The Note Closers Show - The #1 Podcast for Note Investing
The Note Closers Show - The #1 Podcast for Note Investing

The Note Closers Show - The #1 Podcast for Note Investing

Scott Carson

Overview
Episodes

Details

Explore the world of real estate note investing and gain insights into controlling real estate at huge discounts!

Are you a real estate investor or entrepreneur looking to expand your knowledge in the market? Welcome to "The Note Closers Show Podcast," a podcast dedicated to real estate investing, with a focus on note investing.

Join your host, Scott Carson, a seasoned investor with experience in real estate and note investing. This podcast aims to provide a comprehensive look at buying, selling, and managing mortgage notes and paper assets.

What You'll Learn & Who You'll Meet:

  • Distressed Asset Insights: Learn about buying non-performing and performing notes from various sources and how this relates to controlling properties.
  • Expert Interviews: Scott features discussions with industry experts, including attorneys, loan servicers, title experts, vendors, and successful individuals in the field.
  • Actionable Strategies: Gain insights into finding deals, performing due diligence, negotiating, creative financing techniques, and potentially maximizing returns.
  • Beyond the Notes: The show also delves into entrepreneurial skills such as marketingraising capitalbusiness systems, and the mindset needed for success in various market conditions.
  • Inspiration & Entertainment: Listen to engaging conversations with diverse guests who share their journeys.

Why Tune In?

Whether you're new to real estate investing or have experience, Scott aims to provide knowledge and clarity to help you in your endeavors. The content is presented with a focus on finding opportunities.

Join the Community:

  • Listen to new episodes weekly across major podcast platforms and watch on YouTube.
  • Find free resources and a schedule of events and training at www.WeCloseNotes.com.
  • Learn more about potential coaching opportunities by booking a call at www.TalkWithScottCarson.com.


Subscribe now to explore real estate note investing!

Scott also brings in experts in marketing, entrepreneurship, business, and mindset to help his audience in the day-to-day grind of being a business owner, investor and entrepreneur. With over a decade of experience as the “Note Guy” Scott has invested in all types of note investments. Ranging from residential assets on an individual or large bulk basis to commercial notes in each asset class, Scott has the connections and knowledge to help his students take down all property types. If you have an appetite to grow your business from single family homes to multifamily, self-storage, mobile home parks, mixed-use, strip malls or other asset classes, Scott brings on the experts in these different fields to help give you guidance and clarity as a note and real estate investor to find success at your own pace. The Note Closers Show also features a variety of different experts and vendors, ranging from attorneys, servicing companies, special servicing experts, title experts, and other real estate professionals to help you organize your own note business and have the best possible team of professionals at your disposal. Along with these experts, Scott also spends time identifying market and deal opportunities across the multiple facets of the note and paper industry. Scott also realizes that work isn’t everything to an entrepreneur, and that’s why he also mixes in the occasionally mindset expert and guest wild card to keep his shows content fresh and relevant in today’s everchanging investment environment. It’s common for Scott to add an award-winning personality, athlete or podcaster to the stellar lineup of guests who might make a surprise appearance on the podcast. Scott’s willingness to be an open book and share the different facets of his business, life, and journey and his ability to use humor (and his sound effects) will keep you coming back again and again.

