<description>&lt;div class="OutlineElement Ltr SCXW157422628 BCX0"&gt; &lt;p class="Paragraph SCXW157422628 BCX0"&gt;&lt;span class= "TextRun SCXW157422628 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;If you could rewind to your 20s&lt;/span&gt;&lt;span class= "NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW157422628 BCX0"&gt;…&lt;/span&gt;&lt;span class="NormalTextRun SCXW157422628 BCX0"&gt; would you &lt;/span&gt;&lt;span class= "NormalTextRun AdvancedProofingIssueV2Themed SCXW157422628 BCX0"&gt;actually change&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; anything?&lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW157422628 BCX0" data-ccp-props="{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW157422628 BCX0"&gt; &lt;p class="Paragraph SCXW157422628 BCX0"&gt;&lt;span class= "TextRun SCXW157422628 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;In this episode, &lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;we're&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; not doing regret, &lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;we're&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; doing perspective.&lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW157422628 BCX0" data-ccp-props="{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW157422628 BCX0"&gt; &lt;p class="Paragraph SCXW157422628 BCX0"&gt;&lt;span class= "TextRun SCXW157422628 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;Because your 20s &lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;aren't&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; about earning the most money. &lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;They're&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; about owning the most &lt;/span&gt;&lt;span class= "NormalTextRun AdvancedProofingIssueV2Themed SCXW157422628 BCX0"&gt;valuable asset&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; &lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;you'll&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; ever &lt;/span&gt;&lt;span class="NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW157422628 BCX0"&gt;have:&lt;/span&gt;&lt;span class="NormalTextRun SCXW157422628 BCX0"&gt; &lt;/span&gt;&lt;/span&gt;&lt;span class="NormalTextRun SCXW157422628 BCX0"&gt;time&lt;/span&gt;&lt;span class="TextRun SCXW157422628 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;. And whether &lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;you're&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; currently 25, 45 or 55, understanding what a "time millionaire" is might completely change how you think about your finances today.&lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW157422628 BCX0" data-ccp-props= "{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW157422628 BCX0"&gt; &lt;p class="Paragraph SCXW157422628 BCX0"&gt;&lt;span class= "TextRun SCXW157422628 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;Mel and &lt;/span&gt;&lt;span class= "NormalTextRun SpellingErrorV2Themed SCXW157422628 BCX0"&gt;Lawsie&lt;/span&gt;&lt;span class="NormalTextRun SCXW157422628 BCX0"&gt; unpack the money moves that matter early (and the ones that quietly derail women for decades):&lt;/span&gt;&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW157422628 BCX0"&gt;&lt;span class= "SCXW157422628 BCX0"&gt; &lt;/span&gt;&lt;br class= "SCXW157422628 BCX0" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;– why bad debt steals your future without you noticing&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW157422628 BCX0"&gt;&lt;span class= "SCXW157422628 BCX0"&gt; &lt;/span&gt;&lt;br class= "SCXW157422628 BCX0" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;– how a few inconvenient years can transform your entire financial trajectory&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW157422628 BCX0"&gt;&lt;span class= "SCXW157422628 BCX0"&gt; &lt;/span&gt;&lt;br class= "SCXW157422628 BCX0" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;– the shocking long-term power of tiny, consistent investing&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW157422628 BCX0"&gt;&lt;span class= "SCXW157422628 BCX0"&gt; &lt;/span&gt;&lt;br class= "SCXW157422628 BCX0" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;– the financial truth behind relationships and wealth&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW157422628 BCX0"&gt;&lt;span class= "SCXW157422628 BCX0"&gt; &lt;/span&gt;&lt;br class= "SCXW157422628 BCX0" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;– and why confidence, not perfection, is the real goal of your 20s&lt;/span&gt;&lt;span class= "EOP SCXW157422628 BCX0" data-ccp-props= "{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW157422628 BCX0"&gt; &lt;p class="Paragraph SCXW157422628 BCX0"&gt;&lt;span class= "TextRun SCXW157422628 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;This episode &lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;isn't&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; really about your 20s.&lt;/span&gt;&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW157422628 BCX0"&gt;&lt;span class= "SCXW157422628 BCX0"&gt; &lt;/span&gt;&lt;br class= "SCXW157422628 BCX0" /&gt;&lt;/span&gt;&lt;span class= "TextRun SCXW157422628 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;It's about realising &lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;you're&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; not as behind as you think and what to do next, no matter your age.&lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW157422628 BCX0" data-ccp-props= "{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW157422628 BCX0"&gt; &lt;p class="Paragraph SCXW157422628 BCX0"&gt;&lt;span class= "TextRun SCXW157422628 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt;You're&lt;/span&gt;&lt;span class= "NormalTextRun SCXW157422628 BCX0"&gt; richer than you think&lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW157422628 BCX0" data-ccp-props="{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;div class="OutlineElement Ltr SCXW165321767 BCX0"&gt; &lt;p class="Paragraph SCXW165321767 BCX0"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;For more tips and resources, visit us at &lt;/span&gt;&lt;a class="Hyperlink SCXW165321767 BCX0" href="https://www.melissabrowne.com.au/" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0" data-ccp-charstyle= "Hyperlink"&gt;melissabrowne.com.au&lt;/span&gt;&lt;/a&gt;&lt;span class= "TextRun SCXW165321767 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;, on Facebook, &lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;Instagram&lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt; or TikTok @MelBrowne.Money or send us an email at &lt;/span&gt;&lt;/span&gt;&lt;a class= "Hyperlink SCXW165321767 BCX0" href= "mailto:hello@melissabrowne.com.au" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0" data-ccp-charstyle= "Hyperlink"&gt;hello@melissabrowne.com.au&lt;/span&gt;&lt;/a&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;.&lt;/span&gt;&lt;span class= "EOP SCXW165321767 BCX0" data-ccp-props= "{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW165321767 BCX0"&gt; &lt;p class="Paragraph SCXW165321767 BCX0"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;Links mentioned in the episode are below&lt;/span&gt;&lt;span class="EOP SCXW165321767 BCX0" data-ccp-props="{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW165321767 BCX0"&gt; &lt;p class="Paragraph SCXW165321767 BCX0"&gt;&lt;span class= "TextRun SCXW165321767 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;My Financial Adulting Plan &lt;/span&gt;&lt;span class="NormalTextRun SCXW165321767 BCX0"&gt;can be found &lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;at &lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt; &lt;/span&gt;&lt;/span&gt;&lt;a class= "Hyperlink SCXW165321767 BCX0" href= "https://www.melissabrowne.com.au/financialadulting" target= "_blank" rel="noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW165321767 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0" data-ccp-charstyle= "Hyperlink"&gt;melissabrowne.com.au/&lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0" data-ccp-charstyle= "Hyperlink"&gt;financialadulting&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class= "EOP SCXW165321767 BCX0" data-ccp-props= "{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW165321767 BCX0"&gt; &lt;p class="Paragraph SCXW165321767 BCX0"&gt;&lt;span class= "TextRun SCXW165321767 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;Find $10K in 12 Months Freebie &lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;can be found at  &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW165321767 BCX0" href="https://www.melissabrowne.com.au/find$10kin12months" target= "_blank" rel="noreferrer noopener"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0" data-ccp-charstyle= "Hyperlink"&gt;melissabrowne.com.au/find$10kin12months&lt;/span&gt;&lt;/a&gt;&lt;span class="EOP SCXW165321767 BCX0" data-ccp-props="{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW165321767 BCX0"&gt; &lt;p class="Paragraph SCXW165321767 BCX0"&gt;&lt;span class= "TextRun SCXW165321767 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;Share Investing Masterclass &lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;can be found at  &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW165321767 BCX0" href="https://www.melissabrowne.com.au/shares" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0" data-ccp-charstyle= "Hyperlink"&gt;melissabrowne.com.au/shares&lt;/span&gt;&lt;/a&gt;&lt;span class= "EOP SCXW165321767 BCX0" data-ccp-props= "{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW165321767 BCX0"&gt; &lt;p class="Paragraph SCXW165321767 BCX0"&gt;&lt;span class= "TextRun SCXW165321767 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;Dare to be Wealthy &lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;can be found at&lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt; &lt;/span&gt;&lt;/span&gt;&lt;a class= "Hyperlink SCXW165321767 BCX0" href= "https://www.melissabrowne.com.au/books" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0" data-ccp-charstyle= "Hyperlink"&gt;melissabrowne.com.au/books&lt;/span&gt;&lt;/a&gt;&lt;span class= "EOP SCXW165321767 BCX0" data-ccp-props= "{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW165321767 BCX0"&gt; &lt;p class="Paragraph SCXW165321767 BCX0"&gt;&lt;span class= "TextRun SCXW165321767 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;Finally, if you love this &lt;/span&gt;&lt;span class= "NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW165321767 BCX0"&gt;episode&lt;/span&gt;&lt;span class="NormalTextRun SCXW165321767 BCX0"&gt; please make sure you subscribe, share it with a &lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt;friend&lt;/span&gt;&lt;span class= "NormalTextRun SCXW165321767 BCX0"&gt; and leave us a review.&lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW165321767 BCX0" data-ccp-props="{"335559739":120}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;/div&gt;</description>

