<p>In today's chat, Rachelle Kroon from Sphere Home Loans joins Glen to answer all your questions touching on:</p><br><p>πŸ‘‰πŸΎ benefit of using a broker vs direct to bank</p><p>πŸ‘‰πŸΏ will a mortgage broker help someone get a loan under $250k?</p><p>πŸ‘‰πŸ» how much does having a child impact borrowing capacity?</p><p>πŸ‘‰ borrowing capacity upon returning from mat leave&nbsp;</p><p>πŸ‘‰πŸΌ using equity to buy a new PPOR</p><p>πŸ‘‰πŸ½ what after-settlement service can you expect from brokers?</p><p>πŸ‘‰πŸΎ renovation loans</p><p>πŸ‘‰πŸΏ financial hardship assistance &amp; impact on refinancing</p><p>πŸ‘‰πŸ» how does applying for lending impact your credit score?</p><p>πŸ‘‰ do mortgage brokers get kickbacks from developers?</p><p>πŸ‘‰πŸΌ building a granny flat on your property</p><br><p>Thanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the team here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.</p><br><p>SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p><br /><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

money money money

Glen James

746b mortgage broker Q&A (turning your PPOR into an investment, renovation loans, kids & borrowing capacity + more)

NOV 13, 202460 MIN
money money money

746b mortgage broker Q&A (turning your PPOR into an investment, renovation loans, kids & borrowing capacity + more)

NOV 13, 202460 MIN

Description

<p>In today's chat, Rachelle Kroon from Sphere Home Loans joins Glen to answer all your questions touching on:</p><br><p>πŸ‘‰πŸΎ benefit of using a broker vs direct to bank</p><p>πŸ‘‰πŸΏ will a mortgage broker help someone get a loan under $250k?</p><p>πŸ‘‰πŸ» how much does having a child impact borrowing capacity?</p><p>πŸ‘‰ borrowing capacity upon returning from mat leave&nbsp;</p><p>πŸ‘‰πŸΌ using equity to buy a new PPOR</p><p>πŸ‘‰πŸ½ what after-settlement service can you expect from brokers?</p><p>πŸ‘‰πŸΎ renovation loans</p><p>πŸ‘‰πŸΏ financial hardship assistance &amp; impact on refinancing</p><p>πŸ‘‰πŸ» how does applying for lending impact your credit score?</p><p>πŸ‘‰ do mortgage brokers get kickbacks from developers?</p><p>πŸ‘‰πŸΌ building a granny flat on your property</p><br><p>Thanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the team here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.</p><br><p>SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p><br /><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>