This episode is based on David McKnight’s interview with Lane Martinsen on Financial Fast Lane. David shares how he started in the financial planning industry, as well as the backstory of his new book, The Guru Gap. The Guru Gap focuses on several financial gurus such as Dave Ramsey, Suze Orman, Clark Howard, and Ramit Sethi. David finds it interesting to see financial gurus demonizing the types of recommendations him and his peers share – recommendations based on math and actuarial science. For David, America is better off for financial gurus being in the picture than out of the picture. The main issue is the fact that they aren’t trying to cultivate an adversarial relationship with mainstream financial advisors, says David. David brings up a real-life example of bad advice shared on the Dave Ramsey Show. The ideal reader of The Guru Gap is the sophisticated, disciplined, investor. Most Americans strive for their money to last until they die. David sees Dave Ramsey as an expert who is “good for bad investors, and bad for good investors”. There are lots of stories of people who, following Ramsey’s advice, have run out of money much sooner than they predicted. David believes that it’s time for disciplined investors to adopt an entirely different paradigm when it comes to maximizing their retirement savings. David goes over three challenges he faced when writing The Guru Gap. Hope is something Dave Ramsey seems focused on. However, in the context of financial planning, David sees hope as something that can be the opposite of math. David and Lane Martinsen discuss the chapters David is most excited about. David’s ultimate goal with The Guru Gap is to engender a massive dialogue between Americans and financial gurus. David hints at a future book that will focus on Millennials – a generation that is saving less and is less educated on investing than their Gen X and Baby Boomer forebears at the same stage in their life.   Mentioned in this episode: David’s upcoming book: <a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&dib_tag=se&keywords=david+mcknight+the+guru+gap&qid=1721901269&sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&sr=8-1" target="_blank" rel="noopener">The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track</a> David's <a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener">books</a>: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code <a href="https://www.davidmcknight.com" target="_blank" rel= "noopener">DavidMcKnight.com</a> <a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener">DavidMcKnightBooks.com</a> <a href="https://www.powerofzero.com" target="_blank" rel= "noopener">PowerOfZero.com</a> (free 3-part video series) <a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener">@mcknightandco</a> on Twitter  <a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener">@davidcmcknight</a> on Instagram <a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener">David McKnight</a> on YouTube Get David's Tax-free Tool Kit at <a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener">taxfreetoolkit.com</a><a href= "https://www.martinsenwealth.com/">Lane Martinsen</a> <a href="https://www.youtube.com/@FinancialFastLane" target= "_blank" rel="noopener">Financial Fast Lane</a> <a href="https://algore.com/" target="_blank" rel="noopener">Al Gore</a> <a href= "https://www.ramseysolutions.com/?srsltid=AfmBOoqLwZOjIMEg6vxg2q_-rx1ljHF2GR18IOA-c3HNpOcWeYHKFbPM" target="_blank" rel="noopener">Dave Ramsey</a> <a href="http://www.suzeorman.com/" target="_blank" rel= "noopener">Suze Orman</a> <a href="https://clark.com/" target="_blank" rel= "noopener">Clark Howard</a> <a href="https://www.iwillteachyoutoberich.com/" target="_blank" rel="noopener">Ramit Sethi</a> <a href="https://www.wadepfau.com/" target="_blank" rel= "noopener">Wade Pfau</a> <a href="https://www.kenfisher.com/" target="_blank" rel= "noopener">Ken Fisher</a> <a href="https://tomhegna.com/" target="_blank" rel= "noopener">Tom Hegna</a> <a href="https://www.ey.com/en_gl" target="_blank" rel= "noopener">Ernst & Young </a> <a href= "https://en.wikipedia.org/wiki/David_M._Walker_(U.S._Comptroller_General)" target="_blank" rel="noopener">David Walker</a>

