Rita Quintero Real Estate Video Blog

During almost any home sale, there are three types of insurance that you need to be aware of. Selling your Baltimore and Harford home? Get a free home value report Buying a Baltimore and Harford home? Search all homes for sale When buying a home, there are three types of insurance you should be aware of: Title insurance: Normally this is mandatory if you’re paying a mortgage, but if you pay cash, you have the option to skip it. Even as a cash buyer, I don’t recommend skipping out. Title insurance insures that both the owner’s and the lender’s interests in the home are protected against things like title defects or liens. Title insurance is especially important in short sales and foreclosures which often carry a higher risk of things like tax liens. You want to make sure the title is clear and that no one can claim your property or file a lawsuit against it down the road.  Homeowners insurance: Like title insurance, it’s not required if you own your home outright, but it’s required if you carry a mortgage, and I feel like it’s necessary either way. It covers you from a variety of things like fires and storms, and you want it even if you’re not legally required to have it.  Extra moving insurance: Bare bones, federally mandated moving companies are required to offer insurance of $0.60 per pound of items, which is known as a release coverage protection. If something breaks during a moving, you won’t get back the full amount you paid for it. There is also full value protection that you can purchase from the moving company, which we always recommend. This covers you for fair market value of what you’ve paid for your items. Check with the moving company, though, because rates change by company. If you move very expensive items, you can get extra third-party insurance that usually costs around $100 per $10,000 of coverage. Check with your mover to see if they have extra coverage options. If you have any other questions about insurances during a home transaction or you’re looking to buy or sell a home, give me a call or send me an email soon. I’d be happy to help you!

Thanks for helping us make this year a spectacular one. Today, I wanted to send a message of appreciation for the holiday season. Selling your Baltimore and Harford home? Get a free home value report Buying a Baltimore and Harford home? Search all homes for sale Today I just wanted to take a moment to wish you happy holidays and thank you. This year, I wanted to thank you from the bottom of my heart for helping us make 2016 such a spectacular year. Thanks to all of our clients for trusting us with your real estate needs and your referrals. We hope our service went beyond your expectations! “ Thanks for trusting us with your business and your referrals. ” On behalf of our whole team, I hope you have a happy holiday season and a healthy, prosperous New Year as we head into 2017. Don't hesitate to give me a call if I can help you in any way. Talk to you soon!

We've made the switch and joined Keller Williams after running our own independent brokerage for 12 years. Selling your Baltimore and Harford home? Get a free home value report Buying a Baltimore and Harford home? Search all homes for sale As many of you know, Dennis and I have owned our own successful independent brokerage since 2004. We're excited to announce that we're merging our office with Keller Williams American Premier Realty. Why? For us, it was hands-down the best decision we've made. In this day in age, technology, tools, and systems are extremely important to help us help our team and clients at the highest level, and Keller Williams provides that. We also wanted a company with a strong culture. As many of you know, that's very important to me: a strong culture with a caring support staff and passion. Keller Williams provides a culture in which we're all treated as business partners and success is mutual. “ The possibilities truly are endless. ” We care a lot about the regional team's growth, and Keller Williams provides Masterminds across the world to help grow our team. With [name] officially able to be part of the team now, we're poised to grow with these new tools and a supportive environment. The possibilities truly are endless. If you have any questions about our team or about [area] real estate, give us a call or send us an email. We'd love to hear from you!

