<description>&lt;p&gt;Everyday, banks and governments justify new rules, checks, and blocks in the name of preventing fraud, money‑laundering, terrorism, and scams. It's a reasonable objective: stop bad actors and protect vulnerable people. It's just that, at some point, the line between protecting customers and &lt;em&gt;controlling &lt;/em&gt;customers, can quietly disappear.&lt;/p&gt;&lt;p&gt;Special thank you to John Alcock.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Book in a free &lt;/strong&gt;&lt;a href="https://calendly.com/darcy-radicalinvestment/discovery_call" rel="noopener noreferrer" target="_blank"&gt;&lt;strong&gt;15-min phone call&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; with Darcy Ungaro (financial adviser).&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://reporting.demand.co.nz/h/r/FBD4D9B7B11F82512540EF23F30FEDED" rel="noopener noreferrer" target="_blank"&gt;&lt;u&gt;Sign up to the fortnightly newsletter!&lt;/u&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;Thank You &lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;em&gt;Swyftx&lt;/em&gt;&lt;/strong&gt;&lt;em&gt;: W&lt;/em&gt;ith over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out &lt;a href="https://trade.swyftx.com/register/?ref=darcyungaro&amp;amp;promoRef=darcyungaro_20btc" rel="noopener noreferrer" target="_blank"&gt;Swyftx&lt;/a&gt;.  &lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;em&gt;Provincia&lt;/em&gt;&lt;/strong&gt;&lt;em&gt;: Whether you're looking to invest, or you have a commercial property that needs better  management - &amp;nbsp;they the true one-stop shop for wholesale industrial investors. Check out&amp;nbsp;&lt;/em&gt;&lt;a href="http://provicia.co.nz/" rel="noopener noreferrer" target="_blank"&gt;&lt;em&gt;Provincia.co.nz&lt;/em&gt;&lt;/a&gt;&lt;em&gt;&amp;nbsp;for more.&lt;/em&gt;&lt;/p&gt;&lt;p class="ql-align-center"&gt;&lt;strong&gt;Affiliate Links!&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://content.thebitcoinadviser.com/darcy-ungaro" rel="noopener noreferrer" target="_blank"&gt;The Bitcoin Adviser&lt;/a&gt;: Plan for intergenerational digital wealth. &lt;/p&gt;&lt;p&gt;&lt;a href="https://app.hatchinvest.nz/share/uqhcj8y8" rel="noopener noreferrer" target="_blank"&gt;Hatch&lt;/a&gt;: For US markets.&lt;/p&gt;&lt;p&gt;&lt;a href="https://revolut.ngih.net/c/4753264/1765204/9626" rel="noopener noreferrer" target="_blank"&gt;&lt;u&gt;Revolut&lt;/u&gt;&lt;/a&gt;: For a new type of banking.&lt;/p&gt;&lt;p&gt;&lt;a href="https://sharesies.com/r/RRPR6X" rel="noopener noreferrer" target="_blank"&gt;Sharesies&lt;/a&gt;: For local, and international markets.&lt;/p&gt;&lt;p&gt;&lt;a href="https://www.loanmycoins.com/darcy-ungaro" rel="noopener noreferrer" target="_blank"&gt;Loan My Coins&lt;/a&gt;: Bitcoin lending product.&lt;/p&gt;&lt;p&gt;&lt;a href="https://onelink.to/exodus-referral?referral=true&amp;amp;referrerId=QNQEAJ" rel="noopener noreferrer" target="_blank"&gt;Exodus&lt;/a&gt;: Get rewards on your first $2,500 of swaps&lt;/p&gt;&lt;p class="ql-align-center"&gt;&lt;strong&gt;Online courses:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://ungaro.co.nz/build-your-wealth-foundations-course2/" rel="noopener noreferrer" target="_blank"&gt;New Wealth Foundations:&lt;/a&gt; Personal finance from a &lt;em&gt;wealth-builder's&lt;/em&gt;  perspective.&lt;/p&gt;&lt;p&gt;Take the free, 5-part online course &lt;a href="https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/" rel="noopener noreferrer" target="_blank"&gt;Crypto 101: Crypto with Confidence&lt;/a&gt; &lt;/p&gt;&lt;p class="ql-align-center"&gt;&lt;strong&gt;Get Social:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://ungaro.co.nz/everydayinvestor/" rel="noopener noreferrer" target="_blank"&gt;&lt;u&gt;Check out the most watched/downloaded episodes here&lt;/u&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Follow on &lt;a href="https://www.youtube.com/@NZEverydayInvestor" rel="noopener noreferrer" target="_blank"&gt;YouTube &lt;/a&gt;, &lt;a href="https://www.instagram.com/ugro_invest/" rel="noopener noreferrer" target="_blank"&gt;Instagram&lt;/a&gt;, TikTok: @theeverydayinvestor, X (@UngaroDarcy), &lt;a href="https://www.linkedin.com/in/darcy-ungaro-a1703024/" rel="noopener noreferrer" target="_blank"&gt;LinkedIn&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;&lt;a href="https://www.radicalinvestment.co.nz" rel="noopener noreferrer" target="_blank"&gt;www.radicalinvestment.co.nz&lt;/a&gt;&lt;/p&gt;&lt;p class="ql-align-center"&gt;________________________&lt;/p&gt;&lt;p class="ql-align-center"&gt;Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do&lt;em&gt; your own...</description>

NZ Everyday Investor

Podcasts NZ / WorldPodcasts.com / Darcy Ungaro

John Alcock / When Banking Safety Goes Too Far, Ep 499

DEC 7, 202590 MIN
NZ Everyday Investor

John Alcock / When Banking Safety Goes Too Far, Ep 499

DEC 7, 202590 MIN

Description

Everyday, banks and governments justify new rules, checks, and blocks in the name of preventing fraud, money‑laundering, terrorism, and scams. It's a reasonable objective: stop bad actors and protect vulnerable people. It's just that, at some point, the line between protecting customers and controlling customers, can quietly disappear.

Special thank you to John Alcock.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!