On this special episode of The Rate Guy, we examine today's Fed meeting, the dissents, the jobs realization, J Powell's press conference and what it all means for current market conditions and in 2026.

<description>&lt;p&gt;On this special episode of The Rate Guy, we examine today's Fed meeting, the dissents, the jobs realization, J Powell's press conference and what it all means for current market conditions and in 2026. &lt;/p&gt;</description>

J-Money's Last Rate Cut?

On this episode of The Rate Guy, JP draws a parallel between the Penn State and Fed search for their next leader. Then we jump into what to expect at this week's meeting and a quick look ahead to next year's rate expectations. We'll be back Wednesday for a recap of the Fed meeting. For those that are curious...here's the calendar reminder screenshot. (if I could insert a facepalm emoji here I would)

<description>&lt;p&gt;On this episode of The Rate Guy, JP draws a parallel between the Penn State and Fed search for their next leader. Then we jump into what to expect at this week's meeting and a quick look ahead to next year's rate expectations.&lt;/p&gt; &lt;p&gt;We'll be back Wednesday for a recap of the Fed meeting. &lt;/p&gt; &lt;p&gt;For those that are curious...here's the calendar reminder screenshot. (if I could insert a facepalm emoji here I would)&lt;/p&gt; &lt;p&gt;&lt;img src= "//assets.libsyn.com/show/245063/Screen_Shot_2025-12-08_at_6.36.08_AM.png" alt="" width="547" height="359" /&gt;&lt;/p&gt;</description>

A Cut This Week But None Next Year?

On this episdoe of The Rate Guy, in the spirit of Thanksgiving, JP runs through a variety of things he's thankful for with his mix of sincerity and sarcasm that we all know and love. Check out the fancy Private Social Club that we talk about and visited in Atlanta, The Perlant, <a href= "https://www.theperlant.com/">here</a>. If you want to see Philly Elementary kids go off on Dallas player themed heavy bags (yeah, you read that right) click <a href= "https://x.com/AlexHolleyFOX29/status/1991882044436300224?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1991882044436300224%7Ctwgr%5Ee54b196dd9e47a417033d43d8c9899abcb7347b6%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fwww.usatoday.com%2Fstory%2Fsports%2Fnfl%2F2025%2F11%2F21%2Feagles-cowboys-elementary-kids-fans-video%2F87399349007%2F"> here.</a> Hope you all have a great Holiday this week!

<description>&lt;p&gt;On this episdoe of The Rate Guy, in the spirit of Thanksgiving, JP runs through a variety of things he's thankful for with his mix of sincerity and sarcasm that we all know and love. &lt;/p&gt; &lt;p&gt;Check out the fancy Private Social Club that we talk about and visited in Atlanta, The Perlant, &lt;a href= "https://www.theperlant.com/"&gt;here&lt;/a&gt;.&lt;/p&gt; &lt;p&gt;If you want to see Philly Elementary kids go off on Dallas player themed heavy bags (yeah, you read that right) click &lt;a href= "https://x.com/AlexHolleyFOX29/status/1991882044436300224?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1991882044436300224%7Ctwgr%5Ee54b196dd9e47a417033d43d8c9899abcb7347b6%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fwww.usatoday.com%2Fstory%2Fsports%2Fnfl%2F2025%2F11%2F21%2Feagles-cowboys-elementary-kids-fans-video%2F87399349007%2F"&gt; here.&lt;/a&gt;&lt;/p&gt; &lt;p&gt;Hope you all have a great Holiday this week!&lt;/p&gt;</description>

My Thanksgiving List - Markets Edition

On this episode of The Rate Guy, we talk about JP's love of all things Texas (well, maybe not the lobster mac & cheese), dig into the latest private-sector jobs data, and break down where we see interest rates heading in 2026 — plus why the impact on the 10T looks completely binary.

<description>&lt;p&gt;On this episode of &lt;em data-start="141" data-end="155"&gt;The Rate Guy&lt;/em&gt;&lt;strong data-start="120" data-end="158"&gt;,&lt;/strong&gt; we talk about JP's love of all things Texas (well, maybe not the lobster mac &amp; cheese), dig into the latest private-sector jobs data, and break down where we see interest rates heading in 2026 — plus why the impact on the 10T looks completely binary.&lt;/p&gt;</description>

I Love the Smell of Capitalism in the Morning

On this special edition episode of The Rate Guy we recap today's Fed meeting and analyze Powell's surprising remarks and what to be on the look out for in the week ahead. See you on 11/10! Here is the <a href= "https://www.pensford.com/industry-news/a-december-rate-cut-is-far-from-a-foregone-conclusion"> link to JP's recap</a> in the Pensford Newsletter.

<description>&lt;p&gt;On this special edition episode of The Rate Guy we recap today's Fed meeting and analyze Powell's surprising remarks and what to be on the look out for in the week ahead. &lt;/p&gt; &lt;p&gt;See you on 11/10!&lt;/p&gt; &lt;p&gt;Here is the &lt;a href= "https://www.pensford.com/industry-news/a-december-rate-cut-is-far-from-a-foregone-conclusion"&gt; link to JP's recap&lt;/a&gt; in the Pensford Newsletter. &lt;/p&gt;</description>

Quick Fed Meeting Take Aways

The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.

The Rate Guy

Details

Recent Episodes