Yo Quiero Dinero

You know the good girl. She follows the rules, makes everybody proud, does everything she's supposed to do. She is me, and I have a feeling she might be you too. This episode was inspired by a recent keynote I gave in California, and I'm bringing it to the podcast because we don't talk about this enough: what it actually costs you to keep playing by everyone else's rules. We're going deep on the cultural conditioning that keeps women — especially Latinas — playing small, the moment I got laid off at 27 and felt relief instead of grief, and the solo trip to Puerto Rico that completely rearranged my life.If you've ever felt the tension between who you are and who you've been expected to be, this one is for you.WE GET INTO:The question you need to sit with: has your ambition ever felt like too much?Growing up in a Latino household where stability was the whole planGetting laid off at 27 — and why it felt like freedom, not failureWhy entrepreneurship doesn't fit our cultural script (and why that's okay)The conditioning that keeps women dimming their lightThe lie we keep getting fed: that wanting more is selfishMy solo trip to Puerto Rico and the question that changed everythingChoosing alignment over approval — and what that actually looks likeWhy being the first also means being the blueprintKEY TAKEAWAYS:Security is an illusion. Jobs are not guaranteed — so if nothing's guaranteed anyway, why are you playing small?Your visibility is not arrogance. It is leadership. Full stop.When women make money, everything changes. Ambition isn't selfish — it's the most generous thing you can do.The people questioning you aren't villains. They're just scared. Their definition of success was built around survival.Stop asking "what should I do?" Start asking "what would my life look like if I actually trusted myself?"If you're the first, you're also the blueprint.TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

What does it actually take to step into your power? In this episode, I'm sitting down with Alexis Meruelo — second-generation Cuban-American business leader, founder of the Business of Her conference, and author of the brand new book Getting You Ready for Power — to talk about the real, messy, beautiful process of finding your purpose and owning it unapologetically. We're getting into her family's entrepreneurial roots, why she spent six months with a career coach just to answer one question, the concept of "business karma," and why more women need to stop self-rejecting before they even ask. This one is packed, mi gente. Let's get into it.WE GET INTO:00:00 — Introduction00:26 — Alexis's background and family entrepreneurial roots02:01 — La Pizza Loca, Sahara Las Vegas, and the Cuban immigrant hustle04:02 — Pain, rejection, and hitting a wall in her 20s05:00 — Hiring her first career coach and betting on herself07:25 — Redefining success without the ring or the kids10:03 — How to deal with your Latino family's opinions12:03 — Living in alignment and the new generation of young women13:41 — The mentorship gap and why we self-reject before we even ask19:21 — Business karma explained22:25 — Her role at the Meruelo Group and CSR work24:32 — Career reinvention: nothing is ever wasted27:37 — Launching the Business of Her conference32:05 — Getting You Ready for Power — the book and the three-phase framework34:52 — Final message: you are ready, do it scaredKEY TAKEAWAYS:The best investment you'll ever make is in yourself. Alexis hired her first career coach at her lowest point and it changed everything.Define success on your own terms. The ring, the kids, the "right" career path — none of it matters if it's not your vision.Your Latino family will have opinions. Let them talk, then go do your thing anyway.We reject ourselves before anyone else gets the chance. Don't say no for a potential mentor — let them say it. Most women never ask, and that's why most women never have one.Business karma is real. Lift other women, support other businesses, and it always comes back. The crabs-in-a-barrel mentality only keeps you small.Nothing is ever wasted. Every year in the wrong job still made you better. You can pivot at any age, any stage.Life goes in phases. Your purpose doesn't have to be your paycheck right now — and "not yet" is not the same as never.Believe in yourself. Build your team. Rise to lead. That's the three-phase framework — and it starts with doing the inner work first.You are already ready. Do it scared, and do it in baby steps.CONNECT WITH ALEXIS:Alexis' Website Business of Her Website Alexis on Instagram Business of Her on Instagram TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