Recent Episodes

What Cities Have The Hightest Mortgage Delinquency Rates in America?
DEC 12, 2025
What Cities Have The Hightest Mortgage Delinquency Rates in America?
<p>🚨 <strong style="color: inherit;">WARNING: Mortgage Distress is SOARING!</strong> 🚨 Scott dives deep into alarming new data from WalletHub, revealing a shocking truth: 1 in 11 Americans with a mortgage is in distress, 90 days or more behind on payments! This isn't just a national trend; it's intensifying, with an unsettling 5% increase in just one quarter. Even more surprising? Eight of the top 25 most distressed cities are right here in the Lone Star State – and the #1 city will absolutely astonish you!</p><p><br></p><p>In this must-watch episode, Scott breaks down the WalletHub report, pinpointing which cities are struggling the most, why these numbers are skyrocketing, and what it means for YOU as a real estate investor. From Laredo's staggering 24% delinquency rate to unexpected surges in major California and Florida markets, this data is critical for understanding where to find your next distressed property deal. Don't get caught off guard – learn where the opportunities are emerging and how to adapt your strategy to profit from these shifting market dynamics!</p><p><br></p><ul><li><strong style="color: inherit;">1 in 11 Mortgages Distressed:</strong>&nbsp;Uncover the alarming national average and quarterly increase in mortgage delinquencies, indicating a growing wave of distress.</li><li><strong style="color: inherit;">Texas on the Edge:</strong>&nbsp;Discover which Texas cities, including Laredo (#1 overall!), El Paso, Lubbock, San Antonio, and Houston, are experiencing significant mortgage distress.</li><li><strong style="color: inherit;">Top 10 Most Distressed Cities:</strong>&nbsp;A breakdown of the nation's highest mortgage delinquency rates, from Detroit to Newark, and what drives their financial struggles.</li><li><strong style="color: inherit;">Fast vs. Slow Foreclosure States:</strong>&nbsp;Understand how different state foreclosure laws (judicial vs. non-judicial) impact the speed and opportunity in distressed markets.</li><li><strong style="color: inherit;">Unexpected Surges &amp; Drops:</strong>&nbsp;Analyze surprising quarterly increases in delinquency rates in cities like Irvine, California, and Tampa, Florida, alongside places where rates are improving.</li></ul><p><br></p><p><strong>The market is shifting, and understanding these trends is key to smart investing. Whether you're a fix-and-flipper, note investor, or exploring other strategies, this episode provides invaluable insights into where distress is concentrated and how to position yourself for success. Don't wait – the time to act is now!</strong></p><p><br></p><p><a href="https://youtube.com/live/BRdc6-o6D0o" rel="noopener noreferrer" target="_blank"><strong>Watch the Original Video of this Episode HERE!</strong></a></p><p><br></p><p><a href="https://wallethub.com/edu/cities-mortgage-delinquency-rates/141263?utm_source=chatgpt.com&amp;fbclid=IwY2xjawOlag1leHRuA2FlbQIxMABicmlkETFkdHNEYzQxMVZCUDc0eEdRc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHhygTw13xJVaWHcwj9DZjgpESJRrH9llpFZcBSJIPRjB-McFDrsCa3gdDW3K_aem_1Nuo0gZ5Ltu6ZhDMCbs65A" rel="noopener noreferrer" target="_blank"><strong>CLICK HERE TO GET THE LINK TO THE ARTICLE</strong></a></p><p><br></p><p><a href="http://TalkWithScottCarson.com" rel="noopener noreferrer" target="_blank"><strong>Book a Call With Scott HERE!</strong></a></p><p><br></p><p><a href="http://NoteWeekend.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next FREE One-Day Note Class HERE!</strong></a></p><p><br></p><p><a href="http://NoteUmbrella.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the WCN Membership HERE!</strong></a></p><p><br></p><p><a href="http://NoteBuyingForDummies.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next Note Buying For Dummies Workshop HERE!</strong></a></p><p><br></p><p><strong>Love the show?</strong>&nbsp;Subscribe, rate, review, and share!</p><ul><li><a href="https://weclosenotes.com/how-to-subscribe-rate-our-podcast-5-stars-on-itunes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Here’s How »</a></li></ul><p><br></p><p><strong>Join the Note Closers Show community today:</strong></p><ul><li><a href="https://weclosenotes.com/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">WeCloseNotes.com</a></li><li><a href="https://www.facebook.com/noteshowpodcast/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Facebook</a></li><li><a href="https://twitter.com/noteshowpodcast" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Twitter</a></li><li><a href="https://www.linkedin.com/in/1scottcarson/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Scott Carson LinkedIn</a></li><li><a href="https://www.youtube.com/watch?v=NkDyqDB6fD4&amp;list=PLRHv04Q15a0Ds_6lseLx3Pb4-Li1gLmDB" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show YouTube</a></li><li><a href="https://vimeo.com/weclosenotes" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Vimeo</a></li><li><a href="https://www.instagram.com/noteclosers/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Instagram</a></li><li><a href="https://www.pinterest.com/1weclosenotes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">We Close Notes Pinterest</a></li></ul>
