<p><strong>Thinking about buying a dental practice but overwhelmed by insurance, student loans, and timing?</strong> 🦷💼<br>In this episode, we’re joined by <strong>Jim Kachmar</strong> to break down what dentists <em>actually</em> need to know before taking the leap into practice ownership.</p><p>We cover the often-overlooked (but critical) topics of <strong>disability insurance, life insurance, and student debt strategy</strong>, and how these financial decisions can directly impact your ability to buy a practice. Jim explains why waiting to “pay off all your loans first” may hold you back, how practice income can accelerate debt payoff, and why pre-planning your insurance coverage—even during dental school—can open doors later on.</p><p>You’ll also learn what <strong>non-cancellable and guaranteed renewable policies</strong> really mean, how <strong>collateral assignment</strong> works when buying a practice, and why stacking life insurance policies can be a smart move depending on your situation. Plus, we talk about networking, timing, and how connecting with the right insurance experts can help you make confident, informed decisions.</p><p>Whether you’re a dental student, new grad, or early-career dentist thinking about <strong>dental practice ownership</strong>, this episode is packed with practical insights to help you plan smarter and move forward sooner.</p><p>🎧 <strong>Perfect for:</strong> dental students, associates, and anyone exploring buying a dental practice.</p><p><br></p><p><strong>Connect with Jim at Doctor’s Disability Specialists: </strong><a href="https://www.ddsteam.net/team/jim-kachmar">⁠<strong>https://www.ddsteam.net/team/jim-kachmar</strong>⁠</a></p><p><br></p><p><strong>Disability Insurance! advice for figuring out the right agent for you and understanding your plan (</strong>215) <a href="https://open.spotify.com/episode/1LnlANyGXIWVes0MXHFHr6?si=CdNs12RlQ8iUjOeV-4tw4A">⁠https://open.spotify.com/episode/1LnlANyGXIWVes0MXHFHr6?si=CdNs12RlQ8iUjOeV-4tw4A⁠</a></p><p><br></p><p>Engage with the podcast on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠<a href="https://www.instagram.com/dentaldownloadpodcast">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dentaldownloadpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p><p>Podcast TikTok: <a href="https://www.tiktok.com/@dentaldownloadpodcast">⁠⁠https://www.tiktok.com/@dentaldownloadpodcast⁠⁠</a></p><p>Haley&#39;s Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠<a href="https://www.instagram.com/dr.haley.dds">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dr.haley.dds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a> </p><p>Haley&#39;s TikTok: <a href="https://www.tiktok.com/@dr.haley.dds?lang=en">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dr.haley.dds?lang=en⁠⁠⁠⁠⁠</a></p>