<description>&lt;p data-pm-slice="1 1 [&amp;quot;aiblock&amp;quot;,{&amp;quot;prompt&amp;quot;:&amp;quot;&amp;quot;,&amp;quot;preview&amp;quot;:false,&amp;quot;block&amp;quot;:{&amp;quot;id&amp;quot;:&amp;quot;blk_01JFGX4EM6KAKBM7V3H9TTSG6G&amp;quot;,&amp;quot;status&amp;quot;:&amp;quot;succeeded&amp;quot;,&amp;quot;type&amp;quot;:&amp;quot;facebook_post&amp;quot;,&amp;quot;selected_variation&amp;quot;:0,&amp;quot;variations&amp;quot;:[&amp;quot;🌟 **New Episode Alert: Budget Better Bonus Series, Step 2 - Make Changes Now!** 🌟\n\nHey Frugal Friends! πŸŽ‰\n\nWe&amp;rsquo;re back with part two of our Budget Better Bonus Series, and this episode is packed with valuable insights on how to make meaningful changes to your spending habits right now! If you missed our first episode, we discussed the importance of a 90-day transaction inventory to understand your past spending. Today, we dive into the present with a 30-day no spend challenge! Here are three key takeaways from this episode that you won&amp;rsquo;t want to miss:\n\n1. **Embrace the No Spend Challenge**: The 30-day no spend challenge is not just about depriving yourself; it&amp;rsquo;s about learning how to meet your needs differently. By saying no to discretionary purchases, you give yourself the space to reflect on your spending triggers and explore creative alternatives. This challenge allows you to pause and think before making impulsive decisions, ultimately leading to a better understanding of your financial habits.\n\n2. **Expect Friction and Growth**: Change is never easy! As you embark on this no spend challenge, be prepared for some friction. Just like changing directions while driving, you may feel resistance as you adjust your spending habits. Mistakes will happen, and that&amp;rsquo;s okay! These moments are part of the learning process. Remember, the first two weeks might be tough, but research shows that positive experiences and rewiring of your brain&amp;rsquo;s reward pathways are just around the corner. Keep pushing through!\n\n3. **Prepare, Abstain, and Reflect**: We break down the no spend challenge into three essential steps: preparing, abstaining, and learning. Preparation is key&amp;mdash;use your transaction inventory to identify potential challenges and plan for them. During the abstaining phase, focus on gratitude and journaling to keep your motivation high. Finally, after the 30 days, take time to reflect on what you learned and what changes you want to carry forward. This reflection will help you find your &amp;ldquo;radical middle&amp;rdquo; in spending, balancing enjoyment and frugality.\n\nWe hope you find these insights helpful as you navigate your own financial journey! Tune in to the full episode for more tips and strategies, and don&amp;rsquo;t forget to share your experiences with us. Let&amp;rsquo;s support each other in making positive changes! πŸ’ͺπŸ’°\n\nCatch you in the next episode where we&amp;rsquo;ll discuss how to plan for the future with a better spending plan! \n\nHappy budgeting! πŸ₯³\n\n#FrugalFriends #BudgetBetter #NoSpendChallenge #FinancialWellness #PodcastEpisode&amp;quot;],&amp;quot;configuration&amp;quot;:null,&amp;quot;prosemirror&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;rootblock&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;🌟 &amp;quot;},{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;marks&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;bold&amp;quot;,&amp;quot;attrs&amp;quot;:{}}],&amp;quot;text&amp;quot;:&amp;quot;New Episode Alert: Budget Better Bonus Series, Step 2 - Make Changes Now!&amp;quot;},{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot; 🌟&amp;quot;}]},{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;Hey Frugal Friends! πŸŽ‰&amp;quot;}]},{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;We&amp;rsquo;re back with part two of our Budget Better Bonus Series, and this episode is packed with valuable insights on how to make meaningful changes to your spending habits right now! If you missed our first episode, we discussed the importance of a 90-day transaction inventory to understand your past spending. Today, we dive into the present with a 30-day no spend challenge! Here are three key takeaways from this episode that you won&amp;rsquo;t want to miss:&amp;quot;}]},{&amp;quot;type&amp;quot;:&amp;quot;orderedList&amp;quot;,&amp;quot;attrs&amp;quot;:{&amp;quot;start&amp;quot;:1},&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;listItem&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;marks&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;bold&amp;quot;,&amp;quot;attrs&amp;quot;:{}}],&amp;quot;text&amp;quot;:&amp;quot;Embrace the No Spend Challenge&amp;quot;},{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;: The 30-day no spend challenge is not just about depriving yourself; it&amp;rsquo;s about learning how to meet your needs differently. By saying no to discretionary purchases, you give yourself the space to reflect on your spending triggers and explore creative alternatives. This challenge allows you to pause and think before making impulsive decisions, ultimately leading to a better understanding of your financial habits.