Yo Quiero Dinero
Jannese Torres
Recent Episodes
This week, Jannese is joined by Victor Zeledón (@ourjourneywithless) a husband, dad, and Airbnb mentor who proves you don’t need six figures, a trust fund, or a fancy investing background to build wealth through real estate.
Victor started with what most of us already have: a home, two extra rooms, and a need to build an emergency fund. Fast forward seven years and those two rooms turned into five cash-flowing rentals, a fully retired wife, homes in multiple states, and a roadmap to financial freedom.
This convo is packed with gems, game-changing strategies, and the kind of transparency that our comunidad NEEDS to hear — because real estate is not “just for other people.” It’s for us, too.
What We Get Into
- 04:30 — Who’s actually renting rooms on Airbnb? (It’s not who you think!)
- 05:50 — How they scaled from 1 room to 5 properties.
- 06:40 — The real talk on hosting strangers: Safety, locks, boundaries, and vibes.
- 08:15 — Airbnb vs. traditional renting: Why Airbnb was the wealth-building accelerator.
- 09:20 — The Airbnb landscape in 2025: Regulations, fees, and why boring listings get no love.
- 13:00 — Wild host lessons: What every new host should prepare for (yes, including tias who leave surprises).
- 14:30 — Emergency funds + financial safety nets: How to protect your pockets.
- 16:20 — Is Airbnb still worth it today? Victor breaks it down.
- 17:30 — Why they bought in Waco & Tulsa: Out-of-state investing made simple.
- 19:10 — How they bought a house in Tulsa with $0 out-of-pocket.
- 20:40 — How to manage rentals remotely without losing your mind.
- 24:00 — The family vision: From paying off debt → replacing his wife’s income → full financial freedom.
- 26:00 — How Victor mentors new Airbnb hosts for FREE through the Airbnb Ambassador Program.
Top Takeaways
- Start where you are. A spare room can be your entry point into real estate — not a barrier.
- Airbnb hosting is work, but the income potential is REAL. Many hosts earn 2–3x a traditional rental.
- 2025 is still a viable year to invest, especially if you explore mid-term rentals and lower-cost markets.
About Our Guest
Follow Victor: @ourjourneywithless
He offers free Airbnb mentorship in English & Spanish through the Airbnb Ambassador Program.
Links Mentioned
- Free Financial Guide: courses.yoquierodineropodcast.com
- Order Financially Lit!: FinanciallyLitBook.com
Hosted on Acast. See acast.com/privacy for more information.
In this powerful episode, Jannese sits down with Jessica Fick of The Fioneers to break down one of the most game-changing concepts in the financial independence movement: Coast FI.If the traditional FIRE path has ever felt too intense, too extreme, or too unrealistic (hello, $20k/year budgets and biking everywhere), this conversation will feel like a breath of fresh air.
Jessica shares how she and her husband hit COAST-FI in their early 30s, how stepping off the corporate treadmill unexpectedly increased their savings rate, how they stopped using money to cope with burnout, and how Coast FI ultimately gave them the freedom to build a life aligned with their values — travel, entrepreneurship, flexibility, and joy.If you’ve ever wondered: “Is early retirement even realistic for me?” or “What would it take to never HAVE to work again?” this episode is your blueprint.
💬 What We Get Into
01:20 — What The Fioneers are all about: designing lives you love
02:09 — Are they OGs? A look back at the early FIRE movement
03:25 — Why extreme frugality turned so many people off
04:31 — What Coast FI actually means (hint: not living on the coasts!)
05:20 — The “aha moment” that changed Jessica’s entire financial life
06:50 — The freedom Coast FI gives: sabbaticals, risks, lifestyle design
07:37 — Why retirement is NOT an age — and how to rethink it
16:08 — Their financial starting point + saving 30–35% on nonprofit salaries
17:57 — Were they over-saving? Money dynamics in their marriage
19:42 — How their savings rate hit 50% without trying
27:30 — Her husband’s sabbatical → entrepreneurship → more freedom
28:44 — They haven’t contributed to retirement in 2 YEARS… and still on track?!
35:10 — Coast FI for older adults (yes, even if you’re 45+)
37:22 — It all comes back to: know your numbers + intentional spending
47:20 — Proactive ways to prep for healthcare costs
48:25 — Why uncertainty shouldn’t stop you from pursuing FI
49:53 — “If you lost everything, you could rebuild.” A listener story
check out Jessica’s previous episode here
https://yoquierodineropodcast.com/podcasts/episode-84/
📌 Links Mentioned
📚 Resources to Check Out
✨ Get my FREE financial freedom guide: courses.yoquierodineropodcast.com
📘 Grab my book: FinanciallyLitBook.com
🔥 Join the Black Friday waitlist: yoquierodineropodcast.com/friday
Hosted on Acast. See acast.com/privacy for more information.
