. It's completely nuts." "The private sector pays for the public sector... someone, ultimately, many people in this room, I imagine, has to pay for it." "If you don't believe in yourself, why should anyone else believe in you?"   VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.   CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark answers one of the most asked property questions, should you rent or should you buy? He talks about the considerations for both options and shares the financial implications and benefits of owning -vs- renting a property.   KEY TAKEAWAYS   If you want to buy then it needs to be for a period that is long enough to counteract the costs of buying, like stamp duty, legal fees and leaving costs, which is usually 3-5 years. If you are staying somewhere less than 3 years, then renting might be a better option financially. Buying benefits most in the long term. Inflation has the opposite effect on debt, so you can use this to your advantage and buy a house. There is security in owning a house, you aren’t at risk of eviction. BEST MOMENTS   "You need to look at if it’s going to benefit you over the long run”   “Over time, you will get capital growth”   “Inflation will erode that mortgage payment and the real value of that mortgage”   VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.   CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

In the first episode of the Property Ladder, Mark gives the 5 top reasons hotspots based on regeneration are nonsense. He shares why buying in regeneration areas could be a mistake and talks about what you should be focusing on as a property investor instead.   KEY TAKEAWAYS   You never know when regeneration is actually going to happen, even after it’s been announced. Regeneration doesn’t always increase demand. Once regeneration has been announced, it is very quickly baked into the price, so any capital growth that might be there has most likely already gone by the time you get to market Regeneration is a very easy sell to investors but it is forward priced and the developer and vendor are taking the capital gains from you. People focus on regeneration areas as they think it will go up in the medium to long term, but what they should be focusing on instead is those properties that are easy to rent and high yielding. There’s a lot of developing of houses and flats in regeneration areas because developers know they can sell a lot to naïve investors.   BEST MOMENTS   "You can’t be sure when regeneration happens what happens to capital growth” “If you buy new build property, you need to be very alive to the forward pricing concept in regeneration areas” “All you need to do is focus on the fundamentals, the boring stuff” "There's  often too much supply"   VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.   CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark gives his thoughts on Trump’s recent tariffs including why it’s both a confusing and a poor choice for the U.S. He shares the economic problems with what Trump has announced and predicts what will happen next.   KEY TAKEAWAYS Trump has announced tariffs on China and over 70 other allies, which makes little economic sense. The U.S are consumers rather than savers which is the core problem with these tariff announcements.  The tariffs may reduce imports but they are also likely to reduce economic growth.   BEST MOMENTS "The markets have been up and down like a whores drawers”  “The U.S does have a big current account deficit”  “There is a 60% chance of a U.S recession after this”   VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.   CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/