<div style="text-align: center;"> <iframe allowfullscreen="" frameborder="0" height="366" src="https://www.youtube.com/embed/T0CT1exavDY" width="653"></iframe></div> <div style="text-align: center;"> <span id="docs-internal-guid-b2abf602-4c10-6fc2-fc07-320be67d12a1"><span style="font-family: &quot;arial&quot;; font-size: 14.6667px; vertical-align: baseline; white-space: pre-wrap;"><i>2016 was a great year for real estate, but it’s time to see what the 2017 market will look like.</i></span></span></div> <div style="text-align: center;"> <span style="font-family: &quot;arial&quot;; font-size: 14.6667px; vertical-align: baseline; white-space: pre-wrap;"><i><br /></i></span></div> <div style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15.4px; text-align: center;"> <b><span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;">Selling your home?&nbsp;<a href="http://yourrealestatevalue.com/" style="color: #788c40; text-decoration: none;" target="_blank">Get a free home valuation</a></span></b></div> <div style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15.4px; text-align: center;"> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;"><b>Buying a home?&nbsp;<a href="http://www.corymeyer.com/" style="color: #788c40; text-decoration: none;" target="_blank">Search all homes for sale on the MLS</a></b></span></div> <div style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15.4px; text-align: center;"> <span style="font-family: &quot;arial&quot; , &quot;helvetica&quot; , sans-serif;"><br /></span></div> <div style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15.4px; text-align: left;"> <span style="background-color: transparent; font-family: &quot;arial&quot;; font-size: 14.6667px; white-space: pre-wrap;">Happy New Year! </span></div> <div style="text-align: left;"> <b id="docs-internal-guid-b2abf602-4c12-5c3b-e73e-37f9b98d8624" style="font-weight: normal;"><br /></b></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Before I get started with the new year market update, I wanted to take a moment to say thank you for working with us in the past. We look forward to helping you in any way we can in 2017. </span></div> <div style="text-align: left;"> <b style="font-weight: normal;"><br /></b></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">2016 was a very exciting year for real estate, and all signs point to last year’s trends continuing into 2017.</span></div> <div style="text-align: left;"> <b style="font-weight: normal;"><br /></b></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Over the next few years, we should see a consistent appreciation. We won’t see the high peaks that we’ve seen in the past, and economists are predicting a steady appreciation of maybe 3% or 4%. This means </span><span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">the market will continue to grow and stay healthy.</span><span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> </span></div> <div style="text-align: left;"> <b style="font-weight: normal;"><br /></b></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">One of the biggest problems we are facing right now is low inventory. If you are looking to sell your home, </span><span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">don’t wait until spring to put your home on the market. </span><span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Consult with us over the next 30 days and let us get you prepped to get your home sold before the competition rises in the spring. </span></div> <div style="text-align: left;"> <b style="font-weight: normal;"><br /></b></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">A hot topic in the real estate world right now is the rise in interest rates. They just went up to barely over 4%. However, historically speaking, interest rates are still very low. Now is a great time to take advantage of the market if you’re a buyer, as your house payment could still be less than the cost of renting a home. </span><br /> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><br /></span></div> <div style="border: solid 1px #c9c9c9; display: block; margin: 0 auto; padding: 20px 10px; width: 80%;"> <span style="color: #bcdb59; display: block; float: left; font-family: &quot;arial&quot; , sans-serif; font-size: 100px; line-height: 50px; position: absolute;">“</span><br /> <div style="color: black; font-size: 20px; font-weight: bold; margin: 0 auto; padding: 0 10px; text-align: center;"> Interest rates are still historically low. </div> <br /> <span style="color: #bcdb59; display: block; float: right; font-family: &quot;arial&quot; , sans-serif; font-size: 100px; line-height: 50px;">”</span> </div> <div style="text-align: left;"> <b style="font-weight: normal;"><br /></b></div> <div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"> <span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Many people believe they have to have a large down payment to purchase a home, and that’s simply not true. There are options for buyers that you may not even be aware of, such as zero money down and 3% down options. It’s very likely that a house payment will be the same or less than a rent payment, so</span><span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> it’s smart to buy and build your equity instead of building your landlord’s.</span><span style="background-color: transparent; color: black; font-family: &quot;arial&quot;; font-size: 14.666666666666666px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> </span></div> <div style="text-align: left;"> <br /> <span style="font-family: &quot;arial&quot;; font-size: 14.6667px; vertical-align: baseline; white-space: pre-wrap;">If you have any other questions, please give me a call or shoot me an email. I look forward to helping you with any real estate needs. </span></div>