<description>&lt;p&gt;Wow, how time flies! Justin has officially been retired for two full years.&lt;/p&gt;
&lt;p&gt;Today, we&amp;#8217;ll dig into how year 2 was different, get life and financial updates, and also look forward to year 3.&lt;/p&gt;
&lt;p&gt;You&amp;#8217;ll notice a big fitness theme, and Justin will discuss an upcoming &lt;a href="https://docs.google.com/document/d/1ohOPUE9NiXnYpXDRbsG1FlMjL54pqQiWf3p67jwy4IE/edit?usp=sharing"&gt;fitness retreat he&amp;#8217;s organizing in Spain&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;We&amp;#8217;ll briefly skim over Justin&amp;#8217;s 6-month international trip, but if you want a deeper dive into how traveling the world technically saved him money, check out these episodes: &lt;a href="https://thefishow.com/1500-per-month-to-travel-in-southeast-asia-justins-3-month-recap/"&gt;Asia Recap&lt;/a&gt; &amp;amp; &lt;a href="https://thefishow.com/how-he-spent-only-9400-on-a-6-month-trip-justins-2025-recap/"&gt;Full Trip Recap&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Justin also gives us a transparent view of his financial updates. We hope this inspires listeners to see how truly powerful compounding interest is.&lt;/p&gt;
&lt;p&gt;His High-Level Financial Stats:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Net Worth at retirement: $1.7M&lt;/li&gt;
&lt;li&gt;Net Worth after 1 year retired: $2.1M&lt;/li&gt;
&lt;li&gt;Net Worth after 2 years retired: $2.7M&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;We also ended this episode in a similar way that we ended &lt;a href="https://thefishow.com/1-year-since-retirement/"&gt;his year 1 review of retirement&lt;/a&gt;, with a quick blast overview of how he spent his time, which includes:&lt;/p&gt;
&lt;ul&gt;
&lt;li style="list-style-type: none;"&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;December 2024&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Spent the month in Mississippi visiting family&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;January 2025&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Going-away party&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Departed for the Philippines&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Island-hopping boat tour&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Feb&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Indonesia&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Ubud, Uluwatu, Gili Air, Nusa Lembogan, Nusa Penida&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Mar&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Vietnam&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Birthday on Ha Giang loop&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Apr&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Thailand / Amsterdam / Switzerland&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Koh Lanta&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Chiang Mai&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Temple Tours&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Elephant Sanctuary&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Tulip gardens&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Insane train routes&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Hang gliding off mountains&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;May&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Italy&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Lake Como&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Cinque Terre&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Parma&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Florence&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Elba&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Naples&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Ischia&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Lipari&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Sicily&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;June&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Italy&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Lipari round 2&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Sardinia&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Rome&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="4"&gt;&lt;span style="font-weight: 400;"&gt;First half-marathon&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="5"&gt;&lt;span style="font-weight: 400;"&gt;1hr 40min 19 sec&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="4"&gt;&lt;span style="font-weight: 400;"&gt;Rufus Du Sol show&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Jul&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Back to America&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Stops in NYC and Dallas to visit friends&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Maintained fitness on the trip&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Body fat 10.4 -&amp;gt; 11.3&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Lean Tissue 155.4 -&amp;gt; 156.3&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Audien &amp;amp; Telykast concert&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Started Wedding prep&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Started doing track workouts&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Run clubs &amp;amp; boat days&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Started dialling in Biscuit &amp;amp; Cinnamon roll recipes for the wedding&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Aug&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;House