<description>&lt;p&gt;This episode is based on David McKnight’s interview with Lane Martinsen on &lt;em&gt;Financial Fast Lane.&lt;/em&gt;&lt;/p&gt; &lt;p&gt;David shares how he started in the financial planning industry, as well as the backstory of his new book, &lt;em&gt;The Guru Gap&lt;/em&gt;.&lt;/p&gt; &lt;p&gt;The Guru Gap focuses on several financial gurus such as Dave Ramsey, Suze Orman, Clark Howard, and Ramit Sethi.&lt;/p&gt; &lt;p&gt;David finds it interesting to see financial gurus demonizing the types of recommendations him and his peers share – recommendations based on math and actuarial science.&lt;/p&gt; &lt;p&gt;For David, America is better off for financial gurus being in the picture than out of the picture.&lt;/p&gt; &lt;p&gt;The main issue is the fact that they aren’t trying to cultivate an adversarial relationship with mainstream financial advisors, says David.&lt;/p&gt; &lt;p&gt;David brings up a real-life example of bad advice shared on the &lt;em&gt;Dave Ramsey Show&lt;/em&gt;.&lt;/p&gt; &lt;p&gt;The ideal reader of The Guru Gap is the sophisticated, disciplined, investor.&lt;/p&gt; &lt;p&gt;Most Americans strive for their money to last until they die.&lt;/p&gt; &lt;p&gt;David sees Dave Ramsey as an expert who is “good for bad investors, and bad for good investors”.&lt;/p&gt; &lt;p&gt;There are lots of stories of people who, following Ramsey’s advice, have run out of money much sooner than they predicted.&lt;/p&gt; &lt;p&gt;David believes that it’s time for disciplined investors to adopt an entirely different paradigm when it comes to maximizing their retirement savings.&lt;/p&gt; &lt;p&gt;David goes over three challenges he faced when writing &lt;em&gt;The Guru Gap&lt;/em&gt;.&lt;/p&gt; &lt;p&gt;Hope is something Dave Ramsey seems focused on. However, in the context of financial planning, David sees hope as something that can be the opposite of math.&lt;/p&gt; &lt;p&gt;David and Lane Martinsen discuss the chapters David is most excited about.&lt;/p&gt; &lt;p&gt;David’s ultimate goal with &lt;em&gt;The Guru Gap&lt;/em&gt; is to engender a massive dialogue between Americans and financial gurus.&lt;/p&gt; &lt;p&gt;David hints at a future book that will focus on Millennials – a generation that is saving less and is less educated on investing than their Gen X and Baby Boomer forebears at the same stage in their life.&lt;/p&gt; &lt;p&gt; &lt;/p&gt; &lt;p&gt;&lt;br /&gt; &lt;br /&gt; Mentioned in this episode:&lt;/p&gt; &lt;p&gt;David’s upcoming book: &lt;a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&amp;dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&amp;dib_tag=se&amp;keywords=david+mcknight+the+guru+gap&amp;qid=1721901269&amp;sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&amp;sr=8-1" target="_blank" rel="noopener"&gt;&lt;em&gt;The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track&lt;/em&gt;&lt;/a&gt;&lt;/p&gt; &lt;p&gt;David's &lt;a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener"&gt;books&lt;/a&gt;: &lt;em&gt;Power of Zero, Look Before You LIRP&lt;/em&gt;, &lt;em&gt;The Volatility Shield&lt;/em&gt;, &lt;em&gt;Tax-Free Income for Life&lt;/em&gt; and &lt;em&gt;The Infinity Code&lt;/em&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknight.com" target="_blank" rel= "noopener"&gt;DavidMcKnight.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener"&gt;DavidMcKnightBooks.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.powerofzero.com" target="_blank" rel= "noopener"&gt;PowerOfZero.com&lt;/a&gt; (free 3-part video series)&lt;/p&gt; &lt;p&gt;&lt;a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener"&gt;@mcknightandco&lt;/a&gt; on Twitter &lt;/p&gt; &lt;p&gt;&lt;a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener"&gt;@davidcmcknight&lt;/a&gt; on Instagram&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener"&gt;David McKnight&lt;/a&gt; on YouTube&lt;/p&gt; &lt;p&gt;Get David's Tax-free Tool Kit at &lt;a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener"&gt;taxfreetoolkit.com&lt;/a&gt;&lt;a href= "https://www.martinsenwealth.com/"&gt;Lane Martinsen&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.youtube.com/@FinancialFastLane" target= "_blank" rel="noopener"&gt;&lt;em&gt;Financial Fast Lane&lt;/em&gt;&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://algore.com/" target="_blank" rel="noopener"&gt;Al Gore&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.ramseysolutions.com/?srsltid=AfmBOoqLwZOjIMEg6vxg2q_-rx1ljHF2GR18IOA-c3HNpOcWeYHKFbPM" target="_blank" rel="noopener"&gt;Dave Ramsey&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="http://www.suzeorman.com/" target="_blank" rel= "noopener"&gt;Suze Orman&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://clark.com/" target="_blank" rel= "noopener"&gt;Clark Howard&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.iwillteachyoutoberich.com/" target="_blank" rel="noopener"&gt;Ramit Sethi&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.wadepfau.com/" target="_blank" rel= "noopener"&gt;Wade Pfau&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.kenfisher.com/" target="_blank" rel= "noopener"&gt;Ken Fisher&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://tomhegna.com/" target="_blank" rel= "noopener"&gt;Tom Hegna&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.ey.com/en_gl" target="_blank" rel= "noopener"&gt;Ernst &amp; Young &lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href= "https://en.wikipedia.org/wiki/David_M._Walker_(U.S._Comptroller_General)" target="_blank" rel="noopener"&gt;David Walker&lt;/a&gt;&lt;/p&gt;</description>

This episode is based on David McKnight’s interview with Lane Martinsen on Financial Fast Lane. David shares how he started in the financial planning industry, as well as the backstory of his new book, The Guru Gap. The Guru Gap focuses on several...

