A record number of shoppers are turning to buy now, pay later services, especially during the holiday season when bills stack up. On Black Friday, millions of consumers used Klarna to make their budgets go further.   Klarna co-founder and CEO Sebastian Siemiatkowski shares his passion for entrepreneurship, how he built the multi-billion-dollar company and why flexible, interest-free payments have become so popular with shoppers. Learn more about your ad choices. Visit podcastchoices.com/adchoices