Paisa Vaisa with Anupam Gupta

Markets can test your patience. How do you decide where your money belongs? In this episode of Paisa Vaisa, host Anupam Gupta welcomes back Ashish Shanker, MD & CEO of Motilal Oswal Wealth, for a conversation about building wealth, allocating capital and investing through difficult market phases. Ashish shares lessons from his journey in financial services and from working with Raamdeo Agrawal. He explains why his own portfolio remains entirely in equities, including substantial holdings through company ESOPs, alongside the importance he places on asset allocation and diversification for investors. The conversation explores hybrid funds, SIPs, US equities and gold, the case for smallcaps and midcaps, and investment opportunities across manufacturing, digital businesses, capital markets and power. They also discuss learning from investment mistakes, staying patient when returns disappoint and estimating how much money retirement requires. A practical conversation about balancing short-term uncertainty with long-term conviction. Listen for a grounded, optimistic perspective on India’s investment opportunities and the discipline behind patient investing. Follow Paisa Vaisa with Anupam Gupta for more conversations on personal finance, investing and money management. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

Raunak explains how PPFAS evaluates business quality, management, cash flows and valuations before investing. He discusses why the fund holds cash when suitable opportunities are limited, where it sees greater valuation comfort in large caps, and how global diversification fits into its investment approach. The conversation explores private sector banks, IT services and other investment themes, alongside the differences between cyclical and structural growth. Raunak also explains why a compelling growth story needs to be supported by business performance and a sensible purchase price. For individual investors, the discussion covers realistic equity return expectations, SIPs versus lump sum investing, matching investments to financial goals, and the importance of savings and investor behaviour. Listen for a grounded, optimistic perspective on India’s investment opportunities and the discipline behind patient investing. Follow Paisa Vaisa with Anupam Gupta for more conversations on personal finance, investing and money management. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

Could RBI raise interest rates, and what would that mean for your money? Akhil Mittal, Senior Fund Manager, Fixed Income at Tata Asset Management, speaks with Anupam Gupta about India’s interest rate outlook, opportunities in the bond market and the financial health of Corporate India. Akhil explains why he expects higher rates, where he sees value in government and corporate bonds, and how investors should think about debt mutual funds after the changes in taxation. The conversation also covers the difference between FDs and debt funds, the risks behind higher yields, and why access to your money matters as much as the return. Have a bonus, ESOP payout or business surplus to park for three to twelve months? They discuss that too, along with choosing funds through credit quality, duration and yield to maturity. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

Can your salary make you rich? Is ₹3 crore enough to retire? And how does an IPL team decide what a player is worth? Moona Ssahni, Founder & CEO of Monaargy Consultancy and former CFO of Rajasthan Royals, speaks with Anupam Gupta about the money decisions behind an IPL team and the choices that shape our own financial lives. Drawing on her 17 years at Rajasthan Royals, Moona explains how IPL teams earn revenue, manage expenses and approach buying players. The conversation then turns to building wealth from a salary, why earning more does not automatically mean having more, and what to do when you receive a salary hike. They also discuss emergency funds, investing, rent versus buying a home, affordable EMIs and the lifestyle choices that can lead to debt. On retirement, Moona shares her framework for estimating how much invested money you might need, the assumptions behind it, and why the house you live in is different from investments that generate income. From separate and joint bank accounts to children’s education, inheritance and ageing parents, this episode explores how money decisions change with family responsibilities. Moona also shares ideas from her book, Money Karma: 9 Mantras to Fix Your Relationship with Money, including allocating money towards living, growing and giving. Listen to Paisa Vaisa with Anupam Gupta for conversations about money, investing and business—and how they affect your life. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

Can stock trading be a source of income? And what separates a trader from an investor? Nithin Kamath, Founder of Zerodha, speaks with Anupam Gupta about how stock trading works, how it differs from investing, and what goes into setting up a brokerage. They discuss the opportunities to earn through trading, alongside the financial risks involved. This audio episode is Part 2 of the conversation. To follow the complete discussion, search “Nithin Kamath with Anupam Gupta on Paisa Vaisa” From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram #PaisaVaisa #NithinKamath #Zerodha #StockTrading #Investing See omnystudio.com/listener for privacy information.