<description>&lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;This season &lt;/span&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;we're&lt;/span&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt; diving into the hot topics and issues that we think you need to know about when it comes to your money.&lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;This episode is the&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;fourth&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;in our miniseries where&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;we're&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;t&lt;/span&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;alking about the &lt;/span&gt;&lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;big impact&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;a decade can really have on your finances.&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;We've&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;covered where&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;you're&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;at, and where you might want to go, and today,&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;we're&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;talking about getting rid of&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;bad debt&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;– completely. &lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;Bad debt&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;is like a gaslighting, toxic boyfriend. It seems okay, but the reality is that&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;it's&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;keeping you trapped and controlled.&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;If you want to build a better future, one of the best places to start is with kicking him&lt;/span&gt; &lt;span class= "NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW47072046 BCX0"&gt; out, and&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;getting things under control.&lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;In this episode, Mel dives into the 4 types of debt,&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;the common ways many of us fall victim to bad&lt;/span&gt; &lt;span class= "NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW47072046 BCX0"&gt; debt, and&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;gives you tools and tips on how you can manage and get out of it. &lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;If&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;you're&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;ready to break up with your&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;bad debt&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;for good, this is the episode to tune into to learn how to make that happen.&lt;/span&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt; &lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;For more tips and resources, visit us at &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW47072046 BCX0" href="https://www.melissabrowne.com.au/" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW47072046 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;melissabrowne.com.au&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class="TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;, on Facebook,&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;Instagram&lt;/span&gt; &lt;span class="NormalTextRun SCXW47072046 BCX0"&gt;or TikTok @MelBrowne.Money or send us an email at &lt;/span&gt;&lt;/span&gt;&lt;a class= "Hyperlink SCXW47072046 BCX0" href= "mailto:hello@melissabrowne.com.au" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class="TextRun SCXW47072046 BCX0" lang= "EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;hello@melissabrowne.com.au&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class="TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;. &lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;My Financial Adulting Plan is &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW47072046 BCX0" href= "https://www.melissabrowne.com.au/financialadulting" target= "_blank" rel="noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW47072046 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;here&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class="TextRun Underlined SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt; &lt;/span&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt; &lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;25 Ways to find $10K in 12 months is&lt;/span&gt;&lt;/span&gt; &lt;a class="Hyperlink SCXW47072046 BCX0" href= "https://www.melissabrowne.com.au/find$10kin12months" target= "_blank" rel="noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW47072046 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0" data-ccp-charstyle= "Hyperlink"&gt;here&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class= "EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;What are your Credit Card Points Costing You is&lt;/span&gt;&lt;/span&gt; &lt;a class="Hyperlink SCXW47072046 BCX0" href="https://www.melissabrowne.com.au/creditcardpoints" target= "_blank" rel="noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW47072046 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0" data-ccp-charstyle= "Hyperlink"&gt;here&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class= "EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;Her Wealth, Her Way Conference is &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW47072046 BCX0" href= "https://www.melissabrowne.com.au/herwealthherway" target="_blank" rel="noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW47072046 BCX0" lang="EN-AU" xml:lang= "EN-AU" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;here&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class="EOP SCXW47072046 BCX0" data-ccp-props= "{"134233117":true,"134233118":true,"201341983":0,"335559740":240}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW47072046 BCX0"&gt; &lt;p class="Paragraph SCXW47072046 BCX0"&gt;&lt;span class= "TextRun SCXW47072046 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;Finally, if you love this &lt;/span&gt;&lt;span class= "NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW47072046 BCX0"&gt;episode&lt;/span&gt;&lt;span class="NormalTextRun SCXW47072046 BCX0"&gt; please make sure you subscribe, share it with a&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;friend&lt;/span&gt; &lt;span class= "NormalTextRun SCXW47072046 BCX0"&gt;and leave us a review.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/div&gt;</description>

Uncensored Money

Melissa Browne: Ex-accountant, Ex-Financial Advisor & Ex-Working till I dro

What a difference no bad debt makes to a decade

JUL 20, 202515 MIN
Uncensored Money

What a difference no bad debt makes to a decade

JUL 20, 202515 MIN

Description

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the fourth in our miniseries where we're talking about the big impact a decade can really have on your finances. We've covered where you're at, and where you might want to go, and today, we're talking about getting rid of bad debt – completely. Bad debt is like a gaslighting, toxic boyfriend. It seems okay, but the reality is that it's keeping you trapped and controlled. If you want to build a better future, one of the best places to start is with kicking him out, and getting things under control. In this episode, Mel dives into the 4 types of debt, the common ways many of us fall victim to bad debt, and gives you tools and tips on how you can manage and get out of it. If you're ready to break up with your bad debt for good, this is the episode to tune into to learn how to make that happen. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at [email protected]. My Financial Adulting Plan is here 25 Ways to find $10K in 12 months is here What are your Credit Card Points Costing You is here Her Wealth, Her Way Conference is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.