Smart Money Circle

Guest:Dan O’Toole, Founder, Chairman, and Chief Executive Officer of Arrive AI Inc.Company: Arrive AI - The Future of Autonomous DeliveryWebsite:https://www.arriveai.comTicker: NASDAQ: ARAIAbout Arrive AI:Arrive AI (NASDAQ: ARAI) is a technology company that transforms last-mile logistics with its AI-powered Autonomous Last Mile (ALM) platform, designed to make deliveries smarter, safer, and more efficient. Founded in 2020 and headquartered in Fishers, Indiana, the company’s patented Arrive Points™ smart mailboxes securely interact with drones, ground robots, couriers, and people, enabling seamless handoffs and secure chain-of custody controls. The platform also provides real-time tracking and logistics alerts, helping shippers and delivery networks achieve greater speed and reliability. Backed by nearly $12 million in crowdfunding and $40 million in institutional investment, Arrive AI advanced to the public markets with a Nasdaq direct listing in 2025.Dan’s BioDan O’Toole is a visionary leader bringing more than 37 years of entrepreneurial experience in building and scaling innovative businesses. He began his career as a national sales manager in specialty distribution before founding and exiting three companies, including Facility Maintenance USA, which provided nationwide services to Fortune 500 clients. Renowned for anticipating market shifts, O’Toole has repeatedly turned innovation into sustainable growth and long-term shareholder value. His track record spans securing patents, leading successful exits, and nurturing high-performance teams. At Arrive AI, he guides the company’s overall strategy, governance, and global expansion as a publicly traded enterprise.Dan O’Toole is one of the first in the U.S. to secure patents for a smart mailbox capable of accepting packages via drones and other autonomous systems. His invention has since evolved into a Mailbox-as-a-Service platform powered by AI. A serial entrepreneur, he brings extensive leadership experience across startups, enterprise sales organizations, and commercial real estate. A graduate of Ball State University, he lives with his family in Carmel, IN, and is an avid car collector.

Former CEO Of PayPal & TurboTax Is Using AI & Technology To Disrupt The Wealth Management BusinessName: Bill HarrisTitle: Founder, CEOBill’s Book: https://a.co/d/aILiU0uCompany Name: Evergreen Wealth AUM: $100M AUM Website: www.evergreenwealth.com About Evergreen Wealth: Evergreen Wealth is a Registered Investment Advisor (RIA) registered with the Securities and Exchange Commission (SEC) that provides investment management and financial advice to affluent and high-net-worth individuals and families. We build custom-engineered, tax-optimized Dynamic Portfolios for our clients, purposefully designed to deliver higher after-tax performance, and financial advice through the combination of investment advisors and Evergreen Intelligence, an agentic AI advice engine. Founded by fintech pioneer Bill Harris, the Evergreen Wealth team has offices in Miami, Dallas, and Raleigh, NC. Follow Evergreen Wealth on LinkedIn or visit evergreenwealth.com to learn more. About Bill Harris: Bill Harris is the Founder and CEO of Evergreen Wealth, a digital Registered Investment Advisor (RIA) delivering hyper-personalized, tax-optimized Dynamic Portfolios™ for high-earning professionals and affluent families, particularly those in high-tax states, helping them build long-term, generational wealth. A fintech pioneer with over three decades of leadership at the intersection of finance and technology, Bill has founded and led multiple companies that have become household names, reshaping how people manage, protect, and grow their money. Before founding Evergreen Wealth, he was the former CEO of PayPal, guiding the company through its launch and early growth; the former CEO of Intuit, where he oversaw the expansion of TurboTax, Quicken, and QuickBooks; and the founder of Personal Capital, which scaled to $23 billion in assets before its $1 billion acquisition by Empower Retirement.Beyond Evergreen Wealth, Bill has launched and scaled several other companies, including MyVest, PassMark Security, IronKey, and One Finance (acquired by Walmart in 2022). He has also served on the boards of Macromedia, SuccessFactors, Care.com, Yodlee, GoDaddy, Avalara and Business.com. Bill is the author of Investment Tax Guide: How to Slash Your Taxes, which emphasizes after-tax returns as the most critical measure of investment success, a principle that underpins Evergreen Wealth’s approach to Dynamic Portfolios. Bill holds an MBA from Harvard Business School and a BA from Middlebury College.

