A client with whom I've maintained a relationship for over a decade was almost talked into buying a new LTC plan earlier this year. I'm glad she called me to ask for help! I researched her risk and offered a very similar plan with significantly lower rates. Research is the key to finding the best plans for your family. When you are offered a quote for LTC insurance, ask the person quoting you how many companies they represent and how many LTC applications they submit on average each year. LTC planning is too important to leave to amatures! View current and projected costs of care where you live and where you plan to retire at https://www.carescout.com/cost-of-care Then schedule a phone or zoom meeting to start designing your plan here