<p>In this episode of <em>The Identity at the Center Podcast</em>, hosts Jim McDonald and Jeff Steadman catch up with John Tolbert, Director of Cybersecurity Research at KuppingerCole Analysts, to talk about the rapidly evolving world of Fraud Reduction Intelligence Platforms (FRIP).</p><p>They explore:</p><ul><li>The six capabilities of modern fraud reduction systems</li><li>How AI and machine learning are both helping and hurting fraud prevention</li><li>Why shared signals and orchestration are critical for financial and e-commerce use cases</li><li>How identity verification, device intelligence, and behavioral biometrics work together</li><li>The role of usability and integration in FRI adoption</li></ul><p>Plus, stick around for a fun discussion about concerts, classic rock, and which legendary bands they wish they’d seen live.</p><p>Listen now to learn how identity, fraud, and AI are colliding — and what’s next for fraud intelligence.</p><p><br></p><p>Connect with John: <a href="https://www.linkedin.com/in/john-tolbert/">https://www.linkedin.com/in/john-tolbert/</a></p><p>Fraud Reduction Intelligence Platforms - Finance (KuppingerCole Report): <a href="https://www.kuppingercole.com/research/lc80841/fraud-reduction-intelligence-platforms-finance">https://www.kuppingercole.com/research/lc80841/fraud-reduction-intelligence-platforms-finance</a></p><p>Fraud Reduction Intelligence Platforms - eCommerce (KuppingerCole Report): <a href="https://www.kuppingercole.com/research/bc81030/fraud-reduction-intelligence-platforms-ecommerce">https://www.kuppingercole.com/research/bc81030/fraud-reduction-intelligence-platforms-ecommerce</a></p><p><br></p><p>Connect with us on LinkedIn:</p><p>Jim McDonald: <a href="https://www.linkedin.com/in/jimmcdonaldpmp/">https://www.linkedin.com/in/jimmcdonaldpmp/</a></p><p>Jeff Steadman: <a href="https://www.linkedin.com/in/jeffsteadman/">https://www.linkedin.com/in/jeffsteadman/</a></p><p><br></p><p>Visit the show on the web at <a href="http://idacpodcast.com">http://idacpodcast.com</a></p><p><br></p><p>Chapter Timestamps:</p><p>00:00 – Jim’s passwordless rant and setup woes</p><p>05:00 – Introducing guest John Tolbert</p><p>06:30 – Catching up: four years since John’s last appearance</p><p>07:30 – What is CIAM and how has it evolved?</p><p>09:30 – Understanding Fraud Reduction Intelligence Platforms (FRIP)</p><p>10:00 – The six core capabilities of FRI solutions</p><p>13:00 – Are most vendors point solutions or full platforms?</p><p>14:00 – How identity verification is improving</p><p>16:00 – SaaS and API-driven fraud detection models</p><p>18:00 – What kinds of fraud can (and can’t) FRI prevent?</p><p>21:00 – The growing problem of bots and automation</p><p>22:00 – Fraud trends in finance: scams, account takeovers, and synthetic identities</p><p>25:00 – Information sharing and the role of shared signals</p><p>28:00 – Collaboration vs. competition in fraud prevention</p><p>31:00 – Fraud in e-commerce: bots, loyalty points, and returns abuse</p><p>34:00 – Streaming and citizen fraud use cases</p><p>36:00 – Where do FRI capabilities fit within IAM platforms?</p><p>43:00 – The importance of orchestration and integration</p><p>44:30 – The role of AI and ML in fraud prevention</p><p>47:30 – Smart questions for evaluating FRI vendors</p><p>50:30 – Concert talk: Pink Floyd, Metallica, and the ones that got away</p><p>58:00 – Wrap-up and where to find John Tolbert’s reports</p><p><br></p><p>Keywords:</p><p>Fraud Reduction Intelligence, FRI Platforms, John Tolbert, KuppingerCole, Identity at the Center, IDAC, IAM, CIAM, Cybersecurity Research, Fraud Prevention, Machine Learning, Artificial Intelligence, Behavioral Biometrics, Device Intelligence, Identity Verification, Risk Orchestration, API Security, Financial Fraud, E-Commerce Fraud, Shared Signals, Jim McDonald, Jeff Steadman, IDAC Podcast</p>