Public sector employers are facing growing retiree healthcare liabilities as OPEB obligations approach a trillion dollars nationwide. In this episode of The Via Benefits Exchange, experts explore why rising healthcare costs, longer lifespans, and unfunded retiree benefits are putting pressure on public budgets and financial statements. The conversation examines how shifting from traditional group retiree plans to the individual marketplace can help employers control costs while preserving benefits. Listeners will learn how defined contribution strategies, including HRAs, can reduce exposure to healthcare inflation, support retirees with choice and stability, and deliver sustainable retiree healthcare solutions for municipalities, states, and other public sector organizations.