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14 MIN
The New Rules for Owner-Financing and RMLO's in Texas with Nirvana Roof
DEC 11, 2025
The New Rules for Owner-Financing and RMLO's in Texas with Nirvana Roof
<p>Good morning, afternoon, and evening, real estate investors! 👋 Are you looking to master owner financing and wrap-around mortgages in the hottest real estate market? This episode is for you! We sit down with the incredible <strong style="color: inherit;">Nirvana Roof</strong>, a Texas RMLO and mortgage veteran with over 25 years of experience, to unpack the intricacies of lending in the Lone Star State.</p><p><br></p><p>Nirvana reveals groundbreaking, <em style="color: inherit;">just-released</em> information straight from a recent audit: <strong style="color: inherit;">new regulations on the "three transaction rule" for owner financing,</strong> what it means for needing a mortgage company license, and how this impacts every Texas investor. Whether you're interested in traditional owner financing, true wraps, or non-qualified assumptions, Nirvana breaks down the nuances, costs, and compliance essentials. Get ready for expert insights on underwriting, creative income verification, and crucial Texas-specific rules regarding interest rates, escrows, and high-cost mortgages. This is cutting-edge information you won't hear anywhere else first!</p><p><br></p><p>What we will cover in this episode:</p><ul><li><strong style="color: inherit;">NEW 3-Transaction Rule:</strong>&nbsp;Discover the latest Texas RMLO audit findings impacting how many owner finance deals you can do before needing a full mortgage company license.</li><li><strong style="color: inherit;">Navigating Texas Wraps:</strong>&nbsp;Understand the three distinct types of owner financing and wrap-around mortgages, including subject-to and non-qualified assumptions.</li><li><strong style="color: inherit;">RMLO Process &amp; Costs:</strong>&nbsp;Get a transparent look at RMLO services, from "mini" to "full compliant" packages, and how they verify borrower's ability to repay.</li><li><strong style="color: inherit;">Texas-Specific Regulations:</strong>&nbsp;Learn crucial details on interest rate limits (the 10% threshold!), mandatory escrows, high-cost mortgage disclosures, and the impact of down payments.</li><li><strong style="color: inherit;">Why Outsource Servicing:</strong>&nbsp;Understand the vital role of third-party servicers in managing your notes, ensuring compliance, and saving you massive headaches.</li></ul><p><br></p><p>Nirvana's deep expertise in both institutional and investor-focused lending makes her a "unicorn" in the industry. Don't miss this opportunity to stay compliant, maximize profits, and truly understand the landscape of owner financing in Texas. Connect with Nirvana and take your real estate investing to the next level!</p><p><br></p><p><a href="www.NRTDServices.com" rel="noopener noreferrer" target="_blank"><strong>Connect with Nirvana HERE!</strong></a></p><p><br></p><p><a href="https://youtube.com/live/DeZSp1AsBNc" rel="noopener noreferrer" target="_blank"><strong>Watch the Original VIDEO HERE!</strong></a></p><p><br></p><p><br></p><p><a href="http://TalkWithScottCarson.com" rel="noopener noreferrer" target="_blank"><strong>Book a Call With Scott HERE!</strong></a></p><p><br></p><p><a href="http://NoteWeekend.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next FREE One-Day Note Class HERE!</strong></a></p><p><br></p><p><a href="http://NoteUmbrella.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the WCN Membership HERE!</strong></a></p><p><br></p><p><a href="http://NoteBuyingForDummies.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next Note Buying For Dummies Workshop HERE!</strong></a></p><p><br></p><p><strong>Love the show?</strong>&nbsp;Subscribe, rate, review, and share!