First Major Book Critical of Dave Ramsey Retirement Advice Set to Publish

This episode is based on David McKnight’s recent interview for Stephen Gallo’s podcast. David explains how the advice shared by gurus tends to work – and the role financial advisors play. David touches upon his concept of “Dave Ramsey’s circle of poverty.” According to Wade Pfau, adopting the approach shared by Dave Ramsey will lead to you running out of money in advance of actuarial life expectancy 63% of the time. To avoid falling in league with financial gurus, financial advisors should stay away from dispensing one-size-fits-all financial planning. David analyzes Dave Ramsey’s approach – including why, instead of addressing America’s #1 fear when it comes to money, he exacerbates it. David shares a couple of anecdotes about his new book The Guru Gap. In researching financial gurus for The Guru Gap, David realized that they are even more wrong on key topics than what he had previously believed. David discusses how you can discern good advice from bad advice when consuming content such as podcasts and YouTube channels. Cash value life insurance is something that’s sort of universally panned by financial gurus, but it’s easy to make a mathematical justification for it.     Mentioned in this episode: David’s upcoming book: <a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&dib_tag=se&keywords=david+mcknight+the+guru+gap&qid=1721901269&sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&sr=8-1" target="_blank" rel="noopener">The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track</a> David's <a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener">books</a>: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code <a href="https://www.davidmcknight.com" target="_blank" rel= "noopener">DavidMcKnight.com</a> <a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener">DavidMcKnightBooks.com</a> <a href="https://www.powerofzero.com" target="_blank" rel= "noopener">PowerOfZero.com</a> (free 3-part video series) <a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener">@mcknightandco</a> on Twitter  <a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener">@davidcmcknight</a> on Instagram <a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener">David McKnight</a> on YouTube Get David's Tax-free Tool Kit at <a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener">taxfreetoolkit.com</a> <a href="https://www.linkedin.com/in/stephen-gallo-963565231" target="_blank" rel="noopener">Stephen Gallo</a> <a href= "https://www.ramseysolutions.com/?srsltid=AfmBOoqLwZOjIMEg6vxg2q_-rx1ljHF2GR18IOA-c3HNpOcWeYHKFbPM" target="_blank" rel="noopener">Dave Ramsey</a> <a href="http://www.suzeorman.com/" target="_blank" rel= "noopener">Suze Orman</a> <a href="https://www.wadepfau.com/" target="_blank" rel= "noopener">Wade Pfau</a> <a href="https://www.kenfisher.com/" target="_blank" rel= "noopener">Ken Fisher</a> <a href="https://tomhegna.com/" target="_blank" rel= "noopener">Tom Hegna</a> <a href="https://www.ey.com/en_gl" target="_blank" rel= "noopener">Ernst & Young</a>