<iframe allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/VBGWs_yMHiw?rel=0&amp;showinfo=0" width="560"></iframe> <div style="text-align: center;"> <i><br /></i></div> <div style="text-align: center;"> <i>Selling your Baltimore and Harford home? <b><a href="http://www.freebelairhomesearch.com/homevalue/">Get a free home value report</a></b></i></div> <div style="text-align: center;"> <i>Buying a Baltimore and Harford home? <b><a href="http://www.freebelairhomesearch.com/">Search all homes for sale</a></b></i></div> <br /> Choosing an offer on a home can be challenging. Because no two homes are the same, sellers traditionally use a <b>Comparative Market Analysis</b>, or a CMA. This is a useful tool to determine a home’s listing price and overall value, based on current market conditions and climate.<br /> <br /> <div class="quote-box"> <span class="quote quote-left">“</span><br /> <div class="quote-text"> Ask your listing agent to conduct a CMA for your prospective property. </div> <br /> <span class="quote quote-right">”</span> </div> <br /> However, <b>CMAs are equally valuable for buyers!</b> When you’ve selected a home you’re interested in, ask your listing agent to conduct a CMA for your prospective property. This information will help you determine an accurate offer price based on square footage, the number of bedrooms and bathrooms, age, and overall condition. It also provides detailed information, such as average days on the market, list-to-sales price, and any seller closing assistance.<br /> <br /> <b>The CMA can’t tell you everything you need to know, though. </b>For that reason, it should be used as a guide. Ultimately, you need to see these homes for yourself to get a well-rounded idea. You need to understand the price, features, and location aside from the CMA. <b>This is where your Realtor becomes invaluable. They can walk you through the process.</b><br /> <br /> If you’re thinking about buying or selling a Baltimore home, reach out by phone or email at your earliest convenience! I’d be happy to answer any question you have.

<iframe allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/NwEZyigLkpc" width="560"></iframe> <div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15.4px; line-height: 21.56px; text-align: center;"> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;"><i><b>Selling your&nbsp;Baltimore and Harford&nbsp;home?&nbsp;<a href="http://www.freebelairhomesearch.com/homevalue/" style="color: #f69415; text-decoration: none;" target="_blank">Get a free home value report</a></b></i></span></div> <div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15.4px; line-height: 21.56px; text-align: center;"> <i><b><span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;"></span></b></i></div> <div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15.4px; line-height: 21.56px; text-align: center;"> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;"><i><b>Buying a&nbsp;Baltimore and Harford&nbsp;home?&nbsp;<a href="http://www.freebelairhomesearch.com/" style="color: #f69415; text-decoration: none;" target="_blank">Search all homes for sale</a></b></i></span></div> <br /> With several television shows about house flipping and investing, I want to share my personal experiences and tips on rehabbing Baltimore properties.<br /> <br /> <ol> <li><b>Inspect the property.</b> Before you start to update a home, conduct a thorough inspection of the entire property. Hire a qualified home inspector to mediate this first step.</li> <li><b>Create a checklist.</b> Once you’re aware of the work needed on a home, compile a list of repairs and other changes.</li> <li><b>Set a budget.</b> Itemize each repair and research how much it will cost. Budget for unanticipated problems, since new issues might arise once you start. If the cost of repairs exceeds your budget, you may have to make some adjustments in other areas. If you’re planning to sell this property, consider how much you intend to sell it for and potentially profit from in the future.</li> <li><b>Hire a qualified contractor.</b> A local expert should be familiar with zoning, permits, and other regulations involved with rehabbing a home in the surrounding area. It will save you the headache later on. If you’re looking to hire a contractor, give me a call and I’ll provide a list of our preferred vendors.</li> <li><b>Do a final walkthrough. </b>Once the project is finished, take a final look around the property. You may have some minor touch-ups to do once the contractor is done. Once a property is updated, I’m happy to provide a CMA, or Competitive Market Analysis, for you.&nbsp;</li> </ol> <br /> <div style="background-color: white; border: solid 1px #c9c9c9; display: block; margin: 0 auto; padding: 20px 10px; width: 80%;"> <span style="color: #f69415; display: block; float: left; font-family: &quot;arial&quot; , sans-serif; font-size: 100px; line-height: 50px; position: absolute;">“</span><br /> <div style="color: black; font-size: 20px; font-weight: bold; margin: 0 auto; padding: 0 10px; text-align: center;"> Hire a qualified contractor.</div> <br /> <span style="color: #f69415; display: block; float: right; font-family: &quot;arial&quot; , sans-serif; font-size: 100px; line-height: 50px;">”</span> </div> <br /> If you’re thinking about buying or selling a home in the surrounding area, give me a call or send me an email. I’d be delighted to answer any questions you might have!<br /> <div> <br /></div>