<p>John Pidgeon and Rachelle Kroon from this is property join Glen on today's show to break down APRA’s new debt-to-income ratio (DTI) lending changes coming February 2026 and some community questions.</p><br><p>👉🏾 how to answer “what’s your expected salary?” for a new role</p><p>👉🏿 what APRA’s DTI rules really mean and who will be affected</p><p>👉🏻 navigating financial hardship &amp; support options</p><p>👉 investing for kids and teens (check out our blog post below)</p><p>👉🏼 smarter to sell or keep as an investment when upgrading the family home?</p><br><p>6 ways to invest for kids: <a href="https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-kids" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-kids</a></p><br><p>Watch money money money on Youtube: <a href="https://www.youtube.com/@m3.podcast" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@m3.podcast</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://www.moneypodcast.com.au/store" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/store</a></p><br><p>money money money is proudly supported by Sphere Home Loans and Skye Wealth.</p><p>Need a mortgage broker? Check out<a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au</a></p><p>Need to review your personal insurances? Head to<a href="https://skye.com.au/" rel="noopener noreferrer" target="_blank"> https://skye.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

money money money

Glen James

849 APRA lending changes, investing for kids, investment vs sell dilemma + more

DEC 8, 202546 MIN
money money money

849 APRA lending changes, investing for kids, investment vs sell dilemma + more

DEC 8, 202546 MIN

Description

<p>John Pidgeon and Rachelle Kroon from this is property join Glen on today's show to break down APRA’s new debt-to-income ratio (DTI) lending changes coming February 2026 and some community questions.</p><br><p>👉🏾 how to answer “what’s your expected salary?” for a new role</p><p>👉🏿 what APRA’s DTI rules really mean and who will be affected</p><p>👉🏻 navigating financial hardship &amp; support options</p><p>👉 investing for kids and teens (check out our blog post below)</p><p>👉🏼 smarter to sell or keep as an investment when upgrading the family home?</p><br><p>6 ways to invest for kids: <a href="https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-kids" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-kids</a></p><br><p>Watch money money money on Youtube: <a href="https://www.youtube.com/@m3.podcast" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@m3.podcast</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://www.moneypodcast.com.au/store" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/store</a></p><br><p>money money money is proudly supported by Sphere Home Loans and Skye Wealth.</p><p>Need a mortgage broker? Check out<a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au</a></p><p>Need to review your personal insurances? Head to<a href="https://skye.com.au/" rel="noopener noreferrer" target="_blank"> https://skye.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>