In a world where hot dogs are harder to buy, and brands drown in the muck of online retail, a hero rises from the ashes to offer predatory unsecured loans through an app. That hero's name? Klarna. Edited and thumbnail by Noah JOIN US ON PATREON FOR EARLY EPISODE RELEASES, BONUS CONTENT, AND MORE: www.patreon.com/desperateactsofcapitalism BIG THINGS ARE COMING Sources: 1) https://www.expressen.se/ekonomi/klarna-miljardaren-berattar-om-de-skakande-anklagelserna/ 2) https://www.telegraph.co.uk/technology/technology-startup100/8428669/Start-Up-100-A-Z.html 3) https://owp.klarna.com/legacy/assets/sites/15/2021/05/28054804/Financial-Update-Q1-2021.pdf https://techcrunch.com/2021/06/04/as-buy-now-pay-later-startups-keep-raising-capital-a-dive-into-klarna-afterpay-and-affirms-earnings/ 4) https://www.theguardian.com/technology/2022/jul/11/klarna-sees-its-value-slashed-by-85-in-latest-round-of-fundraising https://www.reuters.com/business/finance/klarnas-valuation-slumps-67-bln-with-800-mln-raise-2022-07-11/ 5) https://www.theguardian.com/business/2022/may/04/klarna-to-start-reporting-uk-customer-debts-to-credit-agencies 6) https://www.theguardian.com/money/2018/nov/17/klarna-buy-now-pay-later-system-that-is-seducing-millennials 7) https://techcrunch.com/2025/05/21/klarna-used-an-ai-avatar-of-its-ceo-to-deliver-earnings-it-said/ 8) https://techcrunch.com/2025/05/21/klarna-used-an-ai-avatar-of-its-ceo-to-deliver-earnings-it-said/ 9 ) https://www.paymentsdive.com/news/cfpb-buy-now-pay-later-bnpl-use-debt-research-report/737285/