In this episode of The Via Benefits Exchange, Nina Krammer sits down with Josh Miley, ICHRA Solution Leader at Via Benefits, to break down what an Individual Coverage Health Reimbursement Arrangement (ICHRA) is and why employer interest is accelerating. Josh explains how ICHRA enables a defined contribution approach to healthcare, giving employees more choice while helping employers manage costs and risk. The conversation explores common misconceptions about the individual insurance market, tax efficiency compared to cash stipends, and real-world savings employers are seeing. Learn how organizations can start small, test ICHRA by employee class or location, and prepare for future benefits strategy shifts with support from Via Benefits by WTW.