The Clever Girls Know Podcast With Bola Sokunbi

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now If you just had a baby, or you're about to, your life has changed in a big way. And your finances? They've changed too. In this episode, I'm breaking down 8 essential money moves every new parent needs to make right now to protect their family and build long-term financial security. These are practical, real-life steps you can take immediately—even if you're exhausted and short on time. Because the truth is: the decisions you make in these early months can have a lasting impact on your financial future. You'll learn key tips on: How to update your budget for your new reality Why your emergency fund needs to grow—and by how much What to know about adding your baby to health insurance Why life insurance is critical once you have a child Updating your beneficiaries and create a will Starting to save for college with a 529 plan Thinking through your income and career plan as a parent Why automating your savings is a game-changer For new and expecting parents: Whether you're a new mom, expecting your first baby, or growing your family, these money tips will help you feel more confident and prepared with your finances. More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now If you've ever felt like wealth is only for "other people," you're not alone. I used to think the same thing—until I realized that building wealth isn't about luck, or hype. It's about having a system. In this video, I'm breaking down the 4 pillars of wealth that helped me become a millionaire, and how you can start using them in your own life today. You'll learn: What the 4 pillars of wealth are How to turn your income into long-term wealth Why you don't need to do everything at once How to build a strategy that actually fits your life Whether you're just starting your financial journey or looking to level up, this framework will help you build wealth with intention—not guesswork. More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now In this episode of the Clever Girls Know Podcast listener interview series, I'm sitting down with one of you—our community—to talk about what it really looks like to start from scratch and stay consistent. I'm interviewing Nancy Ceus-Decoteau, an aspiring educator and entrepreneur who began her financial journey during the pandemic in 2020. What started with discovering Clever Girl Finance and using free worksheets turned into a complete mindset shift around money. Since then, Nancy has launched her own childcare business, is working toward her bachelor's degree to become a teacher, and is actively building a foundation for long-term financial freedom. Her story is a reminder that wealth-building doesn't start with perfection—it starts with a decision to do better, one step at a time. What Nancy Discussed How she started her financial journey during the pandemic in 2020 Feeling unprepared with money and deciding to take budgeting seriously Discovering Clever Girl Finance and using free worksheets to organize her finances Building her first budget and creating a clear financial plan Gaining confidence through learning, reading, and applying financial concepts Starting her childcare business and stepping into entrepreneurship Developing discipline and responsibility with money as a business owner Navigating challenges with saving and staying consistent Balancing school, business, and financial goals at the same time Staying committed to long-term financial freedom despite setbacks Defining what financial freedom looks like for her future Advice for others who are just beginning their financial journey How to Keep Up With Nancy Follow on Instagram: @nancy_poo92 Follow her business journey: @nurturedbynd More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now Life has been life-ing lately… and my wallet felt it! From planned car expenses to unexpected damage costs, I had thousands of dollars hit all at once. But instead of stressing, I leaned on my systems, my savings, and my mindset, and stayed on track. In this live, I'm sharing: What happened (real numbers, real life) How my emergency fund showed up for me Why I still kept saving (yes, even now!) A mindset check-in from Chapter 1 of Clever Girl Millionaire How to stay grounded when life throws financial surprises your way If you've ever felt like unexpected expenses derail your progress, this is for you. You're not off track. You're learning how to navigate real life with your money. Savings binder mentioned: https://amzn.to/477mSWT More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now You just started a new job, and that's a huge win. But before your first paycheck turns into lifestyle upgrades, there are key financial moves you need to make right away. On this episode, I'm breaking down 7 smart money moves to make when starting a new job, so you can turn your new income into real, long-term wealth, not just higher expenses. If you've been wondering: What should I do with my first paycheck? How much should I contribute to my 401(k)? How do I avoid lifestyle inflation? What financial steps should I take at a new job? This episode will walk you through exactly what to do. You'll learn: How to choose the right benefits (and avoid costly mistakes) How to maximize your employer retirement match Why updating your tax withholding matters How to avoid lifestyle inflation with a higher salary How to build or strengthen your emergency fund Why tracking your first paychecks is critical And how to set your next income goal More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance