In this episode of The Friday Habit, host Mark Labriola II sits down with Henry Yoshida, CEO and Co-Founder of Rocket Dollar, to unpack what it really takes to build a durable fintech company in a highly regulated industry.Henry shares his journey from a risk-averse upbringing and a stable career at Merrill Lynch to founding multiple companies—including Rocket Dollar, now part of a platform managing $12B+ in retirement assets. They dive deep into ownership, timing, regret vs. risk, venture capital trade-offs, and why paying attention to “small signals” can unlock massive opportunities.🧠 Key TakeawaysRegret Is More Dangerous Than Risk – Fear fades, but “what if?” lingersStay a Mile Deep, Not a Mile Wide – Specialization creates leverageTiming Matters More Than Ideas – Many failures are just too earlyVenture Capital Is a Clock – Momentum determines survivalBuild for the Right Customer Segment – CAC must beat LTVBalance Fuels Longevity – Burnout kills good businessesCuriosity Compounds – Small observations connect into big ideasResources & Links:🔗 Learn more about Rocket Dollar: https://bit.ly/4qaDVxUConnect With Henry! Instagram: @fitfinancehenry📘 Download the free Friday Habit Guide: https://thefridayhabit.comChapters:00:42 Meet Henry Yoshida: CEO & Co-Founder of Rocket Dollar02:05 Growing Up Risk-Averse & Fear of Regret04:45 Merrill Lynch’s Competitive Culture07:55 Early Career Lessons That Shaped a Founder10:40 Leaving Stability to Take the Leap13:10 Building & Selling the First Business16:00 Venture Capital, Timing, and Momentum18:55 Failing Into an Acquisition21:35 Why Most Startups Pick the Wrong Customer24:10 The Problem With Traditional IRAs & 401ks27:10 What Rocket Dollar Actually Does30:05 Building in a Highly Regulated Industry32:45 Risk, Regret, and Confidence as a Founder35:40 Burnout, Balance, and Founder Mistakes38:05 Henry’s Friday Habit: Stay Curious & Connect the Dots40:29 Outro