</p><ul><li><a href="https://weclosenotes.com/how-to-subscribe-rate-our-podcast-5-stars-on-itunes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Here’s How »</a></li></ul><p><br></p><p><strong>Join the Note Closers Show community today:</strong></p><ul><li><a href="https://weclosenotes.com/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">WeCloseNotes.com</a></li><li><a href="https://www.facebook.com/noteshowpodcast/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Facebook</a></li><li><a href="https://twitter.com/noteshowpodcast" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Twitter</a></li><li><a href="https://www.linkedin.com/in/1scottcarson/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Scott Carson LinkedIn</a></li><li><a href="https://www.youtube.com/watch?v=NkDyqDB6fD4&amp;list=PLRHv04Q15a0Ds_6lseLx3Pb4-Li1gLmDB" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show YouTube</a></li><li><a href="https://vimeo.com/weclosenotes" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Vimeo</a></li><li><a href="https://www.instagram.com/noteclosers/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Instagram</a></li><li><a href="https://www.pinterest.com/1weclosenotes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">We Close Notes Pinterest</a></li></ul>
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61 MIN
Breaking Down 1500 Distressed Notes for Subject-To Deals
DEC 10, 2025
Breaking Down 1500 Distressed Notes for Subject-To Deals
<p>Unlock the secrets to turning distressed properties into profitable investments! 🚀 In this special "Money Monday" episode, Scott dives deep into the exciting world of Early Buyout (EBO) loans – a treasure trove of opportunity for savvy note investors. Learn how to navigate the current market with 1,500 EBO loans (VA, FHA, USDA) that lenders are looking to offload, even without massive discounts.</p><p><br></p><p>Scott shares his expert strategy on leveraging creative financing like wrap-around mortgages and subject-to deals. Discover how you can help homeowners avoid foreclosure, provide accessible housing solutions for new buyers, and generate significant cash flow for yourself – a true win-win-win! He breaks down a real-world spreadsheet analysis, showing you exactly how to calculate potential down payments, monthly cash flow spreads, and identify properties with hidden equity. Plus, hear insights from seasoned investor Judy on targeting distressed homeowners and structuring successful deals. Don't miss out on these actionable insights to spot opportunities in every state, from Texas to Florida, and beyond!</p><p><br></p><ul><li><strong style="color: inherit;">1,500 EBO Loans Revealed:</strong>&nbsp;Explore the massive list of Early Buyout (VA, FHA, USDA) loans and understand the unique opportunities they present in today's market.</li><li><strong style="color: inherit;">Creative Financing Strategies:</strong>&nbsp;Master the art of wrap-around mortgages, subject-to deals, and owner financing to create profitable paper without deep discounts.</li><li><strong style="color: inherit;">Generate Monthly Cash Flow:</strong>&nbsp;Learn the financial mechanics of structuring deals that produce significant monthly spreads by bridging the gap between underlying P&amp;I and interest-only payments.</li><li><strong style="color: inherit;">Real-World Spreadsheet Analysis:</strong>&nbsp;Walk through a detailed breakdown of how to identify profitable deals, calculate down payment nets, and estimate equity from actual loan data.</li><li><strong style="color: inherit;">Targeting Distressed Homeowners:</strong>&nbsp;Discover effective marketing tactics, from letter campaigns to skip tracing, to reach homeowners in need and build win-win solutions.</li></ul><p><br></p><p>Ready to make lemonade out of financial lemons? 🍋 This episode is packed with invaluable strategies to identify and capitalize on distressed mortgage opportunities, helping you grow your portfolio while making a real impact. Hit play and start turning today's challenges into tomorrow's profits!</p><p><br></p><p><a href="https://youtube.com/live/Q4Qb8W07psI" rel="noopener noreferrer" target="_blank"><strong>Watch the Original VIDEO HERE!</strong></a></p><p><br></p><p><a href="http://TalkWithScottCarson.com" rel="noopener noreferrer" target="_blank"><strong>Book a Call With Scott HERE!</strong></a></p><p><br></p><p><a href="http://NoteWeekend.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next FREE One-Day Note Class HERE!</strong></a></p><p><br></p><p><a href="http://NoteUmbrella.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the WCN Membership HERE!</strong></a></p><p><br></p><p><a href="http://NoteBuyingForDummies.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next Note Buying For Dummies Workshop HERE!</strong></a></p><p><br></p><p><strong>Love the show?</strong>&nbsp;Subscribe, rate, review, and share!