What if FIRE wasn’t about retiring early... but about living a better life? In this personal end-of-year episode, Michael reflects on what Financial Independence has actually delivered in 2025 and it's not what he originally expected. Rather than quitting work completely, FIRE has unlocked something far more powerful: choice, abundance, and the ability to say yes. This episode explores how FIRE quietly transforms everyday life - from paying the bill without stress, to redefining work, supporting family, buying coastal property, and embracing opportunity without fear. Show Notes Subscribe to the newsletter: https://www.firepodcast.ie/newsletter