Paisa Vaisa with Anupam Gupta

Can your salary make you rich? Is ₹3 crore enough to retire? And how does an IPL team decide what a player is worth? Moona Ssahni, Founder & CEO of Monaargy Consultancy and former CFO of Rajasthan Royals, speaks with Anupam Gupta about the money decisions behind an IPL team and the choices that shape our own financial lives. Drawing on her 17 years at Rajasthan Royals, Moona explains how IPL teams earn revenue, manage expenses and approach buying players. The conversation then turns to building wealth from a salary, why earning more does not automatically mean having more, and what to do when you receive a salary hike. They also discuss emergency funds, investing, rent versus buying a home, affordable EMIs and the lifestyle choices that can lead to debt. On retirement, Moona shares her framework for estimating how much invested money you might need, the assumptions behind it, and why the house you live in is different from investments that generate income. From separate and joint bank accounts to children’s education, inheritance and ageing parents, this episode explores how money decisions change with family responsibilities. Moona also shares ideas from her book, Money Karma: 9 Mantras to Fix Your Relationship with Money, including allocating money towards living, growing and giving. Listen to Paisa Vaisa with Anupam Gupta for conversations about money, investing and business—and how they affect your life. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

Can stock trading be a source of income? And what separates a trader from an investor? Nithin Kamath, Founder of Zerodha, speaks with Anupam Gupta about how stock trading works, how it differs from investing, and what goes into setting up a brokerage. They discuss the opportunities to earn through trading, alongside the financial risks involved. This audio episode is Part 2 of the conversation. To follow the complete discussion, search “Nithin Kamath with Anupam Gupta on Paisa Vaisa” From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram #PaisaVaisa #NithinKamath #Zerodha #StockTrading #Investing See omnystudio.com/listener for privacy information.

Your salary may stop at 60, but your retirement savings may need to support you at 75, 80 or 85. How do you plan for that? On Paisa Vaisa, Pranay Ranjan Dwivedi, MD & CEO of SBI Pension Funds, speaks with Anupam Gupta about retirement planning in India, the National Pension System (NPS), and the risk of outliving your money. They discuss NPS costs and management fees, equity performance, employer contributions and tax benefits under the new tax regime. Pranay also explains why starting early matters, with an illustration comparing joining at 29 versus 30 and a ₹25 lakh difference in projected retirement savings at 60. As India’s population gets older and people live longer, this conversation looks at how to prepare financially for life after your last salary. Listen to Paisa Vaisa with Anupam Gupta for conversations about personal finance, investing and financial planning in India. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta See omnystudio.com/listener for privacy information.

Can stock trading be a source of income? And what separates a trader from an investor? Nithin Kamath, Founder of Zerodha, speaks with Anupam Gupta about how stock trading works, how it differs from investing, and what goes into setting up a brokerage. They discuss the opportunities to earn through trading, alongside the financial risks involved. This audio episode is Part 1 of the conversation. To follow the complete discussion, search “Nithin Kamath with Anupam Gupta on Paisa Vaisa” and listen to Part 2. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram #PaisaVaisa #NithinKamath #Zerodha #StockTrading #Investing See omnystudio.com/listener for privacy information.

What changes when your investments grow from a few lakhs to ₹1 crore and eventually much more? How should your portfolio, expectations and approach to risk evolve as your wealth grows? On this episode of Paisa Vaisa, Anupam Gupta sits down with Srikanth Subramanian, Co-founder and CEO of Ionic Wealth, to break down how serious wealth is actually managed. They discuss what investors should look for in a wealth manager, the difference between investing and building a portfolio, realistic return expectations, multi-asset investing, global diversification and why chasing the latest investment trend can hurt long-term wealth creation. Srikanth also explains common mistakes he sees across investor portfolios, when DIY investing may no longer be enough, why liquidity matters, how AI could change wealth management and why a ₹5 crore portfolio should be treated with the same seriousness as ₹500 crore. If you're trying to move beyond simply picking mutual funds and stocks and start thinking about your money as a complete portfolio, this conversation offers a practical framework for doing it. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.