<p>In this episode, Vince unpacks where the 4% rule came from and why it may not apply to Australian investors, especially early retirees. </p><br><p>👉🏽 what is the 4% rule?</p><p>👉🏾 where did the 4% rule come from?</p><p>👉🏿 The Trinity Study explained</p><p>👉🏻 flaws in the studies used</p><p>👉 the biggest reason the rule does not reflect Australian spending habits in retirement</p><br><p>Vince Scully is the founder and portfolio manager at Life Sherpa Invest. To learn more visit: <a href="https://lifesherpa.com.au/" rel="noopener noreferrer" target="_blank">https://lifesherpa.com.au/</a></p><br><p>Watch this is investing on Youtube: <a href="https://www.youtube.com/@thisisinvesting" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@thisisinvesting</a></p><br><p>Learn to be a better investor with The Quick Start-Guide to Investing: <a href="https://amzn.to/3QNNrbv" rel="noopener noreferrer" target="_blank">&nbsp;</a><a href="https://www.moneypodcast.com.au/store" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/store</a></p><br><p>Have a question or topic for the show? Post it in our<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> Facebook group</a>.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>Any advice is general financial advice and does not consider your objectives, financial situation or needs. You should consider whether the advice is appropriate for you before acting. Always read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs before buying any financial product. Vince Scully is a representative and SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>