&amp;quot;}]}]},{&amp;quot;type&amp;quot;:&amp;quot;listItem&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;marks&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;bold&amp;quot;,&amp;quot;attrs&amp;quot;:{}}],&amp;quot;text&amp;quot;:&amp;quot;Expect Friction and Growth&amp;quot;},{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;: Change is never easy! As you embark on this no spend challenge, be prepared for some friction. Just like changing directions while driving, you may feel resistance as you adjust your spending habits. Mistakes will happen, and that&amp;rsquo;s okay! These moments are part of the learning process. Remember, the first two weeks might be tough, but research shows that positive experiences and rewiring of your brain&amp;rsquo;s reward pathways are just around the corner. Keep pushing through!&amp;quot;}]}]},{&amp;quot;type&amp;quot;:&amp;quot;listItem&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;marks&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;bold&amp;quot;,&amp;quot;attrs&amp;quot;:{}}],&amp;quot;text&amp;quot;:&amp;quot;Prepare, Abstain, and Reflect&amp;quot;},{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;: We break down the no spend challenge into three essential steps: preparing, abstaining, and learning. Preparation is key&amp;mdash;use your transaction inventory to identify potential challenges and plan for them. During the abstaining phase, focus on gratitude and journaling to keep your motivation high. Finally, after the 30 days, take time to reflect on what you learned and what changes you want to carry forward. This reflection will help you find your &amp;ldquo;radical middle&amp;rdquo; in spending, balancing enjoyment and frugality.&amp;quot;}]}]}]},{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;We hope you find these insights helpful as you navigate your own financial journey! Tune in to the full episode for more tips and strategies, and don&amp;rsquo;t forget to share your experiences with us. Let&amp;rsquo;s support each other in making positive changes! πŸ’ͺπŸ’°&amp;quot;}]},{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;Catch you in the next episode where we&amp;rsquo;ll discuss how to plan for the future with a better spending plan!&amp;quot;}]},{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;Happy budgeting! πŸ₯³&amp;quot;}]},{&amp;quot;type&amp;quot;:&amp;quot;paragraph&amp;quot;,&amp;quot;content&amp;quot;:[{&amp;quot;type&amp;quot;:&amp;quot;text&amp;quot;,&amp;quot;text&amp;quot;:&amp;quot;#FrugalFriends #BudgetBetter #NoSpendChallenge #FinancialWellness #PodcastEpisode&amp;quot;}]}]}],&amp;quot;previous_block&amp;quot;:null,&amp;quot;next_block&amp;quot;:null,&amp;quot;error_code&amp;quot;:null,&amp;quot;feedback&amp;quot;:null},&amp;quot;template&amp;quot;:{&amp;quot;type&amp;quot;:&amp;quot;facebook_post&amp;quot;}},&amp;quot;rootblock&amp;quot;,null]"&gt;We&amp;rsquo;re back with part 2 of our Budget Better Bonus Series! After exploring your past transactions in the previous episode, it&amp;rsquo;s time to take action and make meaningful changes to your spending habits with a 30-day No Spend Challenge. Join us as we discuss giving yourself the space to rethink your spending habits and get creative with how you meet your needs by saying 'no' to non-essential purchases.&lt;/p&gt; &lt;p dir="ltr"&gt;&lt;strong&gt;πŸ“˜ Pre-order the book here&lt;/strong&gt;&lt;br&gt;&lt;a href="https://bit.ly/BWYL-podcast"&gt;https://bit.ly/BWYL-podcast&lt;/a&gt;&lt;/p&gt; &lt;p dir="ltr"&gt;&lt;strong&gt;πŸ’Œ Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.&lt;/strong&gt;&lt;br&gt;&lt;a href="https://www.frugalfriendspodcast.com/friendletter"&gt;https://www.frugalfriendspodcast.com/friendletter&lt;/a&gt;&lt;/p&gt; &lt;p dir="ltr"&gt;&lt;strong&gt;πŸ“£ Submit your bill of the week and get a shoutout from us&lt;/strong&gt;&lt;br&gt;&lt;a href="https://www.frugalfriendspodcast.com/bill-of-the-week/"&gt;&lt;strong&gt; &lt;/strong&gt;https://www.frugalfriendspodcast.com/bill-of-the-week/&lt;/a&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt; &lt;p dir="ltr"&gt;&lt;strong&gt;πŸ’ƒπŸΌ Hang out with us on Instagram!&lt;/strong&gt;&lt;br&gt;&lt;a href="https://www.instagram.com/frugalfriendspodcast/"&gt;&lt;strong&gt; &lt;/strong&gt;https://www.instagram.com/frugalfriendspodcast/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;See &lt;a href="https://omnystudio.com/listener"&gt;omnystudio.com/listener&lt;/a&gt; for privacy information.&lt;/p&gt;</description>

Frugal Friends Podcast

iHeartPodcasts and Jen Smith & Jill Sirianni

Budget Better Bonus Series | Step 2: Make Changes Now

DEC 29, 202422 MIN
Frugal Friends Podcast

Budget Better Bonus Series | Step 2: Make Changes Now

DEC 29, 202422 MIN

Description

We’re back with part 2 of our Budget Better Bonus Series! After exploring your past transactions in the previous episode, it’s time to take action and make meaningful changes to your spending habits with a 30-day No Spend Challenge. Join us as we discuss giving yourself the space to rethink your spending habits and get creative with how you meet your needs by saying 'no' to non-essential purchases.

πŸ“˜ Pre-order the book here
https://bit.ly/BWYL-podcast

πŸ’Œ Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.
https://www.frugalfriendspodcast.com/friendletter

πŸ“£ Submit your bill of the week and get a shoutout from us
https://www.frugalfriendspodcast.com/bill-of-the-week/

πŸ’ƒπŸΌ Hang out with us on Instagram!
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.