Honest Money

This episode features a Q&A session with Warren Ingram and Pieter de Villiers discussing investment strategies for South Africans working abroad, the implications of US-domiciled funds, and practical advice for young investors. They also explore how to start investing early, the importance of financial education, and opportunities for yacht crew members to build wealth. Chapters 00:00 Introduction and Q&A Format02:23 Investing for Yacht Crew: A Unique Perspective04:01 Understanding D...

In this episode, Warren Ingram and Pieter de Villiers cover how to balance local and offshore exposure in tax-free investment accounts, the differences between global indices like MSCI World and MSCI ACWI, and strategies for long-term diversified investing. Chapters 00:00 Introduction and Purpose of the Show00:29 Audience Engagement and Future Plans01:24 Voice Note 1: Local vs Offshore Exposure in TFSA02:49 Principles of Portfolio Construction and Simplicity04:08 Long-Term Focus and Asset A...

In this episode, Warren Ingram and Pieter de Villiers explore practical financial planning topics, including estate planning, executor fees, and platform costs. They discuss how to optimize estate administration, reduce costs, and choose the right investment platforms, providing valuable insights for listeners looking to improve their financial strategies. Takeaways: Estate planning and executor selectionCost-effective investment platform choicesReducing estate administration fees Learn more...

This episode, Warren Ingram and Pieter de Villiers explore the importance of emergency funds, practical steps to build one, and how it safeguards your financial future. Learn from experts about how to plan, where to keep your emergency savings, and common pitfalls to avoid. Takeaways: What is an emergency fund and why it is essentialHow much to save for different life situationsWhere to keep your emergency savings for easy access and safetyCommon mistakes and pitfalls in building emergency ...

In this episode, Warren Ingram and Pieter de Villiers unpack South Africa's latest tax adjustments, highlighting how these changes impact savers, investors, and homeowners. Discover key updates, practical tips, and what they mean for your financial planning. Takeaways: Impact of inflation-adjusted tax brackets and rebatesChanges to retirement contribution limits and tax-free savings accountsCapital gains tax exemptions and property sale exclusionsInternational money transfer allowances and ...