She built a women-only party empire that makes six figures as a side hustle, got herself onto the team that created the Bad Bunny Super Bowl halftime show field team through sheer hustle and genuine relationships, and did it all while juggling a corporate job and navigating a health diagnosis doctors ignored for years. Delilah Dee is back on Yo Quiero Dinero this week and she brought EVERYTHING. We're talking real revenue numbers for her event planning business, the Bad Bunny behind-the-scenes tea, fibroids and fighting for your health as a Black or brown woman, and the financial literacy lesson she wishes someone had taught her earlier.WE GET INTO:00:29 – What is Jefatona? The elevator pitch03:02 – Growing up with a hustle mentality (shoutout to mom)05:27 – How she got hired at iHeart with no corporate background08:00 – Getting furloughed during COVID and pivoting to virtual events11:11 – Launching Jefatona & selling out a club in 24 hours11:32 – Revenue breakdown: how parties actually pay16:09 – Multiple income streams + negotiating Fridays off17:15 – The real numbers: $60K year one, six figures by year two24:12 – Walking away from the startup that didn't align29:54 – How she got onto the Bad Bunny Super Bowl field team37:32 – Behind the scenes of halftime show production43:00 – The dress rehearsal that made her cry48:07 – The fibroid diagnosis and advocating for your health54:43 – What she wishes she knew: financial literacy56:10 – Where to find Delilah + JefatonaKEY TAKEAWAYS: You don't need the perfect resume to get into the room,  you need to know your value and be able to speak to it with confidence. \Referrals are the most underrated growth strategy in business. Do great work, treat people right, and let the recommendations do the marketing for you.You can make real money in the events business — but you need to understand how the money actually flows.Walking away from money that doesn't align with your values is one of the hardest and most necessary things you'll do as an entrepreneur. Getting onto the Bad Bunny Super Bowl halftime show field team wasn't luck but years of genuine relationship-building paying off at exactly the right moment.Financial literacy isn't just for people who already have money, it's especially critical when the money starts flowing in. If you're building something real, get financially literate before the money arrives, not after.Black and brown women are disproportionately affected by fibroids and disproportionately dismissed when they report symptoms. If something feels off in your body, advocate for yourself. CONNECT WITH DELILAH:Jefatona Instagram TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

She's back and she brought receipts!Tiffany "The Budgetnista" Aliche is one of the most iconic voices in personal finance, and if you missed her first episode on YQD, it became the highest-watched episode in the show's history. Dead ass. So yeah, we had to bring her back. This time, Tiffany is opening up about EVERYTHING — from the $35,000 scam that left her broke and sleeping on her sister's couch, to building an eight-figure net worth, to why she's still learning how to stop giving her money away to people who didn't even ask for it. She also drops the full framework from her bestselling book Get Good With Money, now available in paperback, and why that book hits differently after everything she's been through personally. If you've ever felt like financial wellness was something that happened to other people, this episode is going to shift that for you.WE GET INTO: 00:00 – Welcome Back, Budgetnista: Why This Episode Is Already a Classic03:06 – From Stuffed Animals to Preschoolers to Millions: Little Tiffany's Origin Story06:52 – Tiffany's Financial Fiasco: The $35K Scam (Meet Jake the Thief)12:25 – Why Shame Has Zero Business Being in Personal Finance13:20 – The Budgetnista Law: Making Financial Education Mandatory in NJ Schools15:14 – The "Just Cut Back" Myth: What Getting Good With Money Actually Looks Like17:09 – Your Budget Is a "Say Yes Plan" — And You Cannot Budget Your Way to Wealth21:22 – Charging Your Worth: Why Women Leave Millions on the Table24:35 – Wealth Guilt & Giving: When Generosity Becomes Self-Sabotage33:08 – The 10 Pillars of Financial Wholeness: From Managing Money to Building Legacy36:16 – Estate Planning Isn't Morbid — It's Love: What Tiffany Learned After Losing Her Husband43:04 – Prenups, Partnerships & Building Wealth With the Right Person49:06 – Dating After Loss: Why Financial Compatibility Is Non-Negotiable52:38 – Get Good With Money Paperback: Why It Hits Even Harder NowKEY TAKEAWAYS:Your budget isn't a restriction — it's your "say yes plan." It's there to keep you financially safe so you can say yes to the things that matter.You cannot budget your way to wealth. Learning to earn is the single most transformative financial move you can make.Debt freedom is a goal you can pick up along the way. It is NOT the finish line. Wealth is.The 10 pillars of financial wholeness: budgeting, savings, debt, credit, learning to earn (the foundational five) → investing, insurance, financial team, net worth, and estate planning (the growth and protection five).Wealth guilt is real — and giving money away before you've even asked if someone needs it is about you, not them.The right financial partner doesn't have to match your income. They have to know how to provide for someone who doesn't need it in the traditional sense.Estate planning is the ultimate act of love. Don't wait until it's too late.RESOURCES:Website Made Whole  Get Good with Money CONNECT WITH TIFFANY:InstagramFacebook YouTube TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