sitting for friends&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Visited family in Mississippi&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Concert dome experience&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Sept&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Spent over a week in Colorado visiting friends/bachelor trip getaway&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Got some solid workouts in (at time my longest run of 16 miles and &lt;/span&gt;&lt;span style="font-weight: 400;"&gt;PR on deadlift of 405)&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Finalized recipe for biscuits and cinnamon rolls for the wedding&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Fincon&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="3"&gt;&lt;span style="font-weight: 400;"&gt;Knocked out a 14-mile progressive run with Cody&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Friends wedding weekend in Austin&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Rooftop yoga event&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Really ramped up the dessert factory for the wedding&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Finalized other wedding things&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Charley Crockett concert&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Oct&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Got married&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;House sat&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Went to a movie screening debut “Sober”&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Lots of brand activation events around ACL/F1 timeline (Patron, Bush&amp;#8217;s beans, Google)&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Attended a marketing conference&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Completed &lt;/span&gt;&lt;span style="font-weight: 400;"&gt;longest run ever of 34 miles&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Nov&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;First time hired to make a custom birthday cake&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Redid the backyard, adding pavers and gravel landscaping around firepit and pergola&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Wild 1-4 am show with Elderbrook and Lane 8&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Friendsgiving&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Hyrox with Leslie (1:10 finish time)&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Thanksgiving on the Texas Coast&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="1"&gt;&lt;span style="font-weight: 400;"&gt;Dec&lt;/span&gt;
&lt;ul&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;5k PR: 20 min 53 sec&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;3 Big EDM Concerts&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Mississippi for Christmas&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Visit a good friend in Little Rock&lt;/span&gt;&lt;/li&gt;
&lt;li style="font-weight: 400;" aria-level="2"&gt;&lt;span style="font-weight: 400;"&gt;Began planning first group retreat (Spain Fitness/Hyrox related)&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;We hope you enjoy a look behind the curtain and Justin&amp;#8217;s willingness to be open and honest about the retired life.&lt;/p&gt;
&lt;p&gt;If you found value in the episode, please share it with a friend!&lt;/p&gt;
&lt;h2&gt;&lt;b&gt;Links from the Episode&lt;/b&gt;&lt;/h2&gt;
&lt;ol&gt;
&lt;li&gt;&lt;a href="https://docs.google.com/document/d/1ohOPUE9NiXnYpXDRbsG1FlMjL54pqQiWf3p67jwy4IE/edit?usp=sharing"&gt;Spain Fitness Retreat&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href="https://thefishow.com/justins-biggest-announcement-yet/"&gt;Justin’s Retirement Announcement Episode&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href="https://thefishow.com/1-year-since-retirement/"&gt;Justin&amp;#8217;s 1 Year Since Retirement Episode&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href="https://thefishow.com/1500-per-month-to-travel-in-southeast-asia-justins-3-month-recap/"&gt;Asia Recap Episode&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href="https://thefishow.com/how-he-spent-only-9400-on-a-6-month-trip-justins-2025-recap/"&gt;Full 6-month International Trip Episode&lt;/a&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;h2&gt;&lt;b&gt;YouTube Interview&lt;/b&gt;&lt;/h2&gt;
&lt;p&gt;https://youtu.be/Kzdm3St3UkE&lt;/p&gt;
&lt;h2&gt;&lt;b&gt;Join the Community&lt;/b&gt;&lt;/h2&gt;
&lt;p&gt;We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;a href="https://thefishow.com/spreadsheet"&gt;Grab the Ultimate FI Spreadsheet&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href="https://facebook.com/groups/445801582599670/"&gt;Join our Facebook Group&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href="https://www.speakpipe.com/thefishow"&gt;Leave us a voicemail&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;Send an email to contact [at] TheFIshow [dot] com&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;If you like what you hear, &lt;b&gt;please subscribe and leave a rating/review&lt;/b&gt;!&lt;/p&gt;
&lt;p&gt;&amp;gt;&amp;gt; &lt;a href="https://thefishow.com/subscribe/"&gt;You can do that by clicking here&lt;/a&gt; &amp;lt;&amp;lt;&lt;/p&gt;
&lt;h2&gt;&lt;strong&gt;Learn More About Your Hosts&lt;/strong&gt;&lt;/h2&gt;
&lt;p&gt;&lt;a href="https://codydberman.com/"&gt;CodyDBerman.com&lt;/a&gt; (Cody’s Blog)&lt;/p&gt;
&lt;p&gt;&lt;a href="https://saving-sherpa.com/"&gt;Saving-Sherpa&lt;/a&gt; (Justin’s blog)&lt;/p&gt;</description>