This CEO is Disrupting Education with AR & VR – Meet Paul Kellenberger CEO zSpace - $ZSPC Description Guest Paul Kellenberger serves as zSpace’s Chief Executive Officer and Chairman of the board zSpace (Nasdaq: ZSPC)Website:https://www.zspace.com/Paul’s BioPaul Kellenberger serves as zSpace’s Chief Executive Officer and Chairman of the board of directors. Mr. Kellenberger has served as CEO and director since December 2006. Prior to zSpace, he was CEO of Chancery Software Ltd. (sold to Pearson PLC in 2006), CEO of Promeo Technologies, and SVP at Inacom Corporation (acquired by Compaq/Hewlett Packard). He also served as VP and Director at Motorola Inc. Mr. Kellenberger holds a B.A. in economics from the University of Western Ontario and an M.B.A. from McMaster University. Company bio:zSpace, Inc. (NASDAQ: ZSPC) delivers innovative augmented and virtual reality (AR/VR) experiences that drive achievement in STEM, CTE, and career readiness programs. Trusted by over 3,500 school districts, technical centers, community colleges, and universities, zSpace allows students and teachers to experience learning in the classroom that may otherwise be dangerous, impossible, counterproductive, or expensive using traditional techniques. Headquartered in San Jose, California, zSpace holds over 70 patents, and our hands-on "learning by doing" solutions have been shown to enhance the learning process and drive higher student test scores, as evidenced by a study on the utility of 3D virtual reality technologies for student knowledge gains published in the Journal of Computer Assisted Learning in 2021.

This $200 Million Money Manager Wants You To Become A Financial Beast – Meet Eric Miller Chief Advisor At Econologics Financial Advisors GuestEric Miller Chief Advisor at Econologics Financial Advisors AUM ~ $200 millionEric’s Book:https://www.amazon.com/How-Become-Financial-Beast-Practice/dp/1937205304Company name Econologics Financial AdvisorsWebsite www.econologicsfinancialadvisors.comBioEric Miller is a seasoned financial planning professional with over 20 years of experience dedicated to empowering private practice owners and associates. As Co-Owner and Chief Financial Advisor of Econologics Financial Advisors, LLC, a Registered Investment Advisor, Eric specializes in strategic financial planning, including investments, retirement, asset protection, tax strategies, debt elimination, and business transition planning. A Registered Financial Consultant® (RFC) and graduate of Capital University, Eric is also a prolific author and speaker and has published countless articles, videos, and podcasts and is the bestselling author of How to Become a Financial Beast. He has presented at hundreds of events nationwide, and weekly hosts the Financial Beast Podcast.

GuestAdam Mizel Co-Founder & CEO US UnitedWebsitehttps://www.us-united.org/About US UnitedUS United is a not-for-profit media collective building unity through storytelling, service, and human connection. Co-founded by business leader Adam Mizel and Sheriff Chris Swanson, the organization works to prove that Americans share common values and can bridge divides through community engagement. Programs include the Sheriff Unity Network, Holiday Giving Spectacular, and monthly 30 For US unity conversations. To take the Unity Pledge, visit us-united.org. Adam Mizel Bio: Adam Mizel's journey from Wall Street to corporate leader to building a grassroots unity movement wasn't exactly planned. After a successful 30-year business career, from Morgan Stanley, to launching private equity firms and hedge funds, to starting and running public and private companies, he found himself screaming at the news during the chaotic days of May 2020. George Floyd had been murdered, the country was in the midst of a pandemic, politicians and pundits amped up the rhetoric and many of us felt that the fabric of the country was ripping apart. At that moment, his wife Taunya delivered the wake-up call: "No one's hearing you if you scream at the TV." That insight sparked his biggest epiphany yet—instead of just making another donation, Adam was going to DO SOMETHING about America's divisions. He did not have a more developed concept than that, but as a serial entrepreneur, Adam was confident he would figure it out. What happened next surprised even him. Doors started opening in ways they never had during his business career. Through a social justice task force formed with CMO leadership organization PTTOW, he met Ken Nwadike, Jr. (the "Free Hugs Guy"), who in turn introduced him to Sheriff Chris Swanson of Flint, Michigan. Chris made global headlines when 3.2 billion people watched as he and his officers took off their riot gear and marched arm-in-arm with George Floyd protesters on May 30, 2020. Flint was one of the few American cities that did not burn that night. Their instant connection led to the co-founding of US United in 2021 and together they have grown it into a movement for unity that is proving that Americans aren't as divided as politicians and media want us to believe.Today, US United has built a network of close to 100 sheriffs committed to bringing unity into their communities. They have reached thousands of families across the country through giving events like the Holiday Spectacular, broken people out of their bubbles with a unity pledge and national online conversations called 30 For US, and just completed a summer cross-country road trip documenting real stories of unity happening at the grassroots level. Adam went from yelling at his TV to building a movement that's challenging the narrative about American division by empowering Americans with the tools they need to reunite our country – and inspiring others along the way. One voice is loud, millions are a movement. SOCIAL MEDIA INFO: LinkedIn - https://www.linkedin.com/in/adammmizel/Facebook - https://www.facebook.com/USUnitedOrgInstagram - https://www.instagram.com/us_united_org/Twitter - https://twitter.com/US_United_Org