<description>&lt;p&gt;This episode is based on David McKnight’s recent interview for Stephen Gallo’s podcast.&lt;/p&gt; &lt;p&gt;David explains how the advice shared by gurus tends to work – and the role financial advisors play.&lt;/p&gt; &lt;p&gt;David touches upon his concept of “Dave Ramsey’s circle of poverty.”&lt;/p&gt; &lt;p&gt;According to Wade Pfau, adopting the approach shared by Dave Ramsey will lead to you running out of money in advance of actuarial life expectancy 63% of the time.&lt;/p&gt; &lt;p&gt;To avoid falling in league with financial gurus, financial advisors should stay away from dispensing one-size-fits-all financial planning.&lt;/p&gt; &lt;p&gt;David analyzes Dave Ramsey’s approach – including why, instead of addressing America’s #1 fear when it comes to money, he exacerbates it.&lt;/p&gt; &lt;p&gt;David shares a couple of anecdotes about his new book &lt;em&gt;The Guru Gap&lt;/em&gt;.&lt;/p&gt; &lt;p&gt;In researching financial gurus for &lt;em&gt;The Guru Gap&lt;/em&gt;, David realized that they are even more wrong on key topics than what he had previously believed.&lt;/p&gt; &lt;p&gt;David discusses how you can discern good advice from bad advice when consuming content such as podcasts and YouTube channels.&lt;/p&gt; &lt;p&gt;Cash value life insurance is something that’s sort of universally panned by financial gurus, but it’s easy to make a mathematical justification for it.&lt;/p&gt; &lt;p&gt; &lt;/p&gt; &lt;p&gt; &lt;/p&gt; &lt;p&gt;Mentioned in this episode:&lt;/p&gt; &lt;p&gt;David’s upcoming book: &lt;a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&amp;dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&amp;dib_tag=se&amp;keywords=david+mcknight+the+guru+gap&amp;qid=1721901269&amp;sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&amp;sr=8-1" target="_blank" rel="noopener"&gt;&lt;em&gt;The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track&lt;/em&gt;&lt;/a&gt;&lt;/p&gt; &lt;p&gt;David's &lt;a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener"&gt;books&lt;/a&gt;: &lt;em&gt;Power of Zero, Look Before You LIRP&lt;/em&gt;, &lt;em&gt;The Volatility Shield&lt;/em&gt;, &lt;em&gt;Tax-Free Income for Life&lt;/em&gt; and &lt;em&gt;The Infinity Code&lt;/em&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknight.com" target="_blank" rel= "noopener"&gt;DavidMcKnight.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener"&gt;DavidMcKnightBooks.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.powerofzero.com" target="_blank" rel= "noopener"&gt;PowerOfZero.com&lt;/a&gt; (free 3-part video series)&lt;/p&gt; &lt;p&gt;&lt;a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener"&gt;@mcknightandco&lt;/a&gt; on Twitter &lt;/p&gt; &lt;p&gt;&lt;a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener"&gt;@davidcmcknight&lt;/a&gt; on Instagram&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener"&gt;David McKnight&lt;/a&gt; on YouTube&lt;/p&gt; &lt;p&gt;Get David's Tax-free Tool Kit at &lt;a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener"&gt;taxfreetoolkit.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.linkedin.com/in/stephen-gallo-963565231" target="_blank" rel="noopener"&gt;Stephen Gallo&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.ramseysolutions.com/?srsltid=AfmBOoqLwZOjIMEg6vxg2q_-rx1ljHF2GR18IOA-c3HNpOcWeYHKFbPM" target="_blank" rel="noopener"&gt;Dave Ramsey&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="http://www.suzeorman.com/" target="_blank" rel= "noopener"&gt;Suze Orman&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.wadepfau.com/" target="_blank" rel= "noopener"&gt;Wade Pfau&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.kenfisher.com/" target="_blank" rel= "noopener"&gt;Ken Fisher&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://tomhegna.com/" target="_blank" rel= "noopener"&gt;Tom Hegna&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.ey.com/en_gl" target="_blank" rel= "noopener"&gt;Ernst &amp; Young&lt;/a&gt;&lt;/p&gt;</description>

This episode is based on David McKnight’s recent interview for Stephen Gallo’s podcast. David explains how the advice shared by gurus tends to work – and the role financial advisors play. David touches upon his concept of “Dave Ramsey’s...

First Book Critiquing Dave Ramsey's Retirement Advice Set to Publish

This episode is part of David McKnight’s guest interview with Kyle Solon. David talks about the importance of math when it comes to decisions related to using cash value, life insurance, and annuities. A recent Ernst & Young study showed a surprising stat about who had the highest income in retirement and passed the most money on to the next generation. David illustrates the concept of the volatility shield, also known as volatility buffer. The #1 concern of Americans all across the country is running out of money before they run out of life. David shares a key question people should ask themselves when listening to gurus such as Dave Ramsey: “Is there a mathematical justification to what I’m being told?”. David is a strong believer of leaning on the strategies that historically give you a much higher mathematical likelihood of increasing the life expectancy of your money. Dave Ramsey is someone who David really likes for some things, while he isn't a big fan of him for other matters. He sees Ramsey as good for getting people out of debt but not good at helping people have their money last through life expectancy. David gives a breakdown of a couple of sections of his new book – The Guru Gap – and what people should do to educate themselves about the financial industry.     Mentioned in this episode: David’s new book: <a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&dib_tag=se&keywords=david+mcknight+the+guru+gap&qid=1721901269&sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&sr=8-1" target="_blank" rel="noopener">The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track</a> David's <a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener">books</a>: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code <a href="https://www.davidmcknight.com" target="_blank" rel= "noopener">DavidMcKnight.com</a> <a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener">DavidMcKnightBooks.com</a> <a href="https://www.powerofzero.com" target="_blank" rel= "noopener">PowerOfZero.com</a> (free 3-part video series) <a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener">@mcknightandco</a> on Twitter  <a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener">@davidcmcknight</a> on Instagram <a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener">David McKnight</a> on YouTube Get David's Tax-free Tool Kit at <a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener">taxfreetoolkit.com</a> <a href= "https://www.ramseysolutions.com/?srsltid=AfmBOoqLwZOjIMEg6vxg2q_-rx1ljHF2GR18IOA-c3HNpOcWeYHKFbPM" target="_blank" rel="noopener">Dave Ramsey</a> <a href="https://www.ey.com/en_gl" target="_blank" rel= "noopener">Ernst & Young </a> <a href="https://www.kenfisher.com/" target="_blank" rel= "noopener">Ken Fisher</a> <a href="http://www.suzeorman.com/" target="_blank" rel= "noopener">Suze Orman</a>