</p><ul><li><a href="https://weclosenotes.com/how-to-subscribe-rate-our-podcast-5-stars-on-itunes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Here’s How »</a></li></ul><p><br></p><p><strong>Join the Note Closers Show community today:</strong></p><ul><li><a href="https://weclosenotes.com/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">WeCloseNotes.com</a></li><li><a href="https://www.facebook.com/noteshowpodcast/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Facebook</a></li><li><a href="https://twitter.com/noteshowpodcast" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Twitter</a></li><li><a href="https://www.linkedin.com/in/1scottcarson/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Scott Carson LinkedIn</a></li><li><a href="https://www.youtube.com/watch?v=NkDyqDB6fD4&amp;list=PLRHv04Q15a0Ds_6lseLx3Pb4-Li1gLmDB" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show YouTube</a></li><li><a href="https://vimeo.com/weclosenotes" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Vimeo</a></li><li><a href="https://www.instagram.com/noteclosers/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Instagram</a></li><li><a href="https://www.pinterest.com/1weclosenotes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">We Close Notes Pinterest</a></li></ul>
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42 MIN
Protecting Your Investments: Insurance Insights for Note Investors with Beth Boisseau-Coots
DEC 8, 2025
Protecting Your Investments: Insurance Insights for Note Investors with Beth Boisseau-Coots
<p>In this insightful episode, Scott welcomes insurance expert Beth Boisseau-Coots to discuss the ever-changing landscape of real estate insurance, particularly in Texas. As 2025 approaches, understanding property and casualty insurance is more crucial than ever for investors navigating a market dramatically altered by climate events and capacity issues. Beth, a leading expert in property and casualty insurance, sheds light on why Texas has become one of the top "problem children" for insurers and what investors need to know to protect their assets.</p><p><br></p><p>Key discussion points include:</p><ul><li><strong style="color: inherit;">Texas Insurance Turmoil:</strong>&nbsp;Beth details why Texas has become an insurance "problem child," facing challenges from hurricanes, severe hail, and wildfires, leading to escalating costs and coverage difficulties in various regions.</li><li><strong style="color: inherit;">Capacity &amp; Reinsurer Influence:</strong>&nbsp;Learn how commercial insurance capacity limits and reinsurers' decisions impact policy availability and pricing, sometimes forcing carriers to exit the state, directly affecting investors.</li><li><strong style="color: inherit;">Strategic Property Investment:</strong>&nbsp;Get crucial advice on areas to approach with caution (e.g., Texas coast, DFW with high wind/hail deductibles) and the distinction between replacement cost and market value to avoid common pitfalls.</li><li><strong style="color: inherit;">Master Policies for Portfolios:</strong>&nbsp;Discover the advantages of a "master policy" for investors with multiple properties, offering streamlined management, consistent rates, and flexibility for rehabs, rentals, and even certain subject-to deals.</li><li><strong style="color: inherit;">Investor Protection &amp; Best Practices:</strong>&nbsp;Understand the importance of tenant renters insurance, contractor liability coverage, recognizing roofing fraud, and the value of assembling a trusted professional team to navigate complex insurance decisions.</li></ul><p><br></p><p><strong>Beth emphasizes the need for investors to look beyond just price, focusing on comprehensive coverage and understanding policy nuances like coinsurance penalties. With her practical advice, investors can better protect their assets. Whether you're a first-time buyer or managing a large portfolio, Beth and her team offer invaluable guidance to ensure your real estate investments are properly insured. Connect with her for expert counsel and to explore solutions like the master policy that can simplify your insurance strategy.</strong></p><p><br></p><p><a href="https://www.linkedin.com/in/bethboisseau/" rel="noopener noreferrer" target="_blank"><strong>Connect with Beth HERE!</strong></a></p><p><br></p><p><strong>Beth Boisseau-Coots is Vice President at JB Lloyd &amp; Associates with 20 years of experience in the insurance industry. Licensed in Property &amp; Casualty and Life &amp; Health across all 50 states, she specializes in insurance programs for community banks, lenders, and real estate investors. A Certified Insurance Counselor and currently pursuing her CPCU designation, Beth is dedicated to helping clients protect what matters most with clarity and confidence.</strong></p><p><br></p><p><a href="https://youtube.com/live/EBECv2Lidj0" rel="noopener noreferrer" target="_blank"><strong>Watch the Original Video of this Episode HERE!