Young Smart Money

If you're a YouTuber or self-employed, you know buying a house is a bit more challenging than it is when you have a job. Qualifying for a mortgage without the steady income of a W2 job can be tough!

In this video, Suzanne from Arvabelle dives into how she was able to buy a house as a YouTuber and freelancer and the process you can follow to do the same. Whether you are a creator or just an independent contractor with 1099 income, the process you'll want to follow will be largely the same.

Additionally, we dive into Suzanne's plans to go full-time on YouTube and transition fully out of freelance work, as well as how she manages her personal finances as a YouTuber.

Enjoy!

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These are THE WORST credit cards you will ever find. After spending hours searching through the darkest corners of the internet, these 5 credit cards are hands-down THE WORST in existence.

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Not all credit cards are created equal. Some can be great tools for scoring free travel or getting rewarded for spending you were already doing. BUT some credit cards are absolutely terrible and should be avoided like the plague.

These credit cards charge their user's hefty fees for things they don't need and provide TERRIBLE customer service and support. Many of the companies on this list have BBB and TrustPilot profiles full of complaints from people who were unable to close their card once they realized how bad it was.

Many of the cards on this list are what's known as Fee Harvesters. That means they're going to charge you annual fees, monthly fees, application fees, activation fees, and many more. SO that by the time you actually get a card like the First Premier Bank Gold Card, you will have already paid hundreds of dollars to First Premier and have noting to show for it!

If you're trying to rebuild your credit, it can be easy to get sucked in by these companies promising you a way to do it, but I can tell you there are so many better ways to rebuild your credit than working with one of these companies.

In fact, I have multiple videos on just this topic that will provide you with a list of MUCH better alternatives to choose from. Enjoy!

NO CREDIT CHECK CREDIT CARDS: https://youtu.be/wKrx5HCTCEc

WHAT TO DO IF YOU HAVE ZERO CREDIT: https://youtu.be/uTlOvy62mYI

TIMESTAMPS

(if you use these you have to subscribe...I don't make the rules)

00:00 - Intro

00:45 - #5 Mastercard Gold Card

02:58 - #4 Horizon Credit Card

04:41 - #3 Credit One Platinum Card

07:34 - #2 Continental Finance Mastercard

10:08 - #1 First Premier Bank Gold Card

14:37 - Outro

DISCLAIMER:

The views and opinions expressed herein are those of the author and do not necessarily reflect the legitimacy of these companies. Many elements have been exaggerated for comedic effect. Do your own research and come to your own conclusion. For entertainment purposes only!

Getting rejected for a credit card sucks. But fortunately, you can still get approved for a credit card even if you were initially rejected. In this video, I'll break down how I was able to get approved for 4 credit cards that I was initially rejected for.

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I've been rejected for my fair share of credit cards (at least 6), but of those, I was able to get 4 of the rejections reversed and actually get approved for the credit card on the spot. I was able to do this by calling up the credit card's reconsideration line and making a case for why I should be approved.

A credit card reconsideration line is exactly what it sounds like, a number you can call if you want to be reconsidered for a credit card. Most banks have a recon line that you can call and the process is pretty straightforward.

But, you need to know what to say when you call recon. In this video, I'll give you a script to use when calling a bank's reconsideration line as well as some of the most common reasons why you might get rejected for a credit card and how to prevent these.

By the end of the video, you'll be fully prepared to call the recon line. make your case for why you should be approved for a credit card, and reverse that credit card rejection you got.

TIMESTAMPS

00:00 - Intro

00:37 - What To Do If You Get Rejected

1:02 - The Reconsideration Line

04:18 - Reasons You’ll likely Get Rejected

08:10 - Things To Never Say

10:20 - Outro

Building your credit as a college student is huge, and thankfully there are a ton of good credit cards for college students! Unfortunately, there are also a ton of bad credit cards marketed to college students that you'll want to stay far away from.

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In this video, we'll be going over the best credit cards for students in 2021. College students have way more options than they realize when it comes to choosing a first (or second) credit card, and some of these options flat out suck.

There are a bunch of predatory companies targeting college students for credit cards that will hit them with ridiculous fees and make their lives terrible. But at the same time, there are some amazing student credit cards out there that will let college students build their credit and rack up rewards at the same time.

In order to make it on to the list of best college student credit cards for 2021, each credit card had to have:

1) No fees

2) Easy approval for college students

3) Good rewards potential

All of the best credit cards for students meet these criteria and some go way above them.

Additionally, if you stick around until the end, I'll share with you a pro tip you can use to build your credit FAST as a college student so you can become eligible for a host of amazing credit cards.

Enjoy!

TIMESTAMPS

(if you use the timestamps, you gotta subscribe...I don't make the rules)

00:00 - Intro

00:37 - Criteria For A Good Student Credit Card

00:54 - #5 Tomo Credit Card

03:09 - #4 Journey Student Rewards Capital One

07:49 - #3 Bank of America Cash Rewards For Students

10:38 - #2 Chase Freedom Student

14:38 - #1 Discover IT Student Cash Back

17:50 - Bonus Pro Tip

19:13 - Outro