<description>&lt;p&gt;This episode is part of David McKnight’s guest interview with Kyle Solon.&lt;/p&gt; &lt;p&gt;David talks about the importance of math when it comes to decisions related to using cash value, life insurance, and annuities.&lt;/p&gt; &lt;p&gt;A recent Ernst &amp; Young study showed a surprising stat about who had the highest income in retirement and passed the most money on to the next generation.&lt;/p&gt; &lt;p&gt;David illustrates the concept of the volatility shield, also known as volatility buffer.&lt;/p&gt; &lt;p&gt;The #1 concern of Americans all across the country is running out of money before they run out of life.&lt;/p&gt; &lt;p&gt;David shares a key question people should ask themselves when listening to gurus such as Dave Ramsey: &lt;em&gt;“Is there a mathematical justification to what I’m being told?”&lt;/em&gt;.&lt;/p&gt; &lt;p&gt;David is a strong believer of leaning on the strategies that historically give you a much higher mathematical likelihood of increasing the life expectancy of your money.&lt;/p&gt; &lt;p&gt;Dave Ramsey is someone who David really likes for some things, while he isn't a big fan of him for other matters.&lt;/p&gt; &lt;p&gt;He sees Ramsey as good for getting people out of debt but not good at helping people have their money last through life expectancy.&lt;/p&gt; &lt;p&gt;David gives a breakdown of a couple of sections of his new book – &lt;em&gt;The Guru Gap&lt;/em&gt; – and what people should do to educate themselves about the financial industry.&lt;/p&gt; &lt;p&gt; &lt;/p&gt; &lt;p&gt; &lt;/p&gt; &lt;p&gt;Mentioned in this episode:&lt;/p&gt; &lt;p&gt;David’s new book: &lt;a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&amp;dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&amp;dib_tag=se&amp;keywords=david+mcknight+the+guru+gap&amp;qid=1721901269&amp;sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&amp;sr=8-1" target="_blank" rel="noopener"&gt;&lt;em&gt;The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track&lt;/em&gt;&lt;/a&gt;&lt;/p&gt; &lt;p&gt;David's &lt;a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener"&gt;books&lt;/a&gt;: &lt;em&gt;Power of Zero, Look Before You LIRP&lt;/em&gt;, &lt;em&gt;The Volatility Shield&lt;/em&gt;, &lt;em&gt;Tax-Free Income for Life&lt;/em&gt; and &lt;em&gt;The Infinity Code&lt;/em&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknight.com" target="_blank" rel= "noopener"&gt;DavidMcKnight.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener"&gt;DavidMcKnightBooks.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.powerofzero.com" target="_blank" rel= "noopener"&gt;PowerOfZero.com&lt;/a&gt; (free 3-part video series)&lt;/p&gt; &lt;p&gt;&lt;a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener"&gt;@mcknightandco&lt;/a&gt; on Twitter &lt;/p&gt; &lt;p&gt;&lt;a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener"&gt;@davidcmcknight&lt;/a&gt; on Instagram&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener"&gt;David McKnight&lt;/a&gt; on YouTube&lt;/p&gt; &lt;p&gt;Get David's Tax-free Tool Kit at &lt;a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener"&gt;taxfreetoolkit.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.ramseysolutions.com/?srsltid=AfmBOoqLwZOjIMEg6vxg2q_-rx1ljHF2GR18IOA-c3HNpOcWeYHKFbPM" target="_blank" rel="noopener"&gt;Dave Ramsey&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.ey.com/en_gl" target="_blank" rel= "noopener"&gt;Ernst &amp; Young &lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.kenfisher.com/" target="_blank" rel= "noopener"&gt;Ken Fisher&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="http://www.suzeorman.com/" target="_blank" rel= "noopener"&gt;Suze Orman&lt;/a&gt;&lt;/p&gt;</description>

This episode is part of David McKnight’s guest interview with Kyle Solon. David talks about the importance of math when it comes to decisions related to using cash value, life insurance, and annuities. A recent Ernst & Young study showed a...