You've probably seen the late-night gold commercials and immediately changed the channel. Same. But here's the thing — what if that reaction is exactly what the banks, financial advisors, and the government want from you?In this episode, I'm sitting down with Brandon Thor, CEO and founder of Thor Metals Group, to break down why precious metals investing isn't just for doomsday preppers — and why less than half of 1% of people invest in gold despite it being mentioned in the Bible 431 times. The gatekeeping is real, mi gente, and we're pulling back the curtain.We get into what a self-directed IRA actually is, how physical gold is different from buying GLD in your Fidelity account, and why central banks all over the world are hoarding this stuff while the rest of us sleep on it. Whether you have $20K sitting in a savings account doing nothing or you're just curious about diversifying beyond stocks and bonds, this episode is going to break your brain — in the best way.WE GET INTO:01:46 — What is a precious metals IRA (in plain English)? 02:41 — Self-directed IRA vs. traditional & Roth IRAs04:05 — Paper gold (GLD) vs. physical gold: the counterparty risk nobody talks about05:09 — Who should actually be investing in precious metals?07:25 — Why gold has a bad reputation (hint: it's intentional)09:19 — How long does the setup process take?10:26 — Where does the gold actually go?11:58 — Pros, cons, and the right time horizon for precious metals13:17 — How to think about returns (spoiler: it's not like dividend stocks)14:45 — Why gold prices dipped during economic instability16:04 — Red flags: how to choose a legit precious metals company17:39 — Yes, Costco sells gold. Is it worth it?19:46 — Dollar cost averaging vs. lump sum in precious metals21:22 — Why so few people invest despite gold's 5,000-year track record24:54 — First steps for the curious but hesitant investor25:45 — The 10-year outlook for gold and silver28:12 — Gold: the secret investment hiding in plain sight32:00 — What financial freedom means to Brandon 34:18 — Where to connect with Thor Metals GroupKEY TAKEAWAYS: A "gold IRA" is really a self-directed IRA — a specific account type that lets you own alternative assets like physical gold, silver, and real estate instead of just stocks and bonds.Physical gold eliminates counterparty risk. When you own GLD or another paper version, you're trusting a bank. If that bank fails? You're holding worthless paper. Physical gold is yours, full stop.The reason most people don't know about precious metals investing isn't an accident. Banks, financial advisors, and the government all benefit from you not having your money in gold. Follow the money.You don't need a ton to get started, but Brandon's sweet spot recommendation is $20,000 — enough to build a diversified metals portfolio and actually feel the market move.The ideal time horizon for precious metals is 3–5 years. This isn't money you'll need liquid in two months — it's money that can sit, grow, and do its thing.Red flags to avoid: anything obscure, anything priced way above spot price, and anything you can't find on a thousand dealer websites. Stick to American Eagles, Maple Leafs, bars, and rounds.Self-directed IRA fees are flat and low — roughly $225/year regardless of account size. Compare that to the AUM fees you're likely paying right now.Central banks worldwide are buying and hoarding gold at record levels. When the biggest institutions are buying something retail investors are ignoring, that's worth paying attention to.RESOURCES:Thor Metals GroupCONNECT WITH BRANDON:LinkedInInstagramTAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.