</strong></a></p><p><br></p><p><a href="http://TalkWithScottCarson.com" rel="noopener noreferrer" target="_blank"><strong>Book a Call With Scott HERE!</strong></a></p><p><br></p><p><a href="http://NoteWeekend.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next FREE One-Day Note Class HERE!</strong></a></p><p><br></p><p><a href="http://NoteUmbrella.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the WCN Membership HERE!</strong></a></p><p><br></p><p><a href="http://NoteBuyingForDummies.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next Note Buying For Dummies Workshop HERE!</strong></a></p><p><br></p><p><strong>Love the show?</strong>&nbsp;Subscribe, rate, review, and share!</p><ul><li><a href="https://weclosenotes.com/how-to-subscribe-rate-our-podcast-5-stars-on-itunes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Here’s How »</a></li></ul><p><br></p><p><strong>Join the Note Closers Show community today:</strong></p><ul><li><a href="https://weclosenotes.com/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">WeCloseNotes.com</a></li><li><a href="https://www.facebook.com/noteshowpodcast/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Facebook</a></li><li><a href="https://twitter.com/noteshowpodcast" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Twitter</a></li><li><a href="https://www.linkedin.com/in/1scottcarson/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Scott Carson LinkedIn</a></li><li><a href="https://www.youtube.com/watch?v=NkDyqDB6fD4&amp;list=PLRHv04Q15a0Ds_6lseLx3Pb4-Li1gLmDB" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show YouTube</a></li><li><a href="https://vimeo.com/weclosenotes" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Vimeo</a></li><li><a href="https://www.instagram.com/noteclosers/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Instagram</a></li><li><a href="https://www.pinterest.com/1weclosenotes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">We Close Notes Pinterest</a></li></ul>
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54 MIN
Lisa Ferris Reveals: How to Find & Fund Any Real Estate Deal (Without Your Own Cash!)
DEC 5, 2025
Lisa Ferris Reveals: How to Find & Fund Any Real Estate Deal (Without Your Own Cash!)
<p>Good morning, afternoon, and good evening, everybody! Scott Carson here, and boy, are you in for a treat! As we roll into the New Year, many of you are resolving to dive deeper into real estate investing, but that old excuse "I don't have any money" always seems to pop up. Well, prepare to have your mind blown (and your excuses obliterated!) by today's special guest!</p><p><br></p><p>We've got <strong style="color: inherit;">Lisa Ferris</strong> from Georgetown, Texas – a real estate investment legend who's been crushing it for years. She's a master of <strong style="color: inherit;">creative financing, fix &amp; flips, short-term rentals</strong>, and leveraging <strong style="color: inherit;">private money</strong>. And the best part? She’s written a book revealing all her secrets:<a href="https://investingmasteryhub.com/" rel="noopener noreferrer" target="_blank"> </a><a href="https://investingmasteryhub.com/" rel="noopener noreferrer" target="_blank" style="color: inherit;"><strong>"How to Find and Fund Any Real Estate Deal: How to Buy Real Estate Without Using Your Own Cash or Credit."</strong></a> Forget the banks; Lisa proves you don't need 'em!</p><p><br></p><p><strong style="color: inherit;">Here’s what you'll learn from Lisa Ferris (and why you need her book!):</strong></p><ul><li><strong style="color: inherit;">The "Sick and Tired of Being Sick and Tired" Origin Story:</strong>&nbsp;Lisa, a 20-year realtor, shares how being "broke" and presented with a "POS house" forced her to embrace creative financing. Her first deal? Wholesaling a property in three hours for&nbsp;<strong style="color: inherit;">$17,000 profit</strong>&nbsp;– and she's never looked back!</li><li><strong style="color: inherit;">Ron LeGrand's Legacy &amp; Realtor Superpowers:</strong>&nbsp;Lisa credits a&nbsp;<strong style="color: inherit;">Ron LeGrand course</strong>&nbsp;for igniting her creative financing journey. As a seasoned realtor, she leverages deep&nbsp;<strong style="color: inherit;">market knowledge</strong>&nbsp;(knowing which two blocks to avoid and where to buy!) to quickly run numbers and make offers, giving her a serious edge in&nbsp;<strong style="color: inherit;">Central Texas (Belton, Temple, Taylor, Fort Hood)</strong>&nbsp;– everywhere&nbsp;<em style="color: inherit;">but</em>&nbsp;Austin!</li><li><strong style="color: inherit;">Win-Win Negotiations for Distressed Sellers:</strong>&nbsp;Learn Lisa's approach to seller financing: always offer a&nbsp;<strong style="color: inherit;">higher purchase price</strong>&nbsp;and sell the&nbsp;<strong style="color: inherit;">payment amount</strong>&nbsp;(never the interest rate!). She focuses on creating&nbsp;<strong style="color: inherit;">win-win scenarios</strong>&nbsp;where sellers feel heard and get flexible solutions, even for those with no equity or facing tough situations.