How to Tell If a Financial Guru Is Telling You the Truth

David McKnight describes the Trump tax cuts situation before Trump’s victory at the 2024 presidential elections. There’s likely going to be changes under a new Trump administration – something that David sees as great news. When it comes to Roth conversion strategy, David is a believer in two things. The first is to convert your money slowly to avoid rising into a tax bracket that gives you heartburn. The second is to convert your money quickly enough to get all the heavy lifting done before tax rates go up for good. While the posting of the end of the Trump tax cuts to 2032 would be good for American citizens, there’s a big downside for the country as a whole. Several experts have predicted a need for a tax rate increase to prevent the U.S. from going broke as a country. Eight more years with historically low tax rates would be especially critical for pre-retirees and retirees looking to shield their retirement savings from a predicted spike in tax rates in the future. David shares something he believes can dramatically increase the likelihood of retirees having their money last as long as they will.     Mentioned in this episode: David’s upcoming book: <a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&dib_tag=se&keywords=david+mcknight+the+guru+gap&qid=1721901269&sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&sr=8-1" target="_blank" rel="noopener">The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track</a> David's <a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener">books</a>: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code <a href="https://www.davidmcknight.com" target="_blank" rel= "noopener">DavidMcKnight.com</a> <a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener">DavidMcKnightBooks.com</a> <a href="https://www.powerofzero.com" target="_blank" rel= "noopener">PowerOfZero.com</a> (free 3-part video series) <a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener">@mcknightandco</a> on Twitter  <a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener">@davidcmcknight</a> on Instagram <a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener">David McKnight</a> on YouTube Get David's Tax-free Tool Kit at <a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener">taxfreetoolkit.com</a> <a href="https://www.donaldjtrump.com/" target="_blank" rel= "noopener">Donald Trump</a> <a href="https://www.crfb.org/" target="_blank" rel= "noopener">Committee for a Responsible Federal Budget</a> <a href= "https://en.wikipedia.org/wiki/David_M._Walker_(U.S._Comptroller_General)" target="_blank" rel="noopener">David M. Walker</a> <a href="https://kotlikoff.net/" target="_blank" rel= "noopener">Larry Kotlikoff</a> <a href="https://www.principles.com/" target="_blank" rel= "noopener">Ray Dalio</a> <a href="https://en.wikipedia.org/wiki/Stanley_Druckenmiller" target="_blank" rel="noopener">Stanley Druckenmiller</a>

<description>&lt;p&gt;David McKnight describes the Trump tax cuts situation before Trump’s victory at the 2024 presidential elections.&lt;/p&gt; &lt;p&gt;There’s likely going to be changes under a new Trump administration – something that David sees as great news.&lt;/p&gt; &lt;p&gt;When it comes to Roth conversion strategy, David is a believer in two things.&lt;/p&gt; &lt;p&gt;The first is to convert your money slowly to avoid rising into a tax bracket that gives you heartburn.&lt;/p&gt; &lt;p&gt;The second is to convert your money quickly enough to get all the heavy lifting done before tax rates go up for good.&lt;/p&gt; &lt;p&gt;While the posting of the end of the Trump tax cuts to 2032 would be good for American citizens, there’s a big downside for the country as a whole.&lt;/p&gt; &lt;p&gt;Several experts have predicted a need for a tax rate increase to prevent the U.S. from going broke as a country.&lt;/p&gt; &lt;p&gt;Eight more years with historically low tax rates would be especially critical for pre-retirees and retirees looking to shield their retirement savings from a predicted spike in tax rates in the future.&lt;/p&gt; &lt;p&gt;David shares something he believes can dramatically increase the likelihood of retirees having their money last as long as they will.&lt;/p&gt; &lt;p&gt; &lt;/p&gt; &lt;p&gt; &lt;/p&gt; &lt;p&gt;Mentioned in this episode:&lt;/p&gt; &lt;p&gt;David’s upcoming book: &lt;a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&amp;dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&amp;dib_tag=se&amp;keywords=david+mcknight+the+guru+gap&amp;qid=1721901269&amp;sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&amp;sr=8-1" target="_blank" rel="noopener"&gt;&lt;em&gt;The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track&lt;/em&gt;&lt;/a&gt;&lt;/p&gt; &lt;p&gt;David's &lt;a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener"&gt;books&lt;/a&gt;: &lt;em&gt;Power of Zero, Look Before You LIRP&lt;/em&gt;, &lt;em&gt;The Volatility Shield&lt;/em&gt;, &lt;em&gt;Tax-Free Income for Life&lt;/em&gt; and &lt;em&gt;The Infinity Code&lt;/em&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknight.com" target="_blank" rel= "noopener"&gt;DavidMcKnight.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener"&gt;DavidMcKnightBooks.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.powerofzero.com" target="_blank" rel= "noopener"&gt;PowerOfZero.com&lt;/a&gt; (free 3-part video series)&lt;/p&gt; &lt;p&gt;&lt;a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener"&gt;@mcknightandco&lt;/a&gt; on Twitter &lt;/p&gt; &lt;p&gt;&lt;a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener"&gt;@davidcmcknight&lt;/a&gt; on Instagram&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener"&gt;David McKnight&lt;/a&gt; on YouTube&lt;/p&gt; &lt;p&gt;Get David's Tax-free Tool Kit at &lt;a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener"&gt;taxfreetoolkit.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.donaldjtrump.com/" target="_blank" rel= "noopener"&gt;Donald Trump&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.crfb.org/" target="_blank" rel= "noopener"&gt;Committee for a Responsible Federal Budget&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href= "https://en.wikipedia.org/wiki/David_M._Walker_(U.S._Comptroller_General)" target="_blank" rel="noopener"&gt;David M. Walker&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://kotlikoff.net/" target="_blank" rel= "noopener"&gt;Larry Kotlikoff&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.principles.com/" target="_blank" rel= "noopener"&gt;Ray Dalio&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://en.wikipedia.org/wiki/Stanley_Druckenmiller" target="_blank" rel="noopener"&gt;Stanley Druckenmiller&lt;/a&gt;&lt;/p&gt;</description>

