<description>&lt;p&gt;We bring back a fan-favorite of the show: Alex Johnson. But this time we don’t chat over Zoom, we had to do this Podcast face-to-face. Because I needed Alex to deep-dive into how the credit world works…&lt;/p&gt;&lt;p&gt;Enjoy!&lt;/p&gt;&lt;p&gt;Links:&lt;/p&gt;&lt;p&gt;&lt;a href="https://newsletter.fintechtakes.com/" rel="noopener noreferrer" target="_blank"&gt;Fintech Takes&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://twitter.com/AlexH_Johnson" rel="noopener noreferrer" target="_blank"&gt;Alex on X&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Sponsor:&lt;/p&gt;&lt;p&gt;&lt;a href="https://www.skipify.com/" rel="noopener noreferrer" target="_blank"&gt;Skipify&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Topics:&lt;/p&gt;&lt;p&gt;(00:00:00) - Intro&lt;/p&gt;&lt;p&gt;(00:03:40) - Alex’s career in the credit world&lt;/p&gt;&lt;p&gt;(00:16:38) - The year banking changed forever&lt;/p&gt;&lt;p&gt;(00:19:31) -&amp;nbsp; Federally chartered banks&lt;/p&gt;&lt;p&gt;(00:23:58) - How has credit scoring kept up with innovation?&lt;/p&gt;&lt;p&gt;(00:39:34) - Credit building theory &amp;amp; Buy Now Pay Later&lt;/p&gt;&lt;p&gt;(00:44:30) - Do we need another credit bureau?&amp;nbsp;&lt;/p&gt;&lt;p&gt;(00:467:11) - Where would you build within the credit scoring industry if you were a founder?&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</description>

Fintech Family Hour

Zach Anderson Pettet

Alex Johnson on Credit Scoring: Past, Present, and Hypothetical Future(s)

MAY 12, 202455 MIN
Fintech Family Hour

Alex Johnson on Credit Scoring: Past, Present, and Hypothetical Future(s)

MAY 12, 202455 MIN

Description

We bring back a fan-favorite of the show: Alex Johnson. But this time we don’t chat over Zoom, we had to do this Podcast face-to-face. Because I needed Alex to deep-dive into how the credit world works…Enjoy!Links:Fintech TakesAlex on XSponsor:SkipifyTopics:(00:00:00) - Intro(00:03:40) - Alex’s career in the credit world(00:16:38) - The year banking changed forever(00:19:31) -  Federally chartered banks(00:23:58) - How has credit scoring kept up with innovation?(00:39:34) - Credit building theory & Buy Now Pay Later(00:44:30) - Do we need another credit bureau? (00:467:11) - Where would you build within the credit scoring industry if you were a founder?