Uncensored Money

Melissa Browne: Ex-accountant, Ex-Financial Advisor & Ex-Working till I dro

If I Was in My 20s Again, Here's What I'd Do Differently (Money Edition)

FEB 11, 202630 MIN
Uncensored Money

If I Was in My 20s Again, Here's What I'd Do Differently (Money Edition)

FEB 11, 202630 MIN

Description

If you could rewind to your 20s… would you actually change anything? In this episode, we're not doing regret, we're doing perspective. Because your 20s aren't about earning the most money. They're about owning the most valuable asset you'll ever have: time. And whether you're currently 25, 45 or 55, understanding what a "time millionaire" is might completely change how you think about your finances today. Mel and Lawsie unpack the money moves that matter early (and the ones that quietly derail women for decades): – why bad debt steals your future without you noticing – how a few inconvenient years can transform your entire financial trajectory – the shocking long-term power of tiny, consistent investing – the financial truth behind relationships and wealth – and why confidence, not perfection, is the real goal of your 20s This episode isn't really about your 20s. It's about realising you're not as behind as you think and what to do next, no matter your age. You're richer than you think For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at [email protected]. Links mentioned in the episode are below My Financial Adulting Plan can be found at melissabrowne.com.au/financialadulting Find $10K in 12 Months Freebie can be found at melissabrowne.com.au/find$10kin12months Share Investing Masterclass can be found at melissabrowne.com.au/shares Dare to be Wealthy can be found at melissabrowne.com.au/books Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.