We talk about how to stick to our spending plans aka budgets in front of friends and family without all the awkwardness.  The primary way is by using a phrase we hear very often and  don't realize it. The phrase is "it's against our policy".  Have you ever heard this phrase before, where were you, what were you trying to do, and did the phrase prevent you from getting what you want?  If it did then the phrase worked, for the person who said it. We are going to talk about how to use that phrase to protect your wallet and prevent it from being abused or misused.

 

Tell us what phrases you used in the past that helped you say no to over spending.

Happy new year and happy listening