The Financial Independence Show

Cody Berman and Justin Taylor

Justin’s 2-Year Retirement Anniversary: Reflections, Updates, and Looking Forward

DEC 17, 202544 MIN
The Financial Independence Show

Justin’s 2-Year Retirement Anniversary: Reflections, Updates, and Looking Forward

DEC 17, 202544 MIN

Description

<p>Wow, how time flies! Justin has officially been retired for two full years.</p> <p>Today, we&#8217;ll dig into how year 2 was different, get life and financial updates, and also look forward to year 3.</p> <p>You&#8217;ll notice a big fitness theme, and Justin will discuss an upcoming <a href="https://docs.google.com/document/d/1ohOPUE9NiXnYpXDRbsG1FlMjL54pqQiWf3p67jwy4IE/edit?usp=sharing">fitness retreat he&#8217;s organizing in Spain</a>.</p> <p>We&#8217;ll briefly skim over Justin&#8217;s 6-month international trip, but if you want a deeper dive into how traveling the world technically saved him money, check out these episodes: <a href="https://thefishow.com/1500-per-month-to-travel-in-southeast-asia-justins-3-month-recap/">Asia Recap</a> &amp; <a href="https://thefishow.com/how-he-spent-only-9400-on-a-6-month-trip-justins-2025-recap/">Full Trip Recap</a></p> <p>Justin also gives us a transparent view of his financial updates. We hope this inspires listeners to see how truly powerful compounding interest is.</p> <p>His High-Level Financial Stats:</p> <ul> <li>Net Worth at retirement: $1.7M</li> <li>Net Worth after 1 year retired: $2.1M</li> <li>Net Worth after 2 years retired: $2.7M</li> </ul> <p>We also ended this episode in a similar way that we ended <a href="https://thefishow.com/1-year-since-retirement/">his year 1 review of retirement</a>, with a quick blast overview of how he spent his time, which includes:</p> <ul> <li style="list-style-type: none;"> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">December 2024</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Spent the month in Mississippi visiting family</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">January 2025</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Going-away party</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Departed for the Philippines</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Island-hopping boat tour</span></li> </ul> </li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Feb</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Indonesia</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Ubud, Uluwatu, Gili Air, Nusa Lembogan, Nusa Penida</span></li> </ul> </li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Mar</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Vietnam</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Birthday on Ha Giang loop</span></li> </ul> </li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Apr</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Thailand / Amsterdam / Switzerland</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Koh Lanta</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Chiang Mai</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Temple Tours</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Elephant Sanctuary</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Tulip gardens</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Insane train routes</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Hang gliding off mountains</span></li> </ul> </li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">May</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Italy</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Lake Como</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Cinque Terre</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Parma</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Florence</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Elba</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Naples</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Ischia</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Lipari</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Sicily</span></li> </ul> </li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">June</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Italy</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Lipari round 2</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Sardinia</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Rome</span> <ul> <li style="font-weight: 400;" aria-level="4"><span style="font-weight: 400;">First half-marathon</span> <ul> <li style="font-weight: 400;" aria-level="5"><span style="font-weight: 400;">1hr 40min 19 sec</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="4"><span style="font-weight: 400;">Rufus Du Sol show</span></li> </ul> </li> </ul> </li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Jul</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Back to America</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Stops in NYC and Dallas to visit friends</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Maintained fitness on the trip</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Body fat 10.4 -&gt; 11.3</span></li> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Lean Tissue 155.4 -&gt; 156.3</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Audien &amp; Telykast concert</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Started Wedding