Send a textLook, we are going to piss some people off today. Good. That means we're doing our job.Michael and Frazier are coming in hot on this one, and if you've been spending your weekends hunched over a laptop vibe coding some custom AI tool you think is going to crush it in 2026, you need to hear this episode right now. Like, stop what you're doing and press play.Here's what went down. On February 5th, two new AI models dropped from OpenAI and Claude, and they weren't just updates. These were the first models where over 50 percent of the next version was written by the model before it. Read that again. AI is now building AI. And the pace of development just went from fast to absolutely insane. We're talking 12 to 14 days of growth cycles versus the 12 to 14 months you're used to seeing from normal tech.What does that mean for you as an originator?It means that whatever AI tool you're learning to build right now is probably going to be obsolete before you finish learning it. And the $497 course you signed up for to master it? Yeah, someone already blew that up with a new model release while the instructor was still recording module three.In this episode, Frazier and Michael break down:Why building your own AI tools right now as an originator is the wrong move, and what to do instead. The real threat AI poses to your business that nobody in the mortgage industry is talking about, and it has nothing to do with whether AI replaces loan officers. Why the blue ocean of teaching agents AI tools just turned red overnight, and where the next opportunity actually is. How Frazier's coaching clients are using a relevancy score system to cut through AI noise without wasting time or money. What Empower LO and the Broker Toolkit are building so that you don't have to, and why that matters for your bottom line.And yeah, we go there on the bigger picture too. When AI starts eliminating the jobs of the borrowers you're trying to serve, who is going to be buying homes? The loan officers who built real, trusted, human relationships are going to be fine. Everyone else is going to be fighting over scraps.This is not an anti-AI episode. We love AI. We use it every single day. This is a message to stop getting distracted by the shiny object and get back to the money making activities that actually build a sustainable business.Use AI. Don't let AI use you.New episodes every week. Leave us a review, tell a friend, and if you want to come on and argue with us about this, we are absolutely here for it. Let's go.Join us on MLO Hub.