Wealth-Building Made Simple
Wealth-Building Made Simple

Wealth-Building Made Simple

Phillip Washington Jr.

Overview
Episodes

Details

Money can be stressful, but it doesn’t have to be! This podcast is about helping people understand their finances and make smart choices for their future.

Recent Episodes

Digital Energy Utilities: How Bitcoin Structured Products Create Income and Stability
DEC 17, 2025
Digital Energy Utilities: How Bitcoin Structured Products Create Income and Stability
Key Takeaways: Digital utilities act as bridges: They help turn Bitcoin’s big price swings into more stable financial products. Smart financial tools can use Bitcoin: Products built with Treasuries and options can convert Bitcoin’s energy into investments that earn steady returns. Market emotions create opportunities: The ups and downs in the options market can be used to build new financial products and collect extra yield. Built-in protection matters: Digital currency products are designed with strategies that help limit losses during downturns. A major shift is happening: Bitcoin-backed bonds and digital utilities are reshaping global finance and could grow into a multi-trillion-dollar industry.   Chapters: Timestamp Summary 0:00 Understanding Digital Utilities and Bitcoin’s Role in Investing 4:33 Generating Yield from Bitcoin Through Structured Products 8:45 Earning Higher Interest Through Strategic Preferred Stock Investments 10:02 Harnessing Bitcoin Volatility for Financial Gains 17:05 Digital Utilities and the Future of Structured Financial Products 22:31 Digital Era Commerce Beyond Religion and Government Barriers 24:27 The Rise of Digital Energy and Bitcoin’s Global Impact   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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28 MIN
Return of Capital (ROC) Dividends
DEC 12, 2025
Return of Capital (ROC) Dividends
Key Takeaways: Rock Dividends: These provide a special way to earn income with fewer taxes, similar to how cash value life insurance pays dividends. Check Stability First: Before investing, it’s important to make sure the company is financially strong and dependable. Know the Tax Rules: It’s important to understand how these dividends affect your taxes, including how they change your cost basis and how they might lead to capital gains in the future. Smart Reallocation: Moving money from real estate into high-yield, tax-efficient stocks can be a smart choice when market conditions change. Plan with Experts: The discussion highlights how important it is to work with financial advisors and CPAs so you can make informed decisions and avoid expensive mistakes.   Chapters: Timestamp Summary 0:01 Exploring Tax Efficient Income Through Rock Dividends 1:46 Exploring Tax-Free Dividends Through Life Insurance and Preferred Stock 3:59 Exploring Wealth Building Through Bitcoin Treasury Companies 7:09 Understanding Tax Implications and Due Diligence in Investments 10:03 Real Estate Repricing and Investment Strategies for Wealth Growth   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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12 MIN
Why All Investing Is a Carry Trade — And Why Capital Always Flows Toward Higher Energy
DEC 10, 2025
Why All Investing Is a Carry Trade — And Why Capital Always Flows Toward Higher Energy
Key Takeaways: Seeing Investments as Carry Trades: Many investments can be understood as moving value from one system to another to earn a return. Follow Energy Flow: Just like positive carry in finance, understanding how energy or value flows can help you make smarter investment choices. Digital Assets Offer High Potential: Bitcoin and other digital assets can provide stronger returns than many traditional investments. The Importance of the Spread: The gap between what you pay to borrow and what you earn on your investments is a major driver of wealth growth. Focus on Strong Systems: Instead of chasing the latest trend, invest in systems with solid collateral and long-term growth potential.   Chapters: Timestamp Summary 0:00 Understanding Carry Trades as the Foundation of All Investing 5:46 Understanding Change, Energy, and Financial Markets 8:59 The Evolution of Asset Classes and Economic Spreads 12:35 Understanding Capital Flows Through Market Physics and Consciousness 16:18 Leveraging Home Equity for High-Return Investments 19:21 Understanding Energy Flow and Capital Movement in Digital Assets   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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25 MIN
Smart Home Consulting — The Self-Sufficient Home of the Future
DEC 5, 2025
Smart Home Consulting — The Self-Sufficient Home of the Future
Key Takeaways: Energy-independent homes create value: Houses powered by solar panels and Bitcoin mining can produce their own energy and generate income. Use AI for smarter living: Automating homes with AI and smart tech can cut costs and even create new income opportunities over time. New opportunities for trade workers: Electricians and other skilled workers can benefit by offering smart home upgrades and related services. Work together as a community: Collaboration between tradespeople and tech experts is key to building innovative, energy-efficient homes. Adopt technology to grow wealth: The future of financial success depends on embracing new technology and continuously learning to adapt.   Chapters: Timestamp Summary 0:00 Creating the Self Sufficient Home of the Future 1:44 Transforming Homes Into Income-Generating Smart Centers 6:19 Integrating Robots and AI as Trade Apprentices 6:56 Challenges and Solutions in Smart Home Maintenance 8:56 Embracing Future Opportunities and Evolving Archetypes in Business 10:16 Exploring Opportunities Beyond Taxes    Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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12 MIN
The Rise of Independent Money Printers
DEC 3, 2025
The Rise of Independent Money Printers
Key Takeaways: Decentralized Value Creation: Money can be created and used anywhere people trust each other and have valuable assets, not just through central banks. Why Debt Restructuring Matters: Sometimes the financial system must reset or adjust debt so it matches real economic output and avoids major problems. Treasuries and Mortgages Keep Things Steady: These tools help keep money flowing smoothly in the economy and are important for overall stability. Bitcoin as Digital Energy: Bitcoin works as a secure, non-political type of collateral that doesn’t rely on debt and can be used worldwide. Stronger Financial Networks: A system with many independent financial nodes—rather than one central authority—can create a more flexible and resilient economy. Chapters:Timestamp Summary 0:00 Decentralized Money Systems and the Future of Financial Trust 9:39 Debt Restructuring and the 50-Year Mortgage Solution 14:29 Integrating Bitcoin as a New Collateral in Financial Systems 23:18 Bitcoin as a Financial System’s Nervous System and Liquidity Indicator 27:55 Building Balance and Strength for Soccer Success 28:44 Decentralized Financial Systems and the Future of Money Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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36 MIN