</li><li><strong style="color: inherit;">Private Money Magic: Just Ask!</strong>&nbsp;Lisa's secret to raising capital?&nbsp;<strong style="color: inherit;">Simply ask!</strong>&nbsp;Her first private lender was a good friend at McDonald's (true story!). She views it as offering an&nbsp;<em style="color: inherit;">opportunity</em>&nbsp;for investors to make their money work for them, not begging. Her deals average&nbsp;<strong style="color: inherit;">$200K-$300K</strong>&nbsp;and offer&nbsp;<strong style="color: inherit;">12%+ returns</strong>, because as she says, "if you have a good deal, the money is the easiest part."</li><li><strong style="color: inherit;">Why Diligence &amp; Community Matter:</strong>&nbsp;Lisa uses tools like&nbsp;<strong style="color: inherit;">RehabValuator</strong>&nbsp;and creates professional reports (Canva, anyone?) to make her deals attractive. She emphasizes proactive communication with lenders (even using platforms like SiteWire for draws). Plus, she champions local networking with her&nbsp;<a href="https://www.facebook.com/groups/dealmakercentex" rel="noopener noreferrer" target="_blank" style="color: inherit;"><strong>Centex Dealmakers Group</strong></a><a href="https://www.facebook.com/groups/dealmakercentex" rel="noopener noreferrer" target="_blank">, </a>bringing integrity, training, and real-world deals to Austin's real estate community.</li></ul><p><br></p><p>Lisa Farris is living proof that you don't need deep pockets to build a thriving real estate business. Her humor, humility, and rock-solid strategies make her an inspiration. Stop making excuses and start making deals happen!</p><p><br></p><p>Grab a copy of her game-changing book, <a href="https://investingmasteryhub.com/" rel="noopener noreferrer" target="_blank" style="color: inherit;"><strong>"How to Find and Fund Any Real Estate Deal: How to Buy Real Estate Without Using Your Own Cash or Credit,"</strong></a> available soon on Amazon. Connect with her on Facebook (Lisa J Ferris) or via email: <a href="mailto:[email protected]" rel="noopener noreferrer" target="_blank" style="color: rgb(173, 173, 173);"><strong>[email protected]</strong></a>. Subscribe to the podcast, leave a five-star review, and go out and become a Dealmaker!</p><p><br></p><p><a href="https://youtube.com/live/89yVMJGgnCs" rel="noopener noreferrer" target="_blank"><strong>Watch the Original VIDEO HERE!</strong></a></p><p><br></p><p><a href="http://TalkWithScottCarson.com" rel="noopener noreferrer" target="_blank"><strong>Book a Call With Scott HERE!</strong></a></p><p><br></p><p><a href="http://NoteWeekend.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next FREE One-Day Note Class HERE!</strong></a></p><p><br></p><p><a href="http://NoteUmbrella.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the WCN Membership HERE!</strong></a></p><p><br></p><p><a href="http://NoteBuyingForDummies.com" rel="noopener noreferrer" target="_blank"><strong>Sign up for the next Note Buying For Dummies Workshop HERE!</strong></a></p><p><br></p><p><strong>Love the show?</strong>&nbsp;Subscribe, rate, review, and share!</p><ul><li><a href="https://weclosenotes.com/how-to-subscribe-rate-our-podcast-5-stars-on-itunes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Here’s How »</a></li></ul><p><br></p><p><strong>Join the Note Closers Show community today:</strong></p><ul><li><a href="https://weclosenotes.com/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">WeCloseNotes.com</a></li><li><a href="https://www.facebook.com/noteshowpodcast/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Facebook</a></li><li><a href="https://twitter.com/noteshowpodcast" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Twitter</a></li><li><a href="https://www.linkedin.com/in/1scottcarson/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">Scott Carson LinkedIn</a></li><li><a href="https://www.youtube.com/watch?v=NkDyqDB6fD4&amp;list=PLRHv04Q15a0Ds_6lseLx3Pb4-Li1gLmDB" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show YouTube</a></li><li><a href="https://vimeo.com/weclosenotes" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Vimeo</a></li><li><a href="https://www.instagram.com/noteclosers/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">The Note Closers Show Instagram</a></li><li><a href="https://www.pinterest.com/1weclosenotes/" rel="noopener noreferrer" target="_blank" style="color: rgb(0, 79, 191);">We Close Notes Pinterest</a></li></ul>
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37 MIN