<description>&lt;p&gt;What if your biggest retirement risk isn&amp;rsquo;t the market&amp;mdash;but the taxes you never planned for? On this episode, Steve Hoyl digs into how taxes, risk, and income planning collide in the final stretch before retirement. The conversation covers Roth strategies, market downturns, Social Security taxation, and why a 401(k) alone isn&amp;rsquo;t a plan. It&amp;rsquo;s a candid look at the psychology of retirement and how written strategies&amp;mdash;income, tax, and risk&amp;mdash;work together when life and markets change.&lt;/p&gt; &lt;p&gt;Get Your Complimentary Retirement Analysis&lt;/p&gt; &lt;p&gt;Social Media:&amp;nbsp;&lt;a href="https://www.facebook.com/HoylFinancialLLC"&gt;Facebook&lt;/a&gt; | &lt;a href="https://x.com/HoylFinanacial"&gt;X&lt;/a&gt;&lt;/p&gt; &lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;See &lt;a href="https://omnystudio.com/listener"&gt;omnystudio.com/listener&lt;/a&gt; for privacy information.&lt;/p&gt;</description>

Retire Texas Style!

Steve Hoyl

Why a Big 401(k) Can Still Go Wrong

FEB 24, 202616 MIN
Retire Texas Style!

Why a Big 401(k) Can Still Go Wrong

FEB 24, 202616 MIN

Description

What if your biggest retirement risk isn’t the market—but the taxes you never planned for? On this episode, Steve Hoyl digs into how taxes, risk, and income planning collide in the final stretch before retirement. The conversation covers Roth strategies, market downturns, Social Security taxation, and why a 401(k) alone isn’t a plan. It’s a candid look at the psychology of retirement and how written strategies—income, tax, and risk—work together when life and markets change. Get Your Complimentary Retirement Analysis Social Media: Facebook | X  See omnystudio.com/listener for privacy information.