David McKnight describes the Trump tax cuts situation before Trump’s victory at the 2024 presidential elections. There’s likely going to be changes under a new Trump administration – something that David sees as great news. When it comes to Roth...

What Trump’s Election Means for Your Roth Conversion Strategy

This episode is a critique of a recent video by George Kamel on the supposed benefits of paying off your house in 10 years. David McKnight examines Kamel’s viewpoint on early mortgage payoff and whether it’s truly beneficial – do you really come out ahead by eliminating your mortgage as fast as possible? A major point David sees as a disadvantage is the fact that by paying off your mortgage early, you may lose access to the equity in your home. David highlights the opportunity cost of using funds to pay off a low-interest mortgage (as low as 3%) instead of investing them in the stock market for potentially higher returns. Kamel believes that the longer you take to pay off your loan, the more interest you pay. According to Kamel, how much interest you pay depends on three things: the loan amount, the interest rate, and the time it takes you to repay the loan. David shares an example that illustrates why following the advice of George Kamel’s video isn’t a good idea – and why it could cost you (a lot!) of money. “Dave Ramsey is so fixated on getting people out of debt that he hasn’t bothered to calculate the opportunity costs associated with doing so,” says David.   Mentioned in this episode: David’s upcoming book: <a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&dib_tag=se&keywords=david+mcknight+the+guru+gap&qid=1721901269&sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&sr=8-1" target="_blank" rel="noopener">The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track</a> David's <a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener">books</a>: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code <a href="https://www.davidmcknight.com" target="_blank" rel= "noopener">DavidMcKnight.com</a> <a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener">DavidMcKnightBooks.com</a> <a href="https://www.powerofzero.com" target="_blank" rel= "noopener">PowerOfZero.com</a> (free 3-part video series) <a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener">@mcknightandco</a> on Twitter  <a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener">@davidcmcknight</a> on Instagram <a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener">David McKnight</a> on YouTube Get David's Tax-free Tool Kit at <a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener">taxfreetoolkit.com</a> <a href= "https://www.ramseysolutions.com/?srsltid=AfmBOoqLwZOjIMEg6vxg2q_-rx1ljHF2GR18IOA-c3HNpOcWeYHKFbPM" target="_blank" rel="noopener">Dave Ramsey</a> <a href= "https://www.ramseysolutions.com/george-kamel?srsltid=AfmBOoqfiW1412U0lIz-r5HM_sVnSR2ZzY8w0xYDG3A5b83XK6_MzUvV" target="_blank" rel="noopener">George Kamel</a> George Kamel’s Video <a href= "https://m.youtube.com/watch?v=emUfbOsVgrg" target="_blank" rel= "noopener">How to Pay Off Your House in 10 Years or Less</a>

