Your Wealth & Beyond: Secrets of Successful Entrepreneurs

As another tax year comes to a close, many successful business owners are undoubtedly asking themselves the same question: How do I keep more of what I've earned away from Uncle Sam this year?

In this episode, I'm sitting down with Bayntree's Director of Corporate Development, Brian Hartstein, to break down year-end strategies to help entrepreneurs and high-income earners make the most of their pre-tax dollars and reduce their biggest expense: Taxes.

With over 30 years of experience collaborating with business owners, CPAs, and plan administrators, Brian has seen firsthand how many companies wait until the fourth quarter to address tax planning. He emphasizes the benefits of proactive planning and how it leads to significant savings and long-term wealth creation through strategies such as SEP IRAs, 401(k)s, profit-sharing plans, and cash balance pension plans.

We'll also walk you through the Retirement Plan Pyramid, and demonstrate which tools make the most sense for different business stages—from solo entrepreneurs to companies with dozens of employees.

Whether looking to shelter high income before year-end or looking for ways to use retirement plans as a competitive advantage to recruit, retain, and reward top talent, this episode will help you identify smart, actionable ways to keep more of what you earn and build your retirement wealth strategically.

In this podcast interview, you'll learn:

• Why most business owners wait too long to plan—and how to avoid the "fourth-quarter fire drill."
• The most overlooked pre-tax opportunities that can save tens of thousands in taxes.
• How to choose between a SEP, SIMPLE, 401(k), or cash balance plan based on your business structure.
• The power of the Retirement Plan Pyramid and how each layer fits your financial goals.
• How to use retirement plans as recruitment and retention tools for key employees.
• Why being proactive—not reactive—with your CPA and advisor can make all the difference.

The stress and anxiety of high-pressure careers can take a heavy toll on mental health, relationships, and physical well-being. Many business owners and professionals live with constant overwhelm, numbing themselves through long days instead of finding actual relief. But what if there was a practice that could calm the nervous system, ease stress, and even spark personal transformation without years of training or expensive therapy?​

For most entrepreneurs, building a business is the dream — but exiting successfully is often an afterthought. Most business owners pour their lives into creating a company only to face regret, financial gaps, or a lack of purpose when it's time to transition. Today, we'll uncover what it takes to align your business, personal, and financial goals, so your exit leads not just to financial security, but to significance and fulfillment.

​Joining me is Scott Snider, President of the Exit Planning Institute (EPI) and a nationally recognized leader in exit planning. Scott started his first business at 17, sold it by 24, and now helps entrepreneurs create transferable value and prepare for life after business ownership. He and his father have grown EPI into a global organization that educates thousands of advisors and empowers business owners to look beyond profit.

​In our conversation, Scott shares his entrepreneurial journey, including the lessons learned from selling his first company, the emotional hurdles of defining identity outside of business, and why so many owners fail to prepare for what comes next. We discuss the Value Acceleration Methodology™, the importance of building enterprise value through structural, human, social, and customer capital, and why personal planning is just as critical as business strategy.

​Whether you're years away from a sale or facing one sooner than expected, this episode will help you reframe your approach to leadership, value creation, and long-term wealth.

In this podcast interview, you'll learn:

• The three "legs of the stool" that every business owner needs to align before an exit.

• How CEPAs help business owners prepare for a successful and profitable exit.

• Why many business owners grow profitable companies but fail to create transferable value.

• The Four Intangible Capitals that account for 80% of a company's value and how to improve them.

• How Scott uses the Family Business Blueprint to encourage communication in family owned businesses.

• Why Scott believes Entrepreneurship Through Acquisition (ETA) is an emerging trend for exiting a business.

• How AI will be a net positive for the advisor industry if you're willing to learn and adapt.

AI is transforming business at breakneck speed and most entrepreneurs are struggling to keep up. From clunky chatbots to overwhelming tech stacks, many founders and CEOs are wasting time and money chasing trends instead of building real, scalable solutions. And today's guest is here to explain how the future of AI is already reshaping the way we do business—and how to stay ahead of the curve.

With 80% of new businesses seemingly destined to fail, the odds are stacked against most entrepreneurs. But today's guest is on a mission to shift that equation. From overcoming financial hardship and a lawsuit that nearly bankrupted him to reshaping his leadership style and creating a winning team culture, today's conversation is all about what it takes to build and scale a thriving business.

Mike Konrad is the founder and CEO of Aqueous Technologies, a public speaker, podcast host, and author of The Reluctant Entrepreneur. Mike shares his 40-year journey in the electronics manufacturing industry, from leaving his corporate job in the early 90s to create an innovative business through dedication and a core belief that reliability matters.

In this conversation, you'll hear how Mike navigated the operational challenges of entrepreneurship and underwent a profound transformation as a leader. He shares how building a sustainable company required evolving from naivety to knowledge, from arrogance to savvy, and from poor risk assessment to awareness.

One of his biggest breakthroughs came when he recognized the need to set aside his ego—the very trait that helped launch the business—to empower others, hire smarter, and scale with intention.

In this podcast interview, you'll learn:

• Why the traits that help start a business often sabotage its long-term growth.
• The costly lawsuit that nearly ended Mike's company—and how his ego and tenacity helped survive it.
• How naivety and bad risk assessment fueled his early success.
• Why company culture and team fit are critical for new hires in a growing company.
• How counterintuitive ideas from a mentor helped shift his mindset and achieve greater success.