<ol start="1" type="1"> <li>Understand your monthly spending and /or monthly budget</li> <li>Have a proper handle on your monthly income sources</li> <li>Don’t forget about medical or health care cost</li> <li>Decide whether you are going to enlist the help of a financial professional</li> <li>Develop a written financial plan</li> </ol>

<description>&lt;ol start="1" type="1"&gt; &lt;li&gt;Understand your monthly spending and /or monthly budget&lt;/li&gt; &lt;li&gt;Have a proper handle on your monthly income sources&lt;/li&gt; &lt;li&gt;Don’t forget about medical or health care cost&lt;/li&gt; &lt;li&gt;Decide whether you are going to enlist the help of a financial professional&lt;/li&gt; &lt;li&gt;Develop a written financial plan&lt;/li&gt; &lt;/ol&gt;</description>

“We present a pre-retirement “checklist”  you should run through before you do!

Episode 29: Planning on retiring with the next few years? Consider this checklist!

<ol> <li>Method #1- Systematic Withdrawal- Also know as the 4% withdrawal rule or “Goal-based”</li> <li>Method #2- Time-segmentation or “bucketing”</li> <li>Method #3- Income Flooring</li> <li>Method #4- Guaranteed Cash Flow planning</li> </ol> <p> </p>

<description>&lt;ol&gt; &lt;li&gt;Method #1- Systematic Withdrawal- Also know as the 4% withdrawal rule or “Goal-based”&lt;/li&gt; &lt;li&gt;Method #2- Time-segmentation or “bucketing”&lt;/li&gt; &lt;li&gt;Method #3- Income Flooring&lt;/li&gt; &lt;li&gt;Method #4- Guaranteed Cash Flow planning&lt;/li&gt; &lt;/ol&gt; &lt;p&gt; &lt;/p&gt;</description>

A different method to create retirement income for four different types of investors.

Episode 28: Four Methods to Help create an Income Stream in Retirement

<p>Why can retirement be so stressful?  1. Focus on the big picture, not just potential returns 2. Consolidate your accounts 3. Broad diversification 4. Automate your income 5. Strip your investment strategy down 6. Go green-paperless 7. Can a “bucket plan” help you?</p>

<description>&lt;p&gt;Why can retirement be so stressful?&lt;br /&gt; &lt;br /&gt; 1. Focus on the big picture, not just potential returns&lt;br /&gt; 2. Consolidate your accounts&lt;br /&gt; 3. Broad diversification&lt;br /&gt; 4. Automate your income&lt;br /&gt; 5. Strip your investment strategy down&lt;br /&gt; 6. Go green-paperless&lt;br /&gt; 7. Can a “bucket plan” help you?&lt;/p&gt;</description>

Retirement can be scary and complicated, so let’s simplify things a bit for you.

Episode 27: Help Simplify Your Retirement Plan

<ol> <li>How much money do I need to retire?</li> <li>What is an RMD?</li> <li>How do taxes work with my social security and/or pension plan?</li> <li>How much could healthcare cost in retirement?</li> <li>When can I withdraw money from my retirement accounts?</li> </ol>

<description>&lt;ol&gt; &lt;li&gt;How much money do I need to retire?&lt;/li&gt; &lt;li&gt;What is an RMD?&lt;/li&gt; &lt;li&gt;How do taxes work with my social security and/or pension plan?&lt;/li&gt; &lt;li&gt;How much could healthcare cost in retirement?&lt;/li&gt; &lt;li&gt;When can I withdraw money from my retirement accounts?&lt;/li&gt; &lt;/ol&gt;</description>

Today's podcast covers some of the 5 most frequently asked retirement questions.

Episode 26: 5 Frequently Asked Retirement Questions

<ul> <li>Stock market downturn at the wrong time</li> <li>Not enough diversification</li> <li>Fear of uncertainty</li> <li>Not enough monthly income</li> </ul>

<description>&lt;ul&gt; &lt;li&gt;Stock market downturn at the wrong time&lt;/li&gt; &lt;li&gt;Not enough diversification&lt;/li&gt; &lt;li&gt;Fear of uncertainty&lt;/li&gt; &lt;li&gt;Not enough monthly income&lt;/li&gt; &lt;/ul&gt;</description>

Have you thought about the risks that could derail your retirement target?

Episode 25: Why you may not retire on time. Four things to consider.

Co-Founder of Guardian Investment & Accounting, Garry Thurman and Insurance and Retirement Advisor, Tyde Mcintosh give advice to those preparing for retirement.

Plan Today, Own Tomorrow

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