prep</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Started doing track workouts</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Run clubs &amp; boat days</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Started dialling in Biscuit &amp; Cinnamon roll recipes for the wedding</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Aug</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">House sitting for friends</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Visited family in Mississippi</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Concert dome experience</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Sept</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Spent over a week in Colorado visiting friends/bachelor trip getaway</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Got some solid workouts in (at time my longest run of 16 miles and </span><span style="font-weight: 400;">PR on deadlift of 405)</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Finalized recipe for biscuits and cinnamon rolls for the wedding</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Fincon</span> <ul> <li style="font-weight: 400;" aria-level="3"><span style="font-weight: 400;">Knocked out a 14-mile progressive run with Cody</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Friends wedding weekend in Austin</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Rooftop yoga event</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Really ramped up the dessert factory for the wedding</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Finalized other wedding things</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Charley Crockett concert</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Oct</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Got married</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">House sat</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Went to a movie screening debut “Sober”</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Lots of brand activation events around ACL/F1 timeline (Patron, Bush&#8217;s beans, Google)</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Attended a marketing conference</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Completed </span><span style="font-weight: 400;">longest run ever of 34 miles</span></li> </ul> </li> </ul> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Nov</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">First time hired to make a custom birthday cake</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Redid the backyard, adding pavers and gravel landscaping around firepit and pergola</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Wild 1-4 am show with Elderbrook and Lane 8</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Friendsgiving</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Hyrox with Leslie (1:10 finish time)</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Thanksgiving on the Texas Coast</span></li> </ul> </li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Dec</span> <ul> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">5k PR: 20 min 53 sec</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">3 Big EDM Concerts</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Mississippi for Christmas</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Visit a good friend in Little Rock</span></li> <li style="font-weight: 400;" aria-level="2"><span style="font-weight: 400;">Began planning first group retreat (Spain Fitness/Hyrox related)</span></li> </ul> </li> </ul> </li> </ul> <p>We hope you enjoy a look behind the curtain and Justin&#8217;s willingness to be open and honest about the retired life.</p> <p>If you found value in the episode, please share it with a friend!</p> <h2><b>Links from the Episode</b></h2> <ol> <li><a href="https://docs.google.com/document/d/1ohOPUE9NiXnYpXDRbsG1FlMjL54pqQiWf3p67jwy4IE/edit?usp=sharing">Spain Fitness Retreat</a></li> <li><a href="https://thefishow.com/justins-biggest-announcement-yet/">Justin’s Retirement Announcement Episode</a></li> <li><a href="https://thefishow.com/1-year-since-retirement/">Justin&#8217;s 1 Year Since Retirement Episode</a></li> <li><a href="https://thefishow.com/1500-per-month-to-travel-in-southeast-asia-justins-3-month-recap/">Asia Recap Episode</a></li> <li><a href="https://thefishow.com/how-he-spent-only-9400-on-a-6-month-trip-justins-2025-recap/">Full 6-month International Trip Episode</a></li> </ol> <h2><b>YouTube Interview</b></h2> <p>https://youtu.be/Kzdm3St3UkE</p> <h2><b>Join the Community</b></h2> <p>We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!</p> <ol> <li><a href="https://thefishow.com/spreadsheet">Grab the Ultimate FI Spreadsheet</a></li> <li><a href="https://facebook.com/groups/445801582599670/">Join our Facebook Group</a></li> <li><a href="https://www.speakpipe.com/thefishow">Leave us a voicemail</a></li> <li>Send an email to contact [at] TheFIshow [dot] com</li> </ol> <p>If you like what you hear, <b>please subscribe and leave a rating/review</b>!</p> <p>&gt;&gt; <a href="https://thefishow.com/subscribe/">You can do that by clicking here</a> &lt;&lt;</p> <h2><strong>Learn More About Your Hosts</strong></h2> <p><a href="https://codydberman.com/">CodyDBerman.com</a> (Cody’s Blog)</p> <p><a href="https://saving-sherpa.com/">Saving-Sherpa</a> (Justin’s blog)</p>