What’s scarier than ghosts, cults, or cosmic madness?👉 Insurance.This episode, we tackle the true horror of prior authorizations, denied claims, medical debt, and a healthcare system that somehow finds a way to say “have you tried waiting until Monday?” 😱👁️ Horror in Real Life:• The UnitedHealthcare / Luigi Mangione case• Why claims are often denied by default• How AI is increasingly making life-or-death decisions• Why medical debt remains the #1 cause of bankruptcy in the U.S.• And why being “in-network” is basically a haunted house with contracts🎬 This week’s films:🪦 Macabre (1958) — complete with William Castle literally insuring the audience in case they died of fright📚 In the Mouth of Madness — Lovecraftian apocalypse, metafiction, and Sam Neill losing his mind (again)🧠 Plus:• Whatcha Been Watchin’, Bitch?!• A new game: Policy Plot Twist• And the reminder that horror doesn’t always wear a mask—it sometimes wears a badge🎧 Listen now wherever you get your podcasts.💀 Support us on Patreon + grab merch at frigay13.com/support⭐ Leave a review & tell a friend!#FriGay13 #InsuranceIsTerrifying #HorrorPodcast #HorrorInRealLife #MedicalHorror #WilliamCastle #JohnCarpenter #QueerPodcasts #HealthcareIsScary