Send us Fan MailIn this classic episode, I’m chatting with Ryan Duitch, Founder and CEO of Arro, a fintech company focused on helping people build credit more responsibly. Ryan shares why the traditional credit system can feel confusing, intimidating, and unfair for so many people, especially those who are new to credit, rebuilding credit, or living paycheck to paycheck.We talk about how financial literacy, behavior, and access all work together, and why learning how to manage money is such an important part of learning how to manage credit. Ryan also breaks down how Arro was designed to give users step-by-step guidance, education, and tools to help them make smarter financial decisions over time.This conversation originally aired in late 2024, so some product details may have changed since recording. Please check Arro’s current terms, features, fees, and eligibility requirements directly before applying.About our guestRyan Duitch is the Founder and CEO of Arro, which he started in May 2021. Before Arro, he was a Co-Founder at Field Day, a VC-backed startup, from May 2017 to May 2021.Check Arro hereDownload the Arro App-Apple App StoreGoogle Play StoreSupport the show---Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start HereJoin the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money