My Retirement Clarity with Lee Perkins

 Meet with us: http://talkwithjlp.com 📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com Nothing will mess with your financial confidence faster than comparing your savings to your brother, your coworkers, or that guy on YouTube who claims he retired at 35. Your retirement number isn’t a competition. Today, Lee talks about what really matters when you’re trying to figure out if you’re behind on your savings goals…and what to do if you actually are. Everyone’s financial story is different. Once you stop comparing and start planning, you’ll know exactly what steps to take next. Here’s what we discuss in today’s show: 🔍 Comparison steals joy and creates unnecessary retirement stress 💰 Your retirement number is personal, not a competition 📉 Expenses, not savings, determine how much you truly need 📈 Comparing investment returns is misleading and unhelpful 🛠️ Focus on controllable actions like saving and budgeting   Want to set up a meeting with us? Visit us here: http://talkwithjp.com Get more financial education at http://myretirementclarity.com

 Meet with us: http://talkwithjlp.com 📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com We've all heard the saying there is no such thing as a bad question, but in retirement planning, some questions are definitely better than others. In this episode, Lee explains the five questions smart investors ask and explains how reframing each one leads to better decisions, stronger strategies, and more confident planning. The smartest investors don’t just look for answers. They learn to ask better questions. Here’s what we discuss in today’s show: 📰 Office News: team update and new advisor announcement 💰 How Much Do I Need? Reframing savings into income needs 🏥 Long-Term Care: exploring all coverage options instead of rolling the dice 💸 Fees vs. Value: understanding what you truly get for the price 🧾 Taxes: shifting the conversation from “this year” to lifetime tax savings 📉 Market Fear: building a portfolio that works in every market—not timing the chaos   Want to set up a meeting with us? Visit us here: http://talkwithjp.com Get more financial education at http://myretirementclarity.com

Meet with us: http://talkwithjlp.com 📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com Considering marriage in your 50s or 60s? While it's a time for new beginnings and happiness, it can also introduce unique financial challenges. In this episode, Lee shares expert insights on navigating retirement planning when two lives- and two sets of finances- come together. Discover how honest conversations today can strengthen your relationship and ensure your legacy for the future. Here’s what we discuss in today’s show: 💍 Remarriage & Retirement: blending lives without merging finances 💬 Financial Transparency: why honesty builds long-term stability 💵 Cash Flow Planning: aligning income and spending in retirement 📊 Separate Accounts: managing assets while planning together 👨‍👩‍👧 Family Balance: protecting children and shared goals ⚖️ Ground Rules: setting expectations before you tie the knot Check out our upcoming workshops: https://jlperkinswealth.com/attend-an-event/

Meet with us: http://talkwithjlp.com 📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com The mail’s here! Today, Lee answers listener questions about life, money, and retirement planning. Each scenario highlights the unique challenges people face as they approach or live through retirement, and the importance of making confident, well-coordinated decisions along the way. Most times, the best advice doesn’t come from Google, it comes from experience, wisdom, and planning. Here’s what we discuss in today’s show: 💰 Income Boost: how to handle a sudden increase in earnings 👵 Parents’ Financial Health: addressing concerns and planning for their future 📆 Social Security Choices: deciding when and how to claim benefits 🏡 Vacation Home Dilemma: the pros and cons of buying property with family Check out our upcoming workshops: https://jlperkinswealth.com/attend-an-event/

Meet with us: http://talkwithjlp.com 📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com Think having two financial advisors gives you an edge? Think again. It might sound smart, but splitting your investments often leads to mixed messages, conflicting strategies, and costly mistakes. Today, Lee exposes the hidden dangers of a “too many cooks in the kitchen” approach to money, and why one clear, trusted voice can make all the difference in your financial future. Here’s what we discuss in today’s show: 💸 Why People Split Money: common reasons investors divide their assets between firms 🗣️ Coordinating Advice: the challenge of getting everyone on the same page 📊 Returns Race: why chasing short-term performance hurts long-term goals 📉 Investment Overlap: certain strategies can double your risk instead of spreading it Check out our upcoming workshops: https://jlperkinswealth.com/attend-an-event/