<description>A special episode with one of our preferred lenders, Executive Vice President of Preferred Financial Group, Justen Meadows to find out what’s happening in the mortgage market today. We discuss ways Buyers and Sellers can navigate today’s higher rates and how to make a monthly payment affordable while pursuing the American Dream. We get into the nitty gritty of tax write-offs, different types of buy downs, how buydowns work, and why adjustable loans make good sense. 

 

 </description>

A special episode with one of our preferred lenders, Executive Vice President of Preferred Financial Group, Justen Meadows to find out what’s happening in the mortgage market today. We discuss ways Buyers and Sellers can navigate today’s higher rates and how to make a monthly payment affordable while pursuing the American Dream. We get into the nitty gritty of tax write-offs, different types of buy downs, how buydowns work, and why adjustable loans make good sense. 

 

 

Marry the Real Estate, Date the Rate

<description>Tara Graham discusses how the pandemic changed her relationship with her home and ignited her search for a new space that would give her room to think and work creatively. She shares how she studied what lacked in her current space to decipher the exact elements she needed in her next home. We discuss the importance of weighing logic vs. feelings, and when to listen to that little voice within you.
 
This episode was recorded in 2021</description>

Tara Graham discusses how the pandemic changed her relationship with her home and ignited her search for a new space that would give her room to think and work creatively. She shares how she studied what lacked in her current space to decipher the exact elements she needed in her next home. We discuss the importance of weighing logic vs. feelings, and when to listen to that little voice within you.
 
This episode was recorded in 2021

A Little Bit of Whimsy

In this interview with Fred, you’ll hear:-What happens when you are faced with the idea that you may need to change your living situation and you may not be able to handle it yourself [1:57]-Introduction of guest, Fred Hirsch [3:26]·       Who is Fred Hirsch? [3:35]-A series of unfortunate events with Carl [5:05]·       At first, people helping Carl were not a team [10:11]·       Crisis-medical emergency [10:47]·       Team formed in hospital lobby [10:58]-How Carl can longer move back to his apartment [14:02]-Pivotal event- saying to somebody “you’re not going home again” [14:24]-Holding out that hand of hope to someone who is in a physically failing situation [15:21]-How group dynamics worked among the people helping Carl [16:33]-Discussions on where Carl was going to move to [19:58]-Knowing what to do and when to do it [21:16]-Happiness is a not a standard we can achieve here [23:10]-Did everything go according to plan? [26:20]-Challenges involved in selling the condominium [28:01]-How could things have gone better? [34:19]-Secondary skills and flexibility in managing things [39:43]-Everybody comes into this world from a different place [43:34]-Part of listening and feeling, that part of not allowing efficiency to override feelings completely [44:39]-Having a contingency plan [45:56]-Incredible team that took on a huge task, achieved amazing results [47:30]-The team took a break. We did a fabulous job, let’s get some rest [48:26]

<description>&lt;p&gt;In this interview with Fred, you’ll hear:&lt;/p&gt;&lt;p&gt;-What happens when you are faced with the idea that you may need to change your living situation and you may not be able to handle it yourself [1:57]&lt;/p&gt;&lt;p&gt;-Introduction of guest, Fred Hirsch [3:26]&lt;/p&gt;&lt;p&gt;·       Who is Fred Hirsch? [3:35]&lt;/p&gt;&lt;p&gt;-A series of unfortunate events with Carl [5:05]&lt;/p&gt;&lt;p&gt;·       At first, people helping Carl were not a team [10:11]&lt;/p&gt;&lt;p&gt;·       Crisis-medical emergency [10:47]&lt;/p&gt;&lt;p&gt;·       Team formed in hospital lobby [10:58]&lt;/p&gt;&lt;p&gt;-How Carl can longer move back to his apartment [14:02]&lt;/p&gt;&lt;p&gt;-Pivotal event- saying to somebody “you’re not going home again” [14:24]&lt;/p&gt;&lt;p&gt;-Holding out that hand of hope to someone who is in a physically failing situation [15:21]&lt;/p&gt;&lt;p&gt;-How group dynamics worked among the people helping Carl [16:33]&lt;/p&gt;&lt;p&gt;-Discussions on where Carl was going to move to [19:58]&lt;/p&gt;&lt;p&gt;-Knowing what to do and when to do it [21:16]&lt;/p&gt;&lt;p&gt;-Happiness is a not a standard we can achieve here [23:10]&lt;/p&gt;&lt;p&gt;-Did everything go according to plan? [26:20]&lt;/p&gt;&lt;p&gt;-Challenges involved in selling the condominium [28:01]&lt;/p&gt;&lt;p&gt;-How could things have gone better? [34:19]&lt;/p&gt;&lt;p&gt;-Secondary skills and flexibility in managing things [39:43]&lt;/p&gt;&lt;p&gt;-Everybody comes into this world from a different place [43:34]&lt;/p&gt;&lt;p&gt;-Part of listening and feeling, that part of not allowing efficiency to override feelings completely [44:39]&lt;/p&gt;&lt;p&gt;-Having a contingency plan [45:56]&lt;/p&gt;&lt;p&gt;-Incredible team that took on a huge task, achieved amazing results [47:30]&lt;/p&gt;&lt;p&gt;-The team took a break. We did a fabulous job, let’s get some rest [48:26]&lt;/p&gt;
</description>

Fred Hertz has known his friend Carl for over 40 years, from the time he moved to the Bay Area. When Carl fell ill, with no family in the area, Fred took the lead on managing his affairs. 

