<description>&lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;This season &lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;we're&lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt; diving into the hot topics and issues that we think you need to know about when it comes to your money.&lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;This episode is the third in our miniseries where&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;we're&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;t&lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;alking about the &lt;/span&gt;&lt;span class="NormalTextRun SCXW129329587 BCX0"&gt;big impact&lt;/span&gt; &lt;span class="NormalTextRun SCXW129329587 BCX0"&gt;a decade can really have on your finances.&lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;We started off by looking at financially where&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;you're&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;at now&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;and then dove deeper into what that looks like, as well as where&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;you'd&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;like to go.&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;In this episode, we continue with this, and Mel talks about challenging what&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;you're&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;working with. &lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;Lifestyle creep is something that all of us can fall victim to, as our expenses rise with our income. A&lt;/span&gt;&lt;span class="NormalTextRun SCXW129329587 BCX0"&gt;nd as small an impact as you might think&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;it's&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;making, the reality is over time&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;it's&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;adding up.&lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt; &lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;In this episode, Mel offers strategies to manage that lifestyle creep,&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;exploring&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;ways&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;you could potentially increase your income&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;to help you maximise your financial potential over the next decade. &lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;If&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;you're&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;stuck wishing you had just a little bit more in your account e&lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;ach pay but have no clue how to make that happen, this is the episode to tune into to make things finally change. &lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;For more tips and resources, visit us at &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW129329587 BCX0" href="https://www.melissabrowne.com.au/" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW129329587 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;melissabrowne.com.au&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class="TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;, on Facebook,&lt;/span&gt; &lt;span class="NormalTextRun SCXW129329587 BCX0"&gt;Instagram&lt;/span&gt; &lt;span class="NormalTextRun SCXW129329587 BCX0"&gt;or TikTok @MelBrowne.Money or send us an email at &lt;/span&gt;&lt;/span&gt;&lt;a class= "Hyperlink SCXW129329587 BCX0" href= "mailto:hello@melissabrowne.com.au" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class="TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;hello@melissabrowne.com.au&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class="TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;. &lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;My Financial Adulting Plan is &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW129329587 BCX0" href= "https://www.melissabrowne.com.au/financialadulting" target= "_blank" rel="noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW129329587 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;h&lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;e&lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;r&lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;e&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class= "TextRun Underlined SCXW129329587 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt; &lt;/span&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt; &lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;25 Ways to find $10K in 12 months is&lt;/span&gt;&lt;/span&gt; &lt;a class="Hyperlink SCXW129329587 BCX0" href="https://www.melissabrowne.com.au/find$10kin12months" target= "_blank" rel="noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW129329587 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0" data-ccp-charstyle= "Hyperlink"&gt;here&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class= "EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;Her Wealth, Her Way Conference is &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW129329587 BCX0" href= "https://www.melissabrowne.com.au/herwealthherway" target="_blank" rel="noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW129329587 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;here&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class="EOP SCXW129329587 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW129329587 BCX0"&gt; &lt;p class="Paragraph SCXW129329587 BCX0"&gt;&lt;span class= "TextRun SCXW129329587 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;Finally, if you love this &lt;/span&gt;&lt;span class= "NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW129329587 BCX0"&gt;episode&lt;/span&gt;&lt;span class="NormalTextRun SCXW129329587 BCX0"&gt; please make sure you subscribe, share it with a&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;friend&lt;/span&gt; &lt;span class= "NormalTextRun SCXW129329587 BCX0"&gt;and leave us a review.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/div&gt;</description>

Uncensored Money

Melissa Browne: Ex-accountant, Ex-Financial Advisor & Ex-Working till I dro

Conquering Lifestyle Creep for Financial Freedom

JUL 13, 202514 MIN
Uncensored Money

Conquering Lifestyle Creep for Financial Freedom

JUL 13, 202514 MIN

Description

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the third in our miniseries where we're talking about the big impact a decade can really have on your finances. We started off by looking at financially where you're at now and then dove deeper into what that looks like, as well as where you'd like to go. In this episode, we continue with this, and Mel talks about challenging what you're working with. Lifestyle creep is something that all of us can fall victim to, as our expenses rise with our income. And as small an impact as you might think it's making, the reality is over time it's adding up. In this episode, Mel offers strategies to manage that lifestyle creep, exploring ways you could potentially increase your income to help you maximise your financial potential over the next decade. If you're stuck wishing you had just a little bit more in your account each pay but have no clue how to make that happen, this is the episode to tune into to make things finally change. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at [email protected]. My Financial Adulting Plan is here 25 Ways to find $10K in 12 months is here Her Wealth, Her Way Conference is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.