This week, Jannese sits down with therapist, writer, and Latina mental health educator Israa Nasir for a conversation that is about to drag all of us (in the best way). We're talking toxic productivity—why we glorify burnout, why rest feels like a sin, and why so many of us (especially first-gen, immigrant, and women-of-color communities) feel like the whole world will fall apart if we slow down for 5 minutes.
if you feel guilty taking a nap, or if your self-worth is low-key tied to your to-do list… yeah. This episode is for you.
What We Get Into
02:02 – The Moment She Realized Productivity Was Becoming Toxic
03:41 – First-Gen & Immigrant Upbringing + Hustle Culture
05:48 – Rest = Laziness? The Messages We Grew Up With
07:34 – The Emotional Payoff Behind Chronic Busyness
10:32 – Toxic Productivity vs. Healthy Productivity
14:44 – When Work Becomes a Coping Mechanism
16:56 – The Financial Pressure to Keep Producing
18:06 – Creativity as a Tool for Emotional Regulation
21:42 – Stop Monetizing Your Joy
22:43 – Social Media, Comparison, & Overstimulation
27:00 – It’s Not a Willpower Issue
28:41 – Separating Your Worth from Your Achievements
31:38 – How Busyness Is Breaking Community & Connection
34:33 – Israa’s Personal Boundaries & How She Stays Healthy
37:03 – Jannese’s Own Experience with Burnout & Book Tour Story.
39:23 – Breaking the Cycle as Parents
43:23 – Screens, Exhaustion & Parenting in Survival Mode
About Today’s Guest
Israa Nasir is a therapist, writer, and the author of Toxic Productivity. Her work focuses on emotional wellness, preventative mental health, and giving people the language they need to understand themselves. Her Substack dives deeper into culture, identity, emotional regulation, and community care.
📘 Book: Toxic Productivity
🌐 Website: israanasir.com
📝 Substack: longform insights + tools
📲 IG: @well.guide
Join the Black Friday Waitlist!
Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.
👉 Join here: yoquierodineropodcast.com/friday
Grab My FREE Guide: The Financially Lit Latina!
If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.
👉 courses.yoquierodineropodcast.com
📚 Get the Financially Lit! Book
My new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.
Hosted on Acast. See acast.com/privacy for more information.
Today’s episode is one for the books. Jannese sits down with The legendary María Elena Salinas — award-winning journalist, storyteller, trailblazer, and one of the most influential voices in Latino media. For over four decades, María Elena has informed, empowered, and represented nuestra comunidad on the world stage. And now, she’s keeping it real about career, identity, retirement, money, motherhood, and the power of telling our own stories. If you’ve ever questioned your path, your voice, or the value of your cultura in your career… this conversation is going to recharge your spirit.
Takeaways
- Tu cultura is your power — not something to tone down.
- Financial preparation gives you freedom.
- Never be the first person to say no to your dreams.
- Representation isn’t enough — our stories need to be told by US.
Timestamps
00:00 – Welcome & Introduction
02:08 – “Voice of Hispanic America”
04:02 – Why Latino Stories Matter
14:44 – “You Can’t Go Because You’re a Woman”
20:59 – Telling Latino Stories in Mainstream Media
29:24 – Why She Eventually Left After 37 Years
32:34 – Life After Univision: Reinvention & Retirement
34:07 – Freedom, Flexibility & Money Lessons
43:47 – Why She Launched Cinco Preguntas
50:53 – The Future of the Latino Community
🎧 Where to Find María Elena
Listen to Cinco Preguntas con María Elena Salinas on YouTube, Spotify, and Apple Podcasts.
Follow her on social media: @MariaASalinas
Join the Black Friday Waitlist!
Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.
👉 Join here: yoquierodineropodcast.com/friday
Grab My FREE Guide: The Financially Lit Latina!
If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.
👉 courses.yoquierodineropodcast.com
📚 Get the Financially Lit! Book
My new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.
Hosted on Acast. See acast.com/privacy for more information.
In this special episode, Forever35 hosts Doree and Elise speak with Yo Quiero Dinero host Jannese Torres about savings, retirement, and investing — everything from how to find an accountant for your specific financial needs to why you have to be a part of the capitalist system in order to change it.
Mentioned in this Episode
- Fidelity 0% Expense Mutual Funds
- Empower
- The Debt Lasso Method
- Financially Lit! The Modern Latina's Guide to Level Up Your Dinero & Become Financially Poderosa by Jannese Torres
- investor.gov
- Click here to shop all of Forever35's ShopMyShelf recs.
Visit forever35podcast.com for links to everything they mention on the show.
Ready to join our best-selling programs for the best prices of the year! Join my black friday sale waitlist at https://courses.yoquierodineropodcast.com/friday
Hosted on Acast. See acast.com/privacy for more information.