<p>Why the Average Family Can No Longer Afford a Home | Housing Affordability Explained</p><p>For decades, homeownership was the foundation of the American Dream. Today, that dream is slipping out of reach for the average family — and it’s not because people aren’t working hard.</p><p>In this video, we break down the income-to-home price ratio and explain why housing prices have risen far faster than wages, even as mortgage rates have fallen over time. Using real data, we show how inflation, cheap debt, and asset appreciation have combined to make buying a home increasingly unrealistic for first-time buyers.</p><p>You’ll learn:</p><p>Why home prices are outpacing household income</p><p>How inflation impacts assets before wages</p><p>Why lower interest rates didn’t make housing affordable</p><p>How down payments have become a major barrier</p><p>Why the average family is being priced out of homeownership</p><p>This isn’t about opinions — it’s about math. And unless these trends change, homeownership may soon become a privilege instead of a milestone.</p><p>📊 Data source: Federal Reserve Bank of St. Louis, Motio Research</p><p>🏠 Topic: Housing Affordability, Inflation, Wages vs Home Prices</p><p>Subscribe for more videos breaking down real estate, economics, and wealth-building in plain language.</p><p><br></p><p>--------------</p><p></p><p>Our Private Group: <a href="https://www.patreon.com/c/BlackWealthRebels" target="_blank">https://www.patreon.com/c/BlackWealthRebels</a></p><p>----------</p><p>**Recommended Books**</p><p><a href="http://bit.ly/BTHBooks" target="_blank">http://bit.ly/BTHBooks</a></p><p>----------</p><p>Support Our Sponsors</p><p><a href="http://closetofcapital.com/" target="_blank">ClosetOfCapital.com</a></p><p><a href="http://getsuplmnt.com/" target="_blank">GetSuplmnt.com</a> </p><p>----------</p><p>Make sure to give us feedback.</p><p>-----------------------------------------------------</p><p>Join us Live every Friday at 7pm est. We talk finance, books, TV shows, and Ratchet Memes. We also have a Bitcoin Giveaway every Friday. </p><p>_______________________________</p><p>**Follow Us** </p><p>BlackWealthRebels: <a href="https://instagram.com/TheBlackWealthRebels" target="_blank">https://Instagram.com/TheBlackWealthRebels</a></p><p>Buy The Hood: <a href="https://instagram.com/BuyTheHood" target="_blank">https://Instagram.com/BuyTheHood</a> </p><p>Jimmy: <a href="https://instagram.com/JWTheBlueprint" target="_blank">https://Instagram.com/JWTheBlueprint</a> </p><p>Corey: <a href="https://instagram.com/AboveAvgSavage" target="_blank">https://Instagram.com/AboveAvgSavage</a></p><p>Camari: <a href="https://instagram.com/TheFinanceRebel" target="_blank">https://Instagram.com/TheFinanceRebel</a></p><p>-------------------------------------------------------------------------------</p><p>DISCLAIMER: James Williams, Camari Ellis and/or Corey Camp, including but not limited to any guests appearing in their videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Jimmy Williams and Corey Camp&#39;s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s); and do your due diligence.</p><p>James R Williams is a Pennsylvania licensed Real Estate Agent. License  Number RS224853L.</p><p>James R Williams is Licensed Pennsylvania Certified Property Evaluator. License  Number AV002257.</p><p>James R Williams is a Certified Bitcoin Professional.  Certificate ID is 77a426</p><p>Certified Crypto Agent Certificate ID: 22029050007</p><p><br></p><p><br></p>