<description>&lt;p&gt;This episode is a critique of a recent video by George Kamel on the supposed benefits of paying off your house in 10 years.&lt;/p&gt; &lt;p&gt;David McKnight examines Kamel’s viewpoint on early mortgage payoff and whether it’s truly beneficial – do you really come out ahead by eliminating your mortgage as fast as possible?&lt;/p&gt; &lt;p&gt;A major point David sees as a disadvantage is the fact that by paying off your mortgage early, you may lose access to the equity in your home.&lt;/p&gt; &lt;p&gt;David highlights the opportunity cost of using funds to pay off a low-interest mortgage (as low as 3%) instead of investing them in the stock market for potentially higher returns.&lt;/p&gt; &lt;p&gt;Kamel believes that the longer you take to pay off your loan, the more interest you pay.&lt;/p&gt; &lt;p&gt;According to Kamel, how much interest you pay depends on three things: the loan amount, the interest rate, and the time it takes you to repay the loan.&lt;/p&gt; &lt;p&gt;David shares an example that illustrates why following the advice of George Kamel’s video isn’t a good idea – and why it could cost you (a lot!) of money.&lt;/p&gt; &lt;p&gt;“Dave Ramsey is so fixated on getting people out of debt that he hasn’t bothered to calculate the opportunity costs associated with doing so,” says David.&lt;br /&gt; &lt;br /&gt; &lt;br /&gt;&lt;/p&gt; &lt;p&gt; &lt;/p&gt; &lt;p&gt;Mentioned in this episode:&lt;/p&gt; &lt;p&gt;David’s upcoming book: &lt;a href= "https://www.amazon.com/Guru-Gap-Americas-Financial-Leading/dp/1637746628/ref=sr_1_1?crid=3BI8MQEV3XG6Y&amp;dib=eyJ2IjoiMSJ9.yMbhuNCcjxP9RX4DxGGt5Q.HNodfhEC4W4wnaICHETFSQIY395aINaul81fPmxeuhk&amp;dib_tag=se&amp;keywords=david+mcknight+the+guru+gap&amp;qid=1721901269&amp;sprefix=david+mckinght+fthe+guru+ga%2Caps%2C183&amp;sr=8-1" target="_blank" rel="noopener"&gt;&lt;em&gt;The Guru Gap: How America’s Financial Gurus Are Leading You Astray, and How to Get Back on Track&lt;/em&gt;&lt;/a&gt;&lt;/p&gt; &lt;p&gt;David's &lt;a href="https://www.davidmcknightbooks.com/" target= "_blank" rel="noopener"&gt;books&lt;/a&gt;: &lt;em&gt;Power of Zero, Look Before You LIRP&lt;/em&gt;, &lt;em&gt;The Volatility Shield&lt;/em&gt;, &lt;em&gt;Tax-Free Income for Life&lt;/em&gt; and &lt;em&gt;The Infinity Code&lt;/em&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknight.com" target="_blank" rel= "noopener"&gt;DavidMcKnight.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.davidmcknightbooks.com/" target="_blank" rel="noopener"&gt;DavidMcKnightBooks.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href="https://www.powerofzero.com" target="_blank" rel= "noopener"&gt;PowerOfZero.com&lt;/a&gt; (free 3-part video series)&lt;/p&gt; &lt;p&gt;&lt;a href="https://twitter.com/McKnightAndCo" target="_blank" rel= "noopener"&gt;@mcknightandco&lt;/a&gt; on Twitter &lt;/p&gt; &lt;p&gt;&lt;a href="https://www.instagram.com/davidcmcknight" target= "_blank" rel="noopener"&gt;@davidcmcknight&lt;/a&gt; on Instagram&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.youtube.com/channel/UCGxUwL7NvZUyLfgO18h3e2g" target= "_blank" rel="noopener"&gt;David McKnight&lt;/a&gt; on YouTube&lt;/p&gt; &lt;p&gt;Get David's Tax-free Tool Kit at &lt;a href= "http://taxfreetoolkit.com/" target="_blank" rel= "noopener"&gt;taxfreetoolkit.com&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.ramseysolutions.com/?srsltid=AfmBOoqLwZOjIMEg6vxg2q_-rx1ljHF2GR18IOA-c3HNpOcWeYHKFbPM" target="_blank" rel="noopener"&gt;Dave Ramsey&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&lt;a href= "https://www.ramseysolutions.com/george-kamel?srsltid=AfmBOoqfiW1412U0lIz-r5HM_sVnSR2ZzY8w0xYDG3A5b83XK6_MzUvV" target="_blank" rel="noopener"&gt;George Kamel&lt;/a&gt;&lt;/p&gt; &lt;p&gt;George Kamel’s Video &lt;a href= "https://m.youtube.com/watch?v=emUfbOsVgrg" target="_blank" rel= "noopener"&gt;&lt;em&gt;How to Pay Off Your House in 10 Years or Less&lt;/em&gt;&lt;/a&gt;&lt;/p&gt;</description>

This episode is a critique of a recent video by George Kamel on the supposed benefits of paying off your house in 10 years. David McKnight examines Kamel’s viewpoint on early mortgage payoff and whether it’s truly beneficial – do you really come...

The Huge ERROR in the Dave Ramsey-George Kamel Plan to Pay Off Your Home in 10 Years

Tax rates 10 years from now are likely to be much higher than they are today. Is your retirement plan ready? Learn how to avoid the coming tax freight train and maximize your retirement dollars.

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