In this interview, Fred shares the struggles, the victories, and lessons learned while leading an all-volunteer team who took care of everything: from the sale of the condo, to dealing with bureaucracy, unforeseen delays in plans, helping his friend understand and cope with his “new normal" and much more!

The bottom line? Have a plan for when the unexpected happens.

You Need to Have a Plan

--How to navigate the highly stressful experience of selling your dream home...5:47--What to do with all that STUFF...13:26--Physical and emotional hurdles Chuck and Diana had to overcome while downsizing...19:45--How Chuck archived the massive amount of files and documents he had accumulated...26:35And much more!Episode sponsor:Jay Sondhi of US Bank. Jay’s lending knowledge and experience are superior. His transparent communication and 100% track record with our customers has earned our absolute recommendation. Contact Jay at<a href="mailto:jay.sondhi@usbank.com">jay.sondhi@usbank.com</a> or 415.779.5293 Cell/Text.

<description>&lt;p&gt;--How to navigate the highly stressful experience of selling your dream home...5:47&lt;/p&gt;&lt;p&gt;--What to do with all that STUFF...13:26&lt;/p&gt;&lt;p&gt;--Physical and emotional hurdles Chuck and Diana had to overcome while downsizing...19:45&lt;/p&gt;&lt;p&gt;--How Chuck archived the massive amount of files and documents he had accumulated...26:35&lt;/p&gt;&lt;p&gt;And much more!&lt;/p&gt;&lt;p&gt;Episode sponsor:&lt;/p&gt;&lt;p&gt;Jay Sondhi of US Bank. Jay’s lending knowledge and experience are superior. His transparent communication and 100% track record with our customers has earned our absolute recommendation. Contact Jay at&lt;a href="mailto:jay.sondhi@usbank.com"&gt;jay.sondhi@usbank.com&lt;/a&gt; or 415.779.5293 Cell/Text.&lt;/p&gt;
</description>

Dear friends and clients, Chuck and Diana, share their recent experience of downsizing from what was by all accounts their dream home - swimming pool, 40 cabinet kitchen, 5 bedrooms, 4 bathrooms, 3 car garage, and a stunning view - to a small 2 bedroom apartment (with 9 cabinets) in San Francisco.

Here are a few highlights from our visit:

That Moment You Realize It's Time to Downsize

Here are a few highlights from the episode:--What is going on right now in our area related to the COVID-19 shutdown...2:30--How the lockdown is affecting the Bay Area real estate market...5:15--New mandated requirements for both buyers and sellers ...14:00--Where Kim sees the market headed in the near future and beyond...19:30--And much more!*Episode sponsor: *Jay Sondhi with US Bank. Jay’s transparent communication, superior lending knowledge and experience and 100% track record with our customers has earned our trust and recommendation for our listeners. Contact Jay Sondhi at <a href="mailto:jay.sondhi@usbank.com">jay.sondhi@usbank.com</a> or 415.779.5293 Cell/Text.

<description>&lt;p&gt;&lt;strong&gt;Here are a few highlights from the episode:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;--What is going on right now in our area related to the COVID-19 shutdown...2:30&lt;/p&gt;&lt;p&gt;--How the lockdown is affecting the Bay Area real estate market...5:15&lt;/p&gt;&lt;p&gt;--New mandated requirements for both buyers and sellers ...14:00&lt;/p&gt;&lt;p&gt;--Where Kim sees the market headed in the near future and beyond...19:30&lt;/p&gt;&lt;p&gt;--And much more!&lt;/p&gt;&lt;p&gt;&lt;strong&gt;*&lt;/strong&gt;&lt;i&gt;&lt;strong&gt;Episode sponsor: *&lt;/strong&gt;&lt;/i&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Jay Sondhi with US Bank&lt;/strong&gt;. Jay’s transparent communication, superior lending knowledge and experience and 100% track record with our customers has earned our trust and recommendation for our listeners. Contact Jay Sondhi at &lt;a href="mailto:jay.sondhi@usbank.com"&gt;jay.sondhi@usbank.com&lt;/a&gt; or 415.779.5293 Cell/Text.&lt;/p&gt;
</description>

As California buckles down with a statewide Shelter in place, Buyers, Sellers, and Real Estate professionals are redefining the home buying process. While prioritizing the community’s safety, wellness, and our own ethical responsibility, Realtors are creating a plan to support those who need real estate support as an essential service. Listen as host, Kim Cole, shelters in place with a solo discussion of Real Estate sales in Oakland, and the greater bay are.

The State of Local Real Estate in the Midst of a Global Pandemic

Real 510 is dedicated to the stories of real buyers and real sellers in the